noun
a written document that promises to pay a specific amount of money to a designated person or entity
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A negotiable instrument is a document guaranteeing the payment of a specific amount of money, either on demand or at a set time.
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I need you to sign this negotiable instrument before I can release the funds.
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Make sure you have that negotiable thingy signed before you try to cash it.
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Trust is like a negotiable instrument - once it's broken, it's hard to restore its value.