Business Liability

noun the state or quality of being negligent

• The company was found liable for negligence in maintaining a safe working environment for its employees.
• The negligence of the driver caused the car accident.
• Don't be a fool, negligence can lead to serious consequences.
• Negligence is like a leaky faucet - if you don't fix it, it can cause a flood of problems.

noun The exclusive owner of a business

• The sole proprietor of the company made all the major decisions.
• The sole proprietor is the boss around here.
• The sole proprietor calls all the shots.
• As the sole proprietor of his own destiny, he took control of his future.

noun a person or organization that is added to an insurance policy in addition to the primary insured party

• The contractor requested to be listed as an additional insured on the insurance policy.
• The builder wanted to be added as an extra insured on the insurance.
• The handyman asked to be covered as an 'extra' on the insurance policy.
• Being listed as an additional insured is like having an extra layer of protection in case of any mishaps.