Budgeting Vocabulary

verb to give permission for something to happen or to take place

preposition to make room or provide an opportunity for something

• The new regulations allow for greater flexibility in project planning.
• The new rules allow for more options when it comes to planning projects.
• The updated guidelines allow for more wiggle room in project planning.
• The revised policies allow for thinking outside the box in project management.

noun a book of blank checks that are used for making payments from a bank account

• I always keep my checkbook balanced to ensure accurate financial records.
• Don't forget to grab your checkbook before we head to the store.
• I never use my checkbook anymore, everything is digital now.
• Her generosity is like a blank checkbook, always ready to help others in need.

noun a record of money deposited or withdrawn from a checking account

• I opened a checking account at the bank to manage my finances.
• I set up a checking account so I can easily pay my bills online.
• I got a checking account to stash my cash.
• Having a checking account is like having a financial safety net.

noun a person who is extremely frugal or stingy

adjective being overly careful with money or resources

• The company's cheeseparing measures led to a decrease in overall quality of their products.
• Stop being so cheeseparing and just buy the good cheese for once.
• I can't stand her cheeseparing ways when it comes to splitting the bill.
• His cheeseparing attitude towards life prevents him from truly enjoying its richness.

noun the management of money and other assets

• It is important to carefully manage your finances to ensure long-term financial stability.
• I need to figure out how to budget my finances better so I can save up for a vacation.
• I'm broke because I didn't watch my finances and spent all my money on unnecessary stuff.
• Her finances were like a leaky bucket, constantly losing money no matter how much she tried to save.

noun a word that represents a person, place, thing, or idea

adjective a word that describes or modifies a noun or pronoun

• Implementing energy-efficient practices is key to money saving in the long run.
• Using coupons and shopping during sales are great ways to save money.
• I'm all about that money saving life - always looking for deals and discounts.
• Investing in quality products may seem expensive upfront, but it's a form of money saving in the grand scheme of things.

verb to spend more money than is available or than is considered appropriate

• It is important for individuals to track their expenses to avoid overspending.
• I always overspend when I go shopping with my friends.
• I tend to splurge and overspend whenever I see a sale.
• His generosity knows no bounds, often leading him to overspend on gifts for others.

noun a person who is excessively careful with their money, often to the point of being stingy or frugal

adjective describing someone or something that is very careful with money, often to the point of being miserly or thrifty

• The company's penny pinching tactics have led to a decrease in employee morale.
• My dad is always penny pinching, even when it comes to buying groceries.
• Stop being such a penny pincher and just treat yourself for once.
• Penny pinching in this situation will only lead to missed opportunities for growth.

adjective having a small or inadequate amount of something, especially money or resources

• The company's scrimpy budget led to cutbacks in various departments.
• I can't believe how scrimpy they were with the portion sizes at that restaurant.
• Don't be so scrimpy, just pitch in a little more for the gift.
• Her scrimpy attitude towards sharing her resources left her feeling isolated.

noun a deficit or lack in amount required or expected

• The company experienced a significant shortfall in revenue this quarter.
• We're facing a shortfall in funds for the project.
• I heard there's a shortfall in the party budget.
• Her kindness made up for any shortfall in experience.

verb to restrict or limit in amount or quantity

adjective showing a limited or restricted amount of something

• The company's policy on employee benefits is not stinting.
• I appreciate your generosity, you're not stinting at all.
• Don't be so stinting with the snacks, we have plenty to share.
• His love for her was not stinting, he gave her everything he had.

verb to help someone get through a difficult period or situation

preposition to provide support or assistance during a challenging time

• The government provided a relief package to help tide over businesses during the economic downturn.
• I lent my friend some money to tide her over until she gets paid.
• I'm just trying to tide over until the weekend so I can relax.
• His positive attitude helped him tide over the difficult times in his life.

adjective describing something that has not been used or spent

• The unspent funds from last year's budget will be carried over to the next fiscal year.
• I still have some unspent money left over from my last paycheck.
• I totally forgot about the unspent cash in my wallet.
• Her unspent energy was evident as she sat quietly in the corner, waiting for something to happen.

verb to consider or regard in a specified way

preposition used to say that something or someone has been considered or included in a calculation, decision, or plan

• In the financial report, all expenses were meticulously accounted for.
• I made sure to account for all the missing items before leaving the party.
• She totally accounted for her ex-boyfriend by showing up with a hotter date.
• The new evidence accounted for his sudden change in behavior.