Debt Collection Terminology

noun a person or agency responsible for collecting unpaid bills or debts

• The bill collector called to remind me about the outstanding balance on my credit card.
• I hate when the bill collector keeps calling me about my overdue bills.
• I dodged the bill collector by pretending I wasn't home when they came knocking.
• The bill collector of life always seems to show up when you least expect it, demanding payment for past mistakes.

noun A person or company that collects debts on behalf of another entity

• The collection agent contacted the debtor to discuss repayment options.
• The guy from the collection agency called to talk about paying back the money.
• The debt collector hit up the person who owes money.
• The collection agent is like a financial watchdog, making sure debts are paid on time.