Business Finance

noun the action or process of gradually reducing or writing off a debt, such as a loan or mortgage, by making periodic payments

• The company's financial statements include a detailed schedule of amortization for its intangible assets.
• I have to remember to factor in the amortization costs when budgeting for the project.
• I'm trying to wrap my head around how this whole amortization thing works.
• Just like how a loan is gradually paid off through amortization, our efforts will eventually lead to success.

verb to gradually reduce or write off the cost or value of an asset over a period of time

• The company plans to amortize the cost of the new equipment over the next five years.
• I'm going to amortize the cost of my new laptop by using it for work.
• I'll just spread out the payments to amortize the cost of the car.
• She tried to amortize the emotional impact of the breakup by focusing on her career.

noun the ability or capacity to borrow money or obtain credit

• The bank assesses your borrowing power before approving a loan.
• I need to figure out my borrowing power before applying for a mortgage.
• My borrowing power is pretty low right now, so I can't afford to buy a new car.
• In negotiations, it's important to understand the other party's borrowing power to leverage your position.

noun the amount of money that is required or spent in order to buy, produce, or do something

verb to require the payment of (a specified sum of money) before it can be acquired or done

• The cost of living in this city is quite high compared to other areas.
• I'm not sure if I can afford the cost of going to that concert.
• I can't believe how much that new phone costs, it's highway robbery!
• The cost of success often includes sacrifices and hard work.

noun a regular payment made by a borrower to a creditor in order to repay a debt

• The government allocated a significant portion of the budget towards debt service payments.
• I have to make sure I budget enough for debt service each month.
• I'm drowning in debt service payments.
• Paying off my debt service feels like climbing a mountain.

noun a financial instrument that is similar to a check but is guaranteed by the issuing bank

• The company requested payment through a demand draft for security purposes.
• You can pay through a demand draft if you don't have a chequebook.
• I'll just send a demand draft to settle the bill.
• His dedication to his work was like a demand draft - unwavering and reliable.

noun the act of disbursing money or funds

• The disbursal of funds will be processed once all necessary documentation is submitted.
• The disbursal of the payment will happen once everything is sorted out.
• We'll get the disbursal once we jump through all the hoops.
• The disbursal of knowledge from the teacher to the students was evident in the classroom.

noun A person or organization that provides or raises money for a project or business

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• The financer of the project has requested a detailed financial report.
• The project's financer wants to see a breakdown of the expenses.
• The financer dude is asking for all the money stuff to be sorted out.
• She was the financer of his dreams, providing the support he needed to succeed.

noun a word (other than a pronoun) used to identify any of a class of people, places, or things

adjective a word naming an attribute of a noun, such as sweet, red, or technical

preposition a word governing, and usually preceding, a noun or pronoun and expressing a relation to another word or element in the clause

article a particular item or object, typically one of a specified type

• The company's financial statements show that they are consistently in the red.
• My bank account is always in the red by the end of the month.
• I can't go out tonight, I'm in the red until payday.
• Her emotions were in the red after the argument with her friend.

noun a clause in a legal document specifying a condition or requirement that must be met

• The contract includes a provision for annual salary increases.
• Make sure to check the provision about late fees in the rental agreement.
• I heard there's a provision in the deal for free upgrades.
• The provision of love and support from her family helped her through tough times.

noun A written acknowledgment that something has been received

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• Please make sure to keep all your receipts for reimbursement purposes.
• Hey, don't forget to hang on to your receipts in case you need to return something.
• I always stash my receipts in a shoebox just in case I need them later.
• The success of the project can be seen in the positive feedback and glowing receipts from satisfied customers.

noun the market for trading stocks and securities

• The stock market experienced a significant downturn today.
• Did you hear about the stock market drop?
• I'm hoping to make some quick cash in the stock market.
• Her emotions were like a rollercoaster ride in the stock market.

noun A word that represents a person, place, thing, or idea. In this case, 'stocks' and 'bonds' are both nouns as they refer to financial instruments used for investment.

conjunction A word used to connect clauses or sentences or to coordinate words in the same clause. In this case, 'and' is a conjunction that connects the two nouns 'stocks' and 'bonds'.

• Investors should diversify their portfolios by investing in a mix of stocks and bonds.
• If you want to play it safe, you can put your money in stocks and bonds.
• I'm thinking of throwing some cash into stocks and bonds to see how it goes.
• In the financial world, stocks and bonds are like the yin and yang, balancing risk and stability.

noun shares of ownership in a corporation or financial asset

• Investors should diversify their portfolios by investing in a variety of stocks.
• I heard that tech stocks are performing really well right now.
• I'm thinking of throwing some cash into those hot stocks everyone's talking about.
• She felt like her life was in a downward spiral, like watching stocks plummeting on the market.

noun a person or thing that has not been collected or gathered

adjective describing something that has not been collected or gathered

• The uncollected data needs to be analyzed before we can draw any conclusions.
• Don't forget about the uncollected papers on your desk.
• I totally spaced out and left my uncollected laundry at the laundromat.
• Her uncollected emotions were evident in her trembling hands.

noun accelerated amortization is a method of paying off a loan more quickly than the scheduled repayment plan

• The company decided to implement an accelerated amortization schedule to pay off the loan sooner.
• We're going with accelerated amortization to get rid of the debt faster.
• Let's speed up the loan repayment with accelerated amortization.
• Using accelerated amortization is like hitting the fast-forward button on our loan payments.

noun A word that represents a person, place, thing, or idea. In this case, 'account day' is a noun as it represents a specific day related to accounting or financial matters.

• On account day, all financial transactions are carefully reviewed and recorded.
• Account day is when we have to go through all the boring paperwork for the month.
• I hate account day, it's such a drag having to deal with all the numbers.
• For me, account day is like facing a mountain of paperwork that never seems to end.

noun a record or statement of financial transactions

adjective up to date or current

• It is important to keep your accounts current to ensure accurate financial records.
• Make sure you stay on top of your accounts so everything is up to date.
• Don't let your accounts fall behind, keep them current.
• Keeping your accounts current is like staying on top of your game in the financial world.

noun an amount of money owed to a company by a customer for goods or services provided on credit

• The company's accounts receivable department is responsible for tracking and collecting payments from customers.
• Hey, make sure you send out those invoices so our accounts receivable stays up to date.
• I heard the accounts receivable team is swamped with chasing down payments.
• Managing your accounts receivable is like keeping track of a constantly flowing river of money.

noun the act of accumulating or receiving something over time, especially benefits or payments

adjective related to the process of accruing something

• The company uses accrual accounting to record revenue and expenses when they are earned or incurred, regardless of when the cash is actually received or paid.
• Accrual accounting is like keeping track of money you've earned but haven't received yet.
• I'm not sure how the whole accrual thing works, but it's supposed to make the financial statements more accurate.
• Just like interest accrues over time, so do the company's expenses and revenues in accrual accounting.

noun a noun is a word that refers to a person, place, thing, event, substance, or quality

adjective a word that describes or gives more information about a noun

• The company's accumulated surplus has grown steadily over the past few years.
• We've got a nice little pile of extra cash saved up.
• Our surplus stash is looking pretty healthy right now.
• Like a squirrel storing nuts for the winter, the business has built up an impressive accumulated surplus.