Pronunciation: /ˈmɔːrɡɪdʒ/
noun a legal agreement by which a bank or other creditor lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt.
A1 I need to pay my mortgage every month.
A2 She took out a mortgage to buy her first home.
B1 The bank approved my mortgage application.
B2 The mortgage rate has gone up, so we need to refinance.
C1 He invested in mortgage-backed securities to diversify his portfolio.
C2 The mortgage agreement included a clause for early repayment without penalty.
verb None
A1 I want to mortgage my house to buy a new car.
A2 She decided to mortgage her property to start a business.
B1 They are planning to mortgage their home in order to renovate it.
B2 The couple mortgaged their vacation home to invest in a rental property.
C1 After careful consideration, they decided to mortgage multiple properties to expand their real estate portfolio.
C2 The business mogul mortgaged a portion of his assets to secure funding for his latest venture.
adjective None
A1 I have a mortgage payment due at the end of the month.
A2 The mortgage application process can be overwhelming for first-time buyers.
B1 The mortgage rate offered by the bank was higher than I expected.
B2 She decided to refinance her mortgage to take advantage of lower interest rates.
C1 The mortgage broker helped us navigate the complex world of home financing.
C2 His mortgage lender required a substantial down payment for the luxury property.
adverb None
A1 She saved up enough money to buy a house without taking out a mortgage.
A2 They decided to refinance their mortgage to get a lower interest rate.
B1 He carefully calculated his monthly mortgage payments to ensure they fit within his budget.
B2 The bank approved their mortgage application after reviewing their credit history.
C1 She invested in real estate properties to generate income from rental properties and mortgage payments.
C2 The mortgage broker provided expert advice on different types of mortgage options available for the luxury home purchase.
pronoun None
A1 I have a mortgage on my house.
A2 She took out a mortgage to buy her first home.
B1 The bank approved my mortgage application.
B2 Paying off a mortgage early can save you money in interest.
C1 The mortgage rates are currently at an all-time low.
C2 Refinancing your mortgage can help you get a better interest rate.
preposition None
A1 I am saving money to buy a house without taking out a mortgage.
A2 She is considering getting a mortgage to purchase her first home.
B1 They decided to refinance their mortgage to get a lower interest rate.
B2 The couple used their home equity to take out a second mortgage for renovations.
C1 After paying off their mortgage early, they were able to retire comfortably.
C2 The bank offered a competitive mortgage package with flexible repayment terms.
conjunction None
A1 I want to buy a house, but I need to get a mortgage first.
A2 She decided to take out a mortgage in order to finance her new business.
B1 The couple applied for a mortgage together to buy their first home.
B2 After comparing different mortgage options, they chose a fixed-rate loan.
C1 The mortgage rate has been steadily increasing over the past few months.
C2 Having a good credit score can help you secure a lower interest rate on your mortgage.
interjection None
A1 Mortgage! That's a big word.
A2 I have to pay my mortgage every month.
B1 Mortgage! It's a major financial commitment.
B2 I'm considering refinancing my mortgage.
C1 Mortgage! The interest rates are quite high right now.
C2 After years of paying my mortgage, I finally own my home outright.
article None
A1 I have a mortgage on my house.
A2 She took out a mortgage to buy her first home.
B1 The bank approved my mortgage application.
B2 We refinanced our mortgage to get a lower interest rate.
C1 The mortgage lender required a down payment of 20%.
C2 The adjustable-rate mortgage allowed for lower monthly payments initially.
formal The couple applied for a mortgage to buy their first home.
informal They took out a mortgage to buy the house.
slang They got a home loan to purchase the property.
figurative The burden of the mortgage weighed heavily on their finances.
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