Banking And Finance Vocabulary

noun the business conducted or services offered by a bank

verb present participle of the verb 'to bank', which can mean to deposit money in a bank or to engage in the business of banking

• Banking regulations are constantly evolving to ensure the stability of the financial system.
• I need to stop by the bank to deposit this check.
• I'm broke, so I'll have to hit up the bank of mom and dad for some cash.
• Investing in education is like putting money in the 'bank' for future success.

noun a person employed to keep records or accounts in a business

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• The clerk at the courthouse processed all the legal documents efficiently.
• I asked the clerk at the store where to find the latest bestseller.
• The clerk at the DMV was so slow, it took forever to renew my license.
• As a clerk of the weather, he could predict storms with uncanny accuracy.

noun an entry recording a sum owed

verb to record a sum owed

• Please remember to debit the correct account for the transaction.
• Don't forget to take the money out of your account for that purchase.
• Make sure to swipe your card for that payment.
• His actions will debit from his reputation in the long run.

noun A person who is involved in the management of large amounts of money, especially in business or government

• The financier was responsible for securing the necessary capital for the project.
• The financier is the one who funds the whole operation.
• The financier is the money guy who makes it all happen.
• The financier is like the wizard behind the curtain, pulling all the strings.

noun A person or entity that lends money to a borrower for the purpose of purchasing real estate, with the property serving as collateral for the loan.

• The mortgagee has the legal right to foreclose on the property if the borrower defaults on the loan.
• If you miss too many payments, the mortgagee can take your house.
• The bank is the mortgagee, so make sure you pay your mortgage on time.
• In this scenario, the mortgagee represents the financial institution holding the loan.

noun a presentation or exhibition

• The grand jury returned a presentment against the suspect for embezzlement.
• The police made a presentment of evidence to the court.
• The lawyer's presentment was so convincing, it blew everyone away.
• The artist's presentment of emotions through his painting was truly captivating.

verb to connect a telephone call to the intended recipient

adverb in a manner that allows for completion or success

• I will put through your payment as soon as possible.
• I'll put through your order right now.
• Let me put through your request real quick.
• She had to put herself through a lot of challenges to achieve her goals.

noun a type of currency made from a synthetic material called polymer, known for its durability and security features

• The new polymer note introduced by the central bank is designed to be more durable than traditional paper currency.
• Have you seen the new polymer note? It feels so smooth and different compared to the old bills.
• I heard the new polymer note is like indestructible, you can't tear it no matter how hard you try.
• The polymer note symbolizes the country's commitment to modernizing its currency system.

noun Interest that accumulates over time on a principal sum of money

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• The investor received a statement showing the accrued interest on their savings account.
• I just got my bank statement and saw the accrued interest from my savings.
• I'm loving the extra cash from the accrued interest in my account.
• The relationship between time and accrued interest is like a growing tree, steadily increasing in value.