Budgeting Terms

noun austerity

• The government implemented strict austerity measures to reduce the national debt.
• During times of austerity, it's important to budget wisely.
• Man, this austerity stuff is really cramping my style.
• Embracing austerity in our personal lives can lead to a more simplified and fulfilling existence.

noun the fare for riding in a car or other public transportation

• She always made sure to budget for carfare when planning her trips.
• I forgot to bring enough carfare for the bus ride home.
• I need to scrounge up some carfare to get to the party tonight.
• His determination to succeed was his carfare on the journey to achieving his dreams.

adjective characterized by or reflecting economy in the use of resources

• She was known for her frugal spending habits, always looking for the best deals and saving money wherever she could.
• My dad is so frugal, he still uses coupons at the grocery store even though he doesn't need to.
• I'm trying to be more frugal with my money so I can save up for that new phone.
• His frugal use of words made his writing both concise and powerful.

noun a word that represents a person, place, thing, or idea

verb a word that expresses an action or state of being

preposition a word that shows the relationship between a noun or pronoun and other words in a sentence

• Many families struggle to make ends meet with the rising cost of living.
• It's tough to make ends meet when rent keeps going up.
• I'm always hustling to make ends meet at the end of the month.
• Juggling multiple jobs is how she manages to make ends meet in this economy.

verb a word used to describe an action, state, or occurrence, indicating the planned nature of something

• The project team meticulously planned every detail of the upcoming conference.
• We've planned a trip to the beach next weekend, want to join?
• I totally planned to binge-watch that new series on Netflix tonight.
• She carefully planned her revenge, waiting for the perfect moment to strike.

noun a sum of money saved or kept aside for a particular purpose

• It is important to start building your savings early in order to secure your financial future.
• I'm trying to cut back on expenses so I can boost my savings.
• I'm stashing away some cash for a rainy day.
• Investing in your education is a great way to grow your savings in the long run.

verb to be very careful with money and spend it only when necessary

• The company implemented a new policy of scrimping on office supplies to cut costs.
• I've been scrimping on eating out so I can save up for a vacation.
• My parents are always scrimping and saving for a rainy day.
• She was scrimping on sleep to finish her project on time.

noun pennies - plural form of penny, a small denomination of currency

verb a word that expresses an action or a state of being

pronoun a word that can function by itself as a noun phrase and that refers either to the participants in the discourse or to someone or something mentioned elsewhere in the discourse

preposition a word governing, and usually preceding, a noun or pronoun and expressing a relation to another word or element in the clause

• It is wise to count your pennies before making any major financial decisions.
• Make sure to count your pennies before going shopping.
• Hey, don't forget to count your pennies before hitting the mall.
• In times of uncertainty, it's important to count your pennies and be prepared for any financial challenges.

adjective describing something that is affordable or within one's budget

• The company decided to invest in budget-friendly marketing strategies to reach a wider audience.
• Let's find a budget-friendly restaurant for dinner tonight.
• I'm all about that budget-friendly shopping life.
• Her advice on budget-friendly living was like a breath of fresh air in a world of overspending.

noun a person, place, thing, or idea

verb a word that expresses an action or state of being

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

• I need to make rent by the end of the month to avoid any late fees.
• I have to hustle this week to make rent on time.
• I gotta grind extra hard to make rent this month.
• She had to get creative to make rent after losing her job.

verb A word that expresses an action or a state of being. In this case, 'added up' is a verb phrase indicating the act of combining numbers or quantities to find a total.

• The accountant carefully added up all the expenses to ensure accuracy.
• I just added up all the costs and it's more than I expected.
• I added up the prices and they're through the roof.
• When you consider all the factors, it really added up to a successful outcome.

verb a word that expresses an action, occurrence, or state of being

• When all the numbers are properly calculated, everything adds up to the correct total.
• I've been keeping track of my expenses and everything adds up to the amount I have left in my account.
• I did the math and it all adds up, so we should be good to go.
• His suspicious behavior adds up to him being involved in the crime.