Finance Terminology

noun the difference between the nominal value of coin and that for which it is exchanged

• The investment firm charged a premium agio for their services.
• I had to pay an extra agio for expedited shipping on my order.
• They tacked on an agio fee for last-minute changes to the reservation.
• She always seems to have an agio on her opinions, making them more valuable to others.

noun an amount or portion of a resource that is assigned to a particular recipient or purpose

• The allocation of resources was carefully planned to ensure efficiency.
• They divvied up the tasks among the team members.
• They split up the work like a boss.
• The allocation of time is like dividing a pie, everyone gets a slice.

verb to gradually reduce or write off the cost or value of an asset over a period of time

• The company plans to amortize the cost of the new equipment over the next five years.
• I'm going to amortize the cost of my new laptop by using it for work.
• I'll just spread out the payments to amortize the cost of the car.
• She tried to amortize the emotional impact of the breakup by focusing on her career.

noun a debt that is unlikely to be recovered or paid off

adjective referring to a debt that is considered unlikely to be repaid

• The company had to write off a significant amount of bad debt this quarter.
• I heard that John's business is struggling because of all the bad debt he's accumulated.
• Don't lend money to Mark, he's known for racking up bad debt.
• Ignoring your responsibilities is like accumulating bad debt in your life.

noun The land alongside or sloping down to a river or lake

verb To tilt or cause to tilt in a particular direction

• The bank is a financial institution that accepts deposits from the public and creates credit.
• I'll meet you at the bank after work to deposit the check.
• Let's hit up the bank and withdraw some cash.
• Trust is like a bank account, you need to deposit honesty to withdraw trust.

verb to declare (a person or organization) as unable to pay outstanding debts

adjective having been declared in law unable to pay outstanding debts

• The company declared bankruptcy after years of financial struggle.
• I heard that they went bankrupt and had to close down the business.
• They were so broke, they ended up going bust.
• His reckless behavior left him morally bankrupt.

adjective showing a belief that prices in a particular market or security will fall

• The stock market analysts are predicting a bearish trend for the upcoming quarter.
• I heard that the market is looking bearish, so it might be a good time to hold off on investing.
• The market is feeling pretty bearish right now, so it might be best to play it safe.
• Her mood was bearish after receiving the bad news, and she kept to herself for the rest of the day.

noun the highest price a buyer is willing to pay for a security or commodity

• The bid price for the artwork at the auction reached a record high.
• I heard the bid price for that vintage car was through the roof!
• The bid price for the concert tickets was insane, but I had to have them.
• In the game of negotiations, knowing when to raise your bid price can make or break a deal.

adjective occurring or appearing every two weeks

adverb every two weeks

• The employees are paid biweekly for their work.
• We have a biweekly meeting to discuss project updates.
• Let's catch up over coffee biweekly.
• The biweekly rhythm of the waves crashing on the shore was soothing.

noun a binding agreement or promise

verb to form a close relationship or connection

• The government issued a bond to raise funds for infrastructure development.
• I bought a savings bond to start investing for my future.
• Me and my best friend have a real tight bond, we're like family.
• The shared love for music created a strong bond between the two musicians.

noun the value of a company's stock according to its balance sheet account balance

• The company's assets are recorded on the balance sheet at their book value.
• I heard that the book value of that car is much lower than its actual worth.
• I can't believe they sold that house for way below its book value!
• Sometimes we have to look beyond the book value of a person to truly understand their worth.

noun an act of breaking or failing to observe a law, agreement, or code of conduct

verb make a gap in and break through (a wall, barrier, or defense)

• The company experienced a data breach last month, compromising sensitive information.
• I heard there was a breach in the wall at the construction site.
• Did you see that guy try to breach the security checkpoint? What a daredevil!
• The breach in their relationship was too deep to repair.

noun the business of buying and selling goods or assets for others

• The brokerage firm handles all the transactions related to buying and selling stocks.
• I'm thinking of using a brokerage to invest in the stock market.
• My friend works at a brokerage and makes a lot of money.
• In the world of finance, the brokerage acts as a middleman between buyers and sellers.

noun a dollar

• The hunter was able to track down a majestic buck in the forest.
• I saw a huge buck while hiking in the woods.
• That buck is a real stud, he's got all the ladies swooning.
• She's always trying to pass the buck when it comes to taking responsibility.

noun a remaining balance or amount that is transferred or retained for future use

verb to transfer or retain something from one time or situation to another

• The company decided to carry over the remaining budget to the next fiscal year.
• I always carry over my unread emails to the next day.
• I'll carry over the party vibes to the next weekend!
• The unresolved issues from the past seem to carry over into the present situation.

noun a formal surrender or transfer of territory, rights, or property

• The cession of the property was finalized after months of negotiations.
• The cession of the company's assets is causing quite a stir among employees.
• I heard they're planning a cession of the project next week.
• The cession of power from the old regime to the new government marked a significant change in leadership.

noun a central agency for the collection, classification, and distribution of information or materials

• The clearing house is responsible for settling transactions between buyers and sellers in the financial market.
• I heard that the clearing house is where all the money gets sorted out.
• The clearing house is like the middleman that makes sure everything is good to go.
• In a way, the clearing house is like the referee ensuring fair play in the financial game.

noun the funds or financial reserves of an organization

• The treasurer carefully counted the money before placing it in the coffer.
• I found some spare change in the coffer on top of the fridge.
• Let's stash the cash in the coffer for safekeeping.
• Her heart was a coffer of hidden emotions, locked away from the world.

noun something pledged as security for repayment of a loan, to be forfeited in the event of a default

adjective additional but subordinate; secondary

• The bank required collateral in the form of property before approving the loan.
• I had to put up my car as collateral to borrow money from my friend.
• I had to pony up some collateral to get my hands on that new phone.
• Trust is the collateral of any successful relationship.

noun an officer in charge of financial accounts and reporting in a company or organization

• The comptroller is responsible for overseeing the financial accounts of the company.
• I heard the comptroller is the one who handles all the money stuff.
• The comptroller is like the money boss around here.
• In a way, the comptroller acts as the financial gatekeeper of the organization.

noun the fact or quality of being generally accepted or in use

• The exchange rate between the two currencies fluctuates daily.
• I need to exchange my currency before traveling abroad.
• I'm broke, I don't have any currency left.
• Time is the currency of life, spend it wisely.

noun a large amount or extent

verb to buy and sell goods or services

adjective great in amount, extent, or degree

• The two parties reached a mutually beneficial deal after weeks of negotiations.
• I got a great deal on this new laptop during the sale.
• Let's make a deal - I'll do your homework if you cover for me at work.
• She had to deal with a lot of stress at work, but she handled it like a pro.

adjective lowered in quality, value, or character

• The debased currency led to economic instability in the country.
• He debased himself by cheating on the exam.
• She's so debased, always causing drama for attention.
• The debased morals of society are a cause for concern.

noun the amount that is subtracted or deducted

• The accountant made a deduction for the business expenses.
• I made a deduction from my paycheck for taxes.
• I did the math and made a deduction, turns out I have more money than I thought.
• Through deductive reasoning, I was able to make a deduction about the suspect's whereabouts.

noun a monetary unit equal to one tenth of a dollar

adjective used informally to mean small or insignificant

• The cost of the item is just one dime.
• Can you lend me a dime for the vending machine?
• I don't have a dime to my name.
• She wouldn't give him the time of day, not even for a dime.

verb to pay out or distribute money

• The company will disburse the funds to the shareholders next week.
• I'll disburse the money to everyone after the meeting.
• Let's disburse the cash and split it evenly.
• The teacher will disburse knowledge to the students during the lecture.

noun the act or process of diversifying; state of being diversified

adjective relating to or involving diversification

• The company decided to pursue diversification in order to reduce risk and explore new opportunities.
• I heard that they're looking into diversification to mix things up a bit.
• They're thinking about switching things up with some diversification.
• Diversification is like planting different seeds in your financial garden to ensure a bountiful harvest.

verb to deprive or dispossess of something, especially property, authority, or title

• The company decided to divest its non-core assets to focus on its main business.
• She's planning to divest her old clothes and donate them to charity.
• I'm going to divest myself of this toxic relationship once and for all.
• He needed to divest himself of all distractions in order to fully concentrate on his work.

verb to strip or deprive someone of something, such as power, rights, or possessions

• The company divested its shares in the subsidiary to focus on its core business.
• He divested himself of all his old clothes before moving to a new city.
• She finally divested herself of that toxic relationship and is much happier now.
• The artist divested the painting of its traditional colors, creating a bold and modern masterpiece.

noun the action of depriving someone of power, rights, or possessions

• The company announced plans for divestment of its non-core assets.
• They're looking into divestment to streamline their business.
• I heard they're dumping some of their stuff through divestment.
• Sometimes divestment is necessary to let go of what's holding you back.

noun a sum of money paid regularly (typically quarterly) by a company to its shareholders out of its profits or reserves

verb not applicable

adjective not applicable

adverb not applicable

pronoun not applicable

preposition not applicable

conjunction not applicable

interjection not applicable

article not applicable

• The company announced a dividend payment to its shareholders.
• I heard we're getting a dividend from the company this quarter.
• I'm stoked for that sweet dividend money!
• Kindness is a dividend that always pays off in the end.

noun a dull grayish-brown color

verb to press or importune for payment

adjective dull grayish-brown in color

• The sky turned a deep dun color as the storm approached.
• I can't believe how dun the clouds look today.
• Those dun clouds are a sign that it's going to rain soon.
• Her mood was as dun as the overcast sky.

noun the act of demanding payment or debt collection

adjective related to demanding payment or debt collection

• The company uses a dunning process to collect outstanding payments from customers.
• I received a dunning letter from the bank reminding me to pay my credit card bill.
• I hate when I get dunning emails from my landlord about rent.
• His constant dunning for attention was starting to annoy his friends.

noun justice according to natural law or right; specifically : freedom from bias or favoritism

• The company's board of directors discussed the issue of equity among the employees.
• We need to make sure there's fairness and equity in how we distribute the workload.
• I heard that the new manager is all about equity and making sure everyone gets a fair shake.
• In the game of life, we must strive for equity in opportunities and outcomes.

noun a trade or swap of goods or services

verb to give something in return for something else

• The foreign exchange market allows for the trading of different currencies.
• Let's exchange phone numbers so we can stay in touch.
• I'll trade you my sandwich for your chips - want to exchange?
• Their exchange of ideas during the meeting led to a breakthrough in their project.

noun the quality of being excessive or extravagant in amount

• The exorbitance of the hotel's room rates was evident in the luxurious amenities provided.
• I can't believe the exorbitance of the prices at that fancy restaurant!
• The exorbitance of the designer handbag was off the charts.
• The exorbitance of her demands left him feeling overwhelmed and drained.

noun an amount of money spent

• The company's annual expenditure on research and development is quite substantial.
• We need to cut down on our expenditure if we want to save more money.
• I can't believe how much my expenditure has increased since I started shopping online.
• Love is an expenditure of time and energy, but it is always worth it in the end.

noun the value of something as it is stated or appears, without considering any other factors

adjective referring to the stated or apparent value of something

• It is important to consider the face value of the data before drawing any conclusions.
• Don't just take things at face value, there might be more to it than meets the eye.
• You can't judge a book by its cover, always look beyond face value.
• Her smile may seem genuine at face value, but there could be hidden emotions underneath.

noun a plan or course of action taken to provide an alternative solution in case the original plan fails

• In case of any technical issues, we have a fallback plan to ensure minimal disruption.
• If the first option doesn't work, we can always fallback on plan B.
• When all else fails, just fallback and regroup.
• She always had a fallback in place for when things didn't go as planned.

noun a flattened appendage on various parts of the body of many aquatic animals, serving for balance and propulsion

verb to provide (a thing) with a fin or fins

• The company is currently working on finalizing the financial reports for the quarter.
• I just need to finetune a few details before submitting the project.
• Let's go to the beach and catch some fins!
• She felt like she was swimming against the current, struggling to reach the fin of her journey.

adjective an adjective is a word that describes or modifies a noun or pronoun. In this case, 'fixed' is describing something that is repaired or set in place.

• The technician successfully fixed the broken computer.
• I finally fixed my car after it broke down last week.
• I'll have that leak fixed in no time.
• She fixed her gaze on the horizon, lost in thought.

noun a type of insurance policy that covers property that may be transported from place to place

• The floater in the water was actually a buoy marking the shipping lane.
• I saw a floater in the pool and thought it was a bug at first!
• I can't believe he's such a floater, always looking for an easy way out.
• Her ideas were like floaters in a sea of mediocrity, standing out among the rest.

noun a measuring instrument or device

verb to measure or estimate

• The jeweler used a gage to measure the dimensions of the diamond.
• I'll gage how much time we have left before the movie starts.
• I can't believe he gaged the situation so quickly.
• Her smile was a gage of her true feelings.

noun a thin layer of gold or a substance resembling gold that is applied to a surface

verb to cover with a thin layer of gold

• The antique mirror frame was adorned with intricate gilt patterns.
• I found a beautiful gilt picture frame at the flea market.
• Check out the gilt edges on this book, it looks so fancy!
• His words were like gilt promises, shiny and attractive but ultimately hollow.

noun a formal assurance that certain conditions will be fulfilled, especially that a product will be repaired or replaced if it fails within a certain period

verb to provide a guarantee or assurance

• The company provides a guaranty for all their products for up to one year.
• I can guaranty that the new restaurant in town serves amazing food.
• I guaranty you'll have a great time at the party tonight!
• His reputation as a trustworthy person acts as a guaranty for his success in the business world.

noun a fence or boundary formed by closely growing bushes or shrubs

verb to limit or qualify something by conditions or stipulations

• The company used a hedge to protect against currency fluctuations.
• I saw a cute little hedge in front of their house.
• Let's go chill by the hedge in the park.
• She always puts up an emotional hedge to protect herself from getting hurt.

noun the act of protecting oneself against financial loss or uncertainty

verb to protect oneself against financial loss or uncertainty

• The company used hedging strategies to protect against fluctuations in currency exchange rates.
• I heard that Joe is hedging his bets by investing in both stocks and bonds.
• I'm hedging my chances by applying to multiple colleges.
• She always has a way of hedging her words to avoid confrontation.

noun an agreement for buying goods in which the buyer pays in regular installments while enjoying the use of the goods

• The company offers hire purchase options for customers looking to buy expensive equipment.
• I'm thinking of getting that new TV through hire purchase so I can pay in installments.
• I'm gonna do a hire purchase on that car to spread out the payments.
• Using hire purchase is like renting to own, but with the option to purchase at the end.

verb to consider or regard as having little value or importance

• It is unprofessional to hold cheap the efforts of your colleagues.
• Don't hold cheap the hard work your friends put into planning this party.
• Don't hold cheap the skills of that new player on the team.
• She holds cheap the value of friendship, always putting her own needs first.

noun a cell or compartment in a prison or jail

verb to keep or detain

• Please hold the door open for the next person entering the building.
• Can you hold my bag while I tie my shoe?
• I'll hold onto that for you until you need it back.
• She held onto her anger for years before finally letting it go.

noun a sum of money that is withheld or retained for a specific purpose

verb to restrain or prevent someone or something from advancing or progressing

• The company faced financial difficulties due to the holdback of funds by investors.
• I can't buy that new phone yet because I have a holdback on my paycheck this month.
• I had to put a holdback on going out this weekend because I'm low on cash.
• Her fear of failure was a constant holdback in pursuing her dreams.

noun a company whose primary business is holding a controlling interest in other companies

• The holding company oversees the operations of its subsidiary companies.
• The holding company is like the big boss of all the other companies.
• The holding company is the top dog in the business world.
• The holding company is the puppet master pulling the strings behind the scenes.

noun the act of grasping or gripping something

verb the present participle of the verb 'hold', which means to grasp or support something

adjective having the ability to hold or grasp something

• The lawyer was seen holding a stack of legal documents.
• I was holding the door open for you.
• She was holding onto her phone for dear life.
• He was holding onto hope despite the difficult situation.

noun assets or investments owned by a person or organization

• The company's holdings include various real estate properties across the country.
• She's got a lot of holdings in different businesses.
• His holdings are off the charts, he's basically rolling in dough.
• Her emotional holdings were shaken after the breakup.

noun a person or thing that is inconvertible

adjective unable to be converted or changed

• The judge ruled that the evidence presented was inconvertible and undeniable.
• There's no way to change their minds, it's inconvertible.
• That rumor is totally inconvertible, it's spreading like wildfire.
• The bond between them was inconvertible, unbreakable and everlasting.

noun a thing, especially a trend or fact, that indicates the state or level of something

adjective indicative or suggestive of something

• The economic growth rate is often used as an indicator of a country's overall financial health.
• His constant yawning during the meeting was a clear indicator that he was bored.
• Her eye roll was a major indicator that she was not impressed with his joke.
• The dark clouds gathering in the sky were an indicator of the impending storm.

noun a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium

• It is important to have insurance coverage for your home in case of any unexpected events.
• I just got a great deal on car insurance for my new vehicle.
• I can't believe how much I had to pay for insurance on my phone.
• Having a good support system is like having insurance for life's challenges.

noun the quality of being intangible; the state of not being able to be touched or grasped

• The concept of intangibility is often discussed in the field of economics.
• It's hard to wrap your head around the intangibility of emotions.
• I can't believe the intangibility of the situation, it's so confusing.
• The intangibility of her dreams made them seem impossible to achieve.

noun things that cannot be touched or physically measured, such as ideas, emotions, or qualities

• The company's balance sheet includes both tangibles, such as buildings and equipment, and intangibles, such as patents and trademarks.
• When evaluating a business, it's important to consider intangibles like brand reputation and customer loyalty.
• I can't put a price on the intangibles that come with working at this company - the sense of community and support is priceless.
• Love is one of those intangibles that can't be measured or quantified, but its impact is undeniable.

noun money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt

• The bank offers a competitive interest rate for savings accounts.
• I have a keen interest in learning about different cultures.
• I've got zero interest in watching that movie again.
• Her eyes sparkled with interest as she listened to the story.

noun A thing that is worth buying because it may be profitable or useful in the future

• The company made a strategic investment in new technology to improve efficiency.
• I'm thinking of making an investment in that new startup.
• I heard that new cryptocurrency is a good investment right now.
• Education is an investment in yourself that always pays off in the long run.

adjective not able to be saved, improved, or corrected; hopeless or beyond redemption

• The company's reputation was irredeemable after the scandal.
• His behavior was so irredeemable, no one wanted to be around him.
• That movie was irredeemable trash, don't waste your time watching it.
• The damage to their friendship was irredeemable, even after they tried to reconcile.

noun a price at which a security is offered for sale to the public

• The issue price of the new shares was set at $10 per share.
• They're selling the new shares for $10 each.
• The price for the new shares is $10 a pop.
• The issue price represents the starting point for investors to get in on the action.

verb engaging in small or occasional pieces of work, especially as a freelancer or independent contractor

• The practice of jobbing involves buying and selling securities for short-term gains.
• My friend is always jobbing around with different part-time gigs.
• I heard he's been jobbing at the local bar to make some extra cash.
• She's been jobbing her way through life, taking on different roles and experiences.

noun a medium of payment recognized by a legal system

adjective related to or recognized by the law

• In this country, the national currency is considered legal tender for all transactions.
• You can use cash as legal tender to pay for your groceries at the store.
• I always make sure to have enough legal tender on me when I go out with friends.
• Time is the legal tender of relationships, spend it wisely.

noun a document issued by a bank or financial institution guaranteeing payment to a seller on behalf of a buyer

• The seller requested a letter of credit as a guarantee of payment from the buyer.
• The seller wanted a letter of credit to make sure they get paid by the buyer.
• The seller needed a letter of credit to cover their back with the buyer.
• The letter of credit acted as a safety net for the seller in the transaction.

noun the state of being responsible for something, especially by law

adjective pertaining to legal responsibility or obligation

• The company must disclose all potential liability in its financial statements.
• If you break that vase, you'll be liable for it.
• Don't be a liability at the party and drink responsibly.
• His lack of punctuality is a liability in this fast-paced industry.

noun the act of converting assets into cash

• The company went into liquidation after failing to pay off its debts.
• The store is having a huge sale because they're going into liquidation.
• I heard that the business is going belly up and heading for liquidation.
• After the breakup, she felt like her heart was in a state of liquidation.

noun a person or entity responsible for winding up the affairs of a company or firm, especially in bankruptcy

• The liquidator was appointed to wind up the company's affairs and distribute its assets.
• The liquidator is the person in charge of selling off the company's stuff.
• The liquidator is the one who's gonna make sure everything gets sold off.
• In the game of business, the liquidator is like the Grim Reaper, coming to close the chapter on a failed venture.

noun a sum of money that is borrowed and expected to be paid back with interest

verb to lend (someone) something, typically money, under an agreement that the borrower will return the same amount at a later date

• The bank approved my loan application for a new house.
• I had to take out a loan to pay for my car repairs.
• I'm broke, so I might have to ask for a loan from my friend.
• She felt like she was borrowing happiness on loan, knowing it wouldn't last forever.

noun a person or business that deals in or exchanges different currencies

• I needed to exchange my foreign currency at the money changer before my trip.
• I always go to the money changer in the mall to get the best rates.
• Let's hit up the money changer before we head to the airport.
• In the world of finance, he was known as the ultimate money changer, always finding ways to make a profit.

noun A person or organization that lends money at interest

• The moneylender provided a loan to the small business owner at a high interest rate.
• I heard that the moneylender down the street is willing to lend money to anyone in need.
• I wouldn't trust that moneylender with your money, he's known to be shady.
• In the world of finance, big banks often act as the moneylenders for individuals and businesses.

noun a sum of money saved for the future

• She diligently saved a portion of her income each month to build a nest egg for her retirement.
• He's been putting aside some money as a nest egg for a rainy day.
• I'm trying to grow my nest egg so I can eventually quit my job.
• The company's acquisition of another successful business became a valuable nest egg for future growth.

noun a word or phrase functioning as a noun

adjective relating to a noun or a word group that functions as a noun

adverb in name only; insignificantly small

• The nominal fee for the service is $10.
• The ticket price is just a nominal amount.
• I'll pay you back with a nominal sum.
• His title as manager was merely nominal, as he had no real authority.

adjective relating to or based on ideas or suppositions rather than actual occurrences

• The notional value of the company's assets is significantly higher than its market value.
• I have a notional idea of what we should do next, but I'm open to suggestions.
• I only have a notional understanding of how to fix a car, so I probably shouldn't try it myself.
• Her notional grasp on reality made it difficult for her to function in everyday life.

noun the point at which something begins or is created

• The origination of the company can be traced back to the early 1900s.
• I'm not sure about the origination of this tradition, but it's been around for a long time.
• I heard a crazy story about the origination of that meme, but who knows if it's true.
• The origination of his success can be attributed to his hard work and dedication.

noun a period of time when a service or utility is not available or functioning

• The power outage caused disruptions in the entire neighborhood.
• There was a blackout last night and we had to use candles.
• We had a power cut and had to resort to old-school methods.
• The outage of creativity in his work was evident in the final product.

noun a price that is higher than what is considered reasonable or fair

verb to charge too much for goods or services

• The company was accused of overcharging customers for their services.
• I think the mechanic overcharged me for fixing my car.
• That store always tries to overcharge for their products.
• His emotions were like an overcharge of electricity, sparking and unpredictable.

adjective an adjective is a word that describes or gives more information about a noun or pronoun. In this case, 'oversold' is an adjective describing something that has been sold in excess of demand.

• The stock was oversold due to market panic, causing a sharp decline in its value.
• Everyone was selling off the stock like crazy, making it oversold in no time.
• The stock was totally oversold, dude. It was like everyone was dumping it.
• Her promises of eternal love were oversold, leaving him disappointed and heartbroken.

noun the value assigned to a security when it is issued

• The bonds were issued at par value, meaning they were sold for their face value.
• I bought the shares at par value because I believe they are worth it.
• I snagged these stocks at par value, can't believe my luck!
• Her kindness towards others is truly at par value, unmatched by anyone else.

noun a person or business that lends money in exchange for personal property that is left as security

• The pawnbroker appraised the value of the antique jewelry before offering a loan.
• I took my old guitar to the pawnbroker to see how much I could get for it.
• I found a sweet deal on a watch at the pawnbroker's shop.
• In the game of chess, the pawnbroker can be a strategic piece to sacrifice for a greater gain.

noun a payment made to someone, typically as part of an agreed trade

verb to give someone what is owed, typically money, in return for their efforts or services

adverb used to describe the act of paying off in a satisfactory or successful manner

• Investing in education may require a significant financial commitment, but the long-term pay off in terms of career opportunities is worth it.
• I know saving money can be tough, but trust me, the pay off of having a safety net is so worth it.
• I've been working hard on this project and I'm hoping it will pay off big time.
• Sometimes taking risks in life can be scary, but the pay off of personal growth and self-discovery is invaluable.

noun the money received for work done or services rendered

verb to give someone money that is owed for work done or for a debt

• Employees are required to pay their taxes on time.
• Don't forget to pay your bills before the due date.
• I'll pay you back for the concert tickets, I promise.
• Success often requires a willingness to pay the price of hard work and dedication.

noun a small body of still water, typically one formed naturally

verb to form a pool, to collect in a pool

• The hotel boasts a luxurious swimming pool for guests to enjoy.
• Let's chill by the pool this weekend.
• I'm gonna take a dip in the pool to cool off.
• The company's resources are like a pool that we can draw from to fund new projects.

noun a collection of investments owned by a person or organization

• The investor carefully curated his portfolio to ensure diversification.
• I'm thinking of adding some new stocks to my portfolio.
• I heard his portfolio is lit with all those tech investments.
• Her portfolio of skills is quite impressive, making her a valuable asset to the team.

noun the basic monetary unit of the UK and some other countries

verb to strike or hit heavily and repeatedly

• The price of the item is ten pounds.
• I need to lose a few pounds before summer.
• I can't believe she spent fifty pounds on that dress.
• Her words hit me like a ton of bricks, like a pound of flesh taken from my heart.

verb to place something in a particular position or location

• She carefully put the documents in the filing cabinet.
• Can you put this book on the shelf for me?
• I'll put in a good word for you with the boss.
• He put his heart and soul into his work.

noun a slang term for the British pound sterling

• Could you please clarify the quid pro quo arrangement between our two companies?
• Do you know what's the quid for helping out with this project?
• I'm not doing it unless there's some quid in it for me.
• His reputation is his quid in this industry.

adjective able to be rated or assessed; capable of being evaluated or compared

• The property tax is calculated based on the ratable value of the house.
• The insurance premium is determined by the ratable factors of the car.
• I heard that the rent is pretty high in that area because it's ratable.
• Her performance at work is definitely ratable, she always gives her best effort.

adjective capable of being redeemed or exchanged for something of value

• The coupon is redeemable for a free meal at the restaurant.
• I have a redeemable voucher for a spa treatment.
• I scored a redeemable gift card from the store.
• His kindness towards others is like a redeemable quality that sets him apart.

noun a supply of a commodity not needed for immediate use but available if required

verb to retain or secure for future use or use in an emergency

• The company's financial reserves are set aside for emergencies or future investments.
• I always keep some extra money in my reserves just in case.
• I've got some reserves stashed away for a rainy day.
• She always seems to have emotional reserves to handle any situation.

noun the opposite or contrary of something

verb to move backwards or in the opposite direction

adjective opposite or contrary in position, direction, order, or nature

adverb in a way that is opposite or contrary

• The scientist conducted an experiment to determine if the reaction could be reversed.
• I accidentally reversed the order of the steps in the recipe.
• He tried to reverse out of the parking spot but ended up hitting the car behind him.
• Sometimes in life, we need to take a step back in order to reverse our course and move forward in a better direction.

noun a movement or action of rolling something up

verb to move or cause to move in a circular manner in order to form a cylinder or ball

• Please remember to roll up the sleeves of your shirt before entering the laboratory.
• Hey, could you roll up your jeans a bit? They're dragging on the ground.
• Let's roll up to the party and see what's going on.
• It's time to roll up our sleeves and get to work on this project.

noun a slang term for a ten-dollar bill

• The antique dealer sold the table for a sawbuck.
• I bet him a sawbuck that the team would win.
• I found a sawbuck on the street today!
• Investing a sawbuck in that stock turned out to be a wise decision.

noun a person who resells tickets for events at a price higher than the face value

• The scalper was caught reselling tickets outside of the event venue.
• I heard the scalper was selling tickets for double the price.
• That scalper is always trying to make a quick buck off of desperate fans.
• In the world of finance, a scalper is someone who profits from small price changes in securities.

noun a certificate or receipt, especially one for shares of a company or government bonds

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• The doctor wrote a scrip for the patient's medication.
• I need to pick up my scrip from the pharmacy later.
• Hey, can you hook me up with that scrip for my allergies?
• Her words were like a scrip for my troubled mind, offering comfort and reassurance.

noun a mathematical instrument consisting of two rulers connected at one end by a joint

• The healthcare sector plays a crucial role in providing medical services to the public.
• I'm looking to invest in the tech sector because it's been performing well lately.
• She's a real pro in the fashion sector, always ahead of the trends.
• In the sector of love, she was a true expert, knowing exactly how to win someone's heart.

noun a collection of items or things that are grouped together or used together

verb to start a journey or begin a trip

adverb used to describe the act of starting a journey or trip

• The explorers set off on their journey to discover new lands.
• Let's set off early so we can beat the traffic.
• We should set off before it gets too crowded.
• His rude comment set off a chain reaction of arguments among the group.

noun an act of testing or assessing something

• The company underwent a shakedown to identify any potential areas of improvement.
• The police conducted a shakedown at the nightclub to check for illegal substances.
• I heard there was a shakedown at the party last night, but luckily I left before it happened.
• The sudden market crash felt like a shakedown of the entire financial system.

noun something of little importance or value

adjective of a size that is less than normal or usual

• The financial loss from that investment is considered small potatoes compared to the overall portfolio.
• Don't worry about it, it's just small potatoes in the grand scheme of things.
• Losing a few bucks is small potatoes, no big deal.
• To him, the issue of climate change is just small potatoes compared to the immediate concerns he faces.

noun a former French coin

• In many cultures, sou is considered a staple food made from wheat flour and water.
• Do you want to grab some sou for lunch later?
• I heard that new restaurant serves bomb sou.
• His words were like a comforting sou for her troubled mind.

noun a guess or theory, especially one based on uncertain evidence or insufficient information

• The stock market is driven by speculation and investor sentiment.
• There's a lot of speculation going around about who will win the election.
• People are just speculating on social media without any real evidence.
• His speculation about the future of the company turned out to be accurate.

noun a British currency

adjective excellent or valuable

• The company only accepts payment in sterling.
• She paid for the dress in sterling pounds.
• I'm saving up my sterlings for a new phone.
• Her sterling reputation precedes her in the industry.

noun A type of business organization that is owned by shareholders who own stock in the company

• The stock company announced their quarterly earnings report.
• I heard that the stock company is doing really well this year.
• I'm thinking of investing in that stock company, they seem to be on the rise.
• The stock company is like a well-oiled machine, always churning out profits.

noun the capital raised by a company through the issue and subscription of shares

verb to keep a supply of goods for sale

adjective of or relating to stocks or the stock market

• The company's stock price has been steadily increasing over the past few months.
• I heard that the stock for that new tech company is going through the roof!
• I'm thinking of investing in some stock to make some quick cash.
• His emotions were like a volatile stock, constantly fluctuating.

noun the practice of buying and selling stocks frequently in order to make quick profits

• Stockjobbing is the practice of speculating in the stock market for quick profits.
• I heard he's into stockjobbing now, trying to make some fast money.
• Don't get caught up in all that stockjobbing nonsense, it's risky business.
• Her constant stockjobbing with people's emotions eventually caught up with her.

adjective considerable in amount, size, or value

adverb to a great or significant extent

• The company's revenue increased substantially after implementing the new marketing strategy.
• I've been working out regularly and I've lost substantially more weight than I expected.
• I'm not feeling substantially great today, I think I might be coming down with something.
• Her influence on the team is substantially greater than anyone else's.

noun an act of exchanging one thing for another

verb to give something in exchange for something else

• The two parties agreed to a swap of assets to finalize the merger deal.
• Let's swap seats so we can have a different view of the stage.
• I'm down to swap my old sneakers for your skateboard.
• Sometimes it feels like our roles in this project are a constant swap of responsibilities.

noun a group of individuals or organizations combined to promote a common interest

verb to combine or form a syndicate

• The syndicate was involved in various illegal activities across multiple countries.
• I heard that the syndicate is planning a big heist next week.
• The syndicate is always up to no good, causing trouble everywhere.
• The syndicate of powerful corporations controls the industry with their influence.

noun a legal or financial benefit that allows certain individuals or organizations to avoid paying taxes on specific income, property, or transactions

• The organization was granted tax exemption status due to its non-profit nature.
• My friend was excited to learn about the tax exemption for first-time homebuyers.
• I heard there's a sweet tax exemption deal for small businesses in the new law.
• His clever accounting tricks gave him a sort of tax exemption from his financial responsibilities.

noun a compulsory contribution to state revenue, levied by the government on workers' income and business profits, or added to the cost of some goods, services, and transactions

• The government imposes a tax on all income earned by its citizens.
• I hate tax season because I always end up owing money.
• I can't believe how much tax they took out of my paycheck!
• His criticism felt like a tax on my self-esteem.

verb to impose a tax on (someone or something)

• The government taxed the citizens based on their income levels.
• I heard they taxed the heck out of that new luxury car.
• Man, they really taxed us for those concert tickets.
• The stress of work really taxed her mental health.

noun a compulsory contribution to state revenue, levied by the government on workers' income and business profits, or added to the cost of some goods, services, and transactions

• Taxation is the process of imposing a financial charge on individuals or entities by a government.
• I hate dealing with taxation every year when tax season comes around.
• I can't believe how much they're taxing us this year, it's ridiculous.
• The burden of taxation weighs heavily on small businesses trying to stay afloat.

verb present participle of the verb 'tax', meaning to impose a tax on something

adjective describing something that requires a lot of effort or is burdensome

• Filing taxes can be a very taxing process for individuals and businesses.
• I find doing my taxes to be so taxing, it's such a hassle.
• Ugh, dealing with taxes is seriously the worst, it's so taxing.
• The emotional toll of the situation was taxing on her mental health.

noun a device at which a user can interact with a computer system

adjective forming or situated at the end or extremity of something

• The airport terminal was bustling with travelers rushing to catch their flights.
• I'll meet you at the terminal after I grab a coffee.
• Let's hang out at the terminal and chill for a bit.
• The relationship had reached a terminal point, with no hope of reconciliation.

verb to bring to an end or halt

adjective having ended or ceased

• The contract was terminated due to a breach of agreement.
• They terminated the project because it was not meeting deadlines.
• They straight up terminated his membership for breaking the rules.
• Her hopes and dreams were terminated when she received the rejection letter.

verb to fasten or attach with a string or similar cord

adjective being in a state of being fastened or attached with a string or similar cord

• The two ends of the rope were securely tied together.
• I tied my shoelaces in a hurry before leaving the house.
• I tied one on last night at the party and now I have a headache.
• Her success is tied to her hard work and determination.

noun the action or activity of buying and selling goods and services

adjective related to the act of buying and selling goods and services

• The trading of stocks and bonds is a common practice in the financial markets.
• I've been trading cryptocurrencies on the side to make some extra cash.
• I heard he's really into day trading now, trying to make a quick buck.
• Their friendship was built on a trading of secrets and shared experiences.

noun a government bond issued by the US Treasury with a maturity of 2 to 10 years

• Investors can purchase a treasury note from the government as a form of low-risk investment.
• I heard that treasury notes are a safe bet for investing your money.
• Treasury notes are like the government's way of saying, 'Here, hold onto this for me.'
• The treasury note acted as a security blanket for the investor during uncertain economic times.

noun the department or division of a government in charge of the collection, management, and expenditure of public revenue

• The treasury department is responsible for managing the government's finances.
• I heard they found a treasure trove in the old treasury building!
• I'm broke, my treasury is empty.
• Her mind is a treasury of knowledge and wisdom.

adjective describing something that cannot be collected or recovered

• The company wrote off the uncollectible debt as a loss on their financial statements.
• The business decided to forget about the uncollectible payment and move on.
• They knew they wouldn't see a dime of that uncollectible money, so they cut their losses.
• The uncollectible debt weighed heavily on their balance sheet like a dark cloud.

verb to lie or be situated under something

adjective existing under or as a basis for something

• The research aims to uncover the underlying causes of the disease.
• I think there's something else going on, something underlying the situation.
• There's some shady stuff happening underneath, some underlying drama.
• Just like an iceberg, the underlying issues are often hidden beneath the surface.

noun a large container, typically made of metal or plastic, used for holding liquids such as water, chemicals, or food

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• The company is required to pay the VAT on all sales transactions.
• Don't forget to add the VAT when calculating the total cost.
• I can't believe how much VAT they charge on these products!
• The VAT on his emotions seemed to be increasing as the conversation went on.

noun a small printed piece of paper that entitles the holder to a discount or free item

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• The company issued a voucher for employees to use at the local restaurant.
• I got a voucher for a free coffee at the new cafe in town.
• I scored a sweet voucher for half off on my next shopping spree.
• His kindness was like a voucher for his good character.

verb to remove or take away something, especially money from a bank account

• The customer decided to withdraw their funds from the bank.
• I'm going to withdraw some cash from the ATM later.
• I need to withdraw some dough for the concert tickets.
• He chose to withdraw his support from the political candidate.

verb Withdrawn is also a past participle form of the verb withdraw, which means to remove or take back something.

adjective Withdrawn is an adjective that describes someone who is shy, reserved, or reluctant to interact with others.

• The funds were withdrawn from the account as requested.
• She withdrew the money from the ATM earlier today.
• He decided to pull out of the deal at the last minute.
• She had withdrawn from social activities due to feeling overwhelmed.

noun a digital wallet is a software-based system that securely stores users' payment information and passwords for numerous payment methods and websites.

adjective digital wallet is used as an adjective to describe the type of wallet being digital in nature.

• Many people now use a digital wallet to make online payments securely.
• I always keep my digital wallet handy for shopping online.
• I love how my digital wallet lets me pay with just a few taps.
• In today's world, knowledge is like a digital wallet - you need to keep it updated and secure.

noun A type of investment fund that buys securities in distressed companies or countries with the goal of profiting from their financial instability.

• The vulture fund purchased distressed debt at a significant discount.
• That vulture fund is making a killing by buying up cheap debt.
• Those vulture funds are like scavengers in the financial world.
• The vulture fund swooped in to take advantage of the struggling company's situation.

noun A person or entity that engages in predatory or exploitative practices in the business world, often by taking advantage of struggling companies or distressed assets for profit.

• The businessman was accused of being a vulture capitalist due to his aggressive takeover tactics.
• I heard that guy is a vulture capitalist, always looking to make a quick profit.
• Stay away from those vulture capitalists, they'll swoop in and take everything they can.
• In the world of finance, vulture capitalists are seen as predators preying on struggling companies.

noun abbreviation for court reporter

• The CR of the company is currently under review by the board of directors.
• I heard the CR for our project is due next week.
• I can't believe the CR for that assignment was so easy!
• His dedication to his work is the CR of his success.

noun a noun is a word that refers to a person, place, thing, event, substance, or quality

• The fluctuations in the financial markets can have a significant impact on the economy.
• I heard that the financial markets are doing well this week.
• I'm thinking of investing in the stock market, those financial markets seem hot right now.
• Navigating the financial markets is like riding a rollercoaster, with ups and downs.

adjective describing something that has a maturity date far in the future, typically referring to financial instruments or contracts

• Long-dated bonds are typically considered less risky due to their longer maturity period.
• I invested in some long-dated stocks because I heard they have better returns in the long run.
• I'm holding onto these long-dated options until they hit the jackpot.
• The long-dated memories of their childhood still lingered in their minds.

noun acronym for Reserve Bank of Australia, the central bank of Australia

• The RBA is responsible for setting the official cash rate in Australia.
• Did you hear what the RBA decided to do with interest rates?
• I wonder if the RBA will cut rates again soon.
• The RBA is like the puppeteer pulling the strings of the economy.

adjective relating to a tax or duty imposed based on the value of the item being taxed

adverb in a manner related to the value of the item being taxed

• The import tax is calculated ad valorem based on the value of the goods.
• The sales tax is ad valorem, meaning it's a percentage of the total purchase price.
• I hate paying ad valorem taxes on my property because they keep going up.
• Her love for him was ad valorem, increasing with each passing day.

noun acronym for General Ledger, a primary accounting record used to track financial transactions

verb could be used as a verb form of 'glow', meaning to shine brightly or emit light

adjective could be used as an abbreviation for 'good luck', expressing well wishes or positive sentiments

• The GL code is used to identify specific transactions in the accounting system.
• Make sure you include the GL code when submitting your expense report.
• I can't find my GL code, can you help me out?
• His mind works like a GL code, organizing thoughts and actions with precision.

noun WF can also stand for Workflow, which is the sequence of industrial, administrative, or other processes through which a piece of work passes from initiation to completion.

• The WF report highlighted several areas for improvement in the company's operations.
• I heard WF is implementing a new policy next month.
• Did you see that WF memo? It's so confusing.
• The WF of the situation is that we need to act quickly to avoid any further complications.

noun a gift or token given for good luck or as an expression of good wishes, especially at the beginning of a new year or enterprise

• The company gave a handsel to all its employees during the holiday season.
• I received a handsel from my boss for a job well done.
• I'm hoping for a handsel from my parents for my birthday.
• The unexpected promotion was a handsel that brightened up her day.

noun a system or process of changing one currency into another for trading or travel purposes

• I need to visit a currency exchange to convert my dollars to euros.
• I'm going to the currency exchange to swap some cash.
• Let's hit up the currency exchange and get some foreign money.
• Learning a new language is like a currency exchange for your brain.

noun TINA - a female given name, often used as a shortened form of Christina or Martina

• TINA, short for 'There Is No Alternative', is a term often used in economics to describe a situation where there are no other viable options.
• I heard TINA is the only option we have for this project, so we better make it work.
• TINA is like our only shot at getting this right, so let's not mess it up.
• In life, sometimes TINA is the path we must take, even if it seems daunting at first.

adjective describing a person, organization, or project that has a sufficient amount of money or resources to operate effectively

• The research project was successful due to being well-funded.
• The start-up company is doing great because it's well-funded.
• That band is going places - they're so well-funded!
• With her well-funded arsenal of talents, she can accomplish anything.

noun a system in which a person's behavior and actions are monitored and scored by the government, potentially affecting their access to services or opportunities

• The government uses a social credit system to monitor and evaluate citizens' behavior.
• Your social credit score can affect your ability to get a loan.
• I heard his social credit is pretty low after that incident.
• In the world of social media, your likes and followers can be seen as a form of social credit.

noun a proper noun representing a company, such as Pru Life UK or Pru Center

• The PRU is responsible for overseeing the company's financial reports.
• I heard the PRU is cracking down on expense reports.
• Did you see the PRU's latest memo? It's a real snooze fest.
• The PRU acts as a financial watchdog for the organization.

noun a person or thing that has not been collected or gathered

adjective describing something that has not been collected or gathered

• The uncollected data needs to be analyzed before we can draw any conclusions.
• Don't forget about the uncollected papers on your desk.
• I totally spaced out and left my uncollected laundry at the laundromat.
• Her uncollected emotions were evident in her trembling hands.

adjective showing care and thought for the future; wise and careful in planning ahead

• It is important to take a prudential approach when making financial decisions.
• You should be prudential with your spending to avoid going into debt.
• Being prudential with your choices can save you a lot of trouble in the long run.
• In life, it's always wise to take a prudential stance and think before acting recklessly.

noun a situation in which someone is allowed to leave work early, typically as a benefit provided by an employer

• The company offers an early-out option for employees looking to retire before the standard age.
• I heard Sarah is taking the early-out package and retiring next month.
• I'm thinking about taking the early-out deal to get out of here sooner.
• Sometimes taking an early-out can be the best decision for your mental health.

noun IDR is an abbreviation for the Indonesian Rupiah, the official currency of Indonesia.

• The value of the product is listed in Indonesian Rupiah (IDR).
• I need to exchange my USD to IDR before my trip to Bali.
• Let's grab some street food with our last bit of IDR.
• His knowledge in economics is worth more than a million IDR.

adjective capable of being refunded

• The hotel has a strict policy that all cancellations must be made within 24 hours for a refundable deposit.
• If you change your mind about the concert tickets, don't worry, they're refundable.
• I made sure to get the refundable insurance on my new phone just in case anything happens.
• Investing in your education is like putting money into a refundable account for your future success.

adjective located or situated at sea, outside of the shore

adverb towards or in the direction of the sea from the shore

• The company decided to invest in an offshore wind farm to capitalize on renewable energy sources.
• My uncle works on an offshore oil rig in the middle of the ocean.
• Let's take the boat offshore and do some fishing this weekend.
• She kept her emotions offshore, not wanting to show vulnerability.

noun a payment or reward for work done or service rendered

verb to give someone money that is owed for work done or for a service provided

• The PAYF model allows customers to choose how much they want to pay for a product or service.
• I heard that new store has a PAYF system where you can pay whatever you want.
• I love that cafe with the PAYF setup - I always pay just a little less than the usual price!
• In life, sometimes we have to PAYF for our mistakes before we can move forward.

noun a person or organization that acquires something, typically a company or business

• The acquirer completed the merger with the target company.
• The company that bought the other one just sealed the deal.
• The buyer totally scored in that business deal.
• The acquirer is like a hunter, always on the lookout for new opportunities.

noun a person or organization that issues something, such as stocks, bonds, or official documents

• The issuer of the bond is responsible for making interest payments to the bondholders.
• The credit card issuer sent me a new card in the mail.
• I heard the issuer of the stock is a big player in the market.
• As the issuer of the statement, he had to take responsibility for its accuracy.

noun money that is obtained through a loan secured by a physical asset or collateral

adjective difficult to earn or acquire

• Hard money refers to funds that are acquired through a direct loan rather than through a traditional mortgage from a financial institution.
• I had to borrow hard money from my friend to cover the unexpected expenses.
• I'm running low on cash, do you think you could lend me some hard money?
• In politics, candidates often rely on hard money to fund their campaigns and gain support.

noun a store where loans are made in exchange for personal property as security

• He decided to sell his old jewelry at the pawnshop to make some extra money.
• I found a great deal on a guitar at the pawnshop down the street.
• I'm gonna pawn this watch at the shop and get some quick cash.
• She felt like a pawnshop, constantly being used by others for their own benefit.

noun a type of security that is owned by whoever holds the physical certificate, rather than being registered in a specific name

• The company issued bearer shares to allow anonymous ownership of the stock.
• I heard that company is offering bearer shares, wanna invest?
• Yo, did you hear about those bearer shares? They're lit!
• Owning bearer shares is like holding a secret key to the company's success.

noun the legal right of ownership that provides the holder with the benefits of ownership without the actual title or possession of the property

• Beneficial ownership refers to the legal right of ownership even if the title is in another person's name.
• Having beneficial ownership means you still own something even if someone else holds the title.
• If you have beneficial ownership, it's like you're the real boss even if someone else is in charge.
• In the world of business, beneficial ownership is like holding the keys to the kingdom even if you're not sitting on the throne.

noun Owner of shares in a company whose name is not listed on the company's records

• The beneficial owner of the property is entitled to receive any income or benefits generated from it.
• The beneficial owner of the company is the one who actually reaps the rewards of its success.
• I heard John is the beneficial owner of that fancy car, even though it's registered under someone else's name.
• In the world of art, the artist is considered the beneficial owner of their creations, even if they sell them to others.

noun a mistake made by pressing the wrong key on a keyboard or touchscreen due to having fingers that are too large or clumsy

• The error was caused by a fat finger pressing the wrong key on the keyboard.
• I made a mistake because of my fat finger hitting the wrong button.
• My fat finger totally messed up and now I have to start over.
• His fat finger of accusation pointed directly at me, even though I was innocent.

noun A small, sharp clicking sound.

verb To increase or rise in small increments.

adverb In a manner that involves small increments or adjustments.

• The inflation rate is expected to tick up slightly in the next quarter.
• I noticed the price of gas starting to tick up again.
• I heard that sales are gonna tick up after the new marketing campaign.
• Her heart rate began to tick up as she approached the finish line.

noun a person or entity that is a party to a financial transaction

• The bank requires a credit check on each counterparty before entering into a financial agreement.
• Make sure you trust your counterparty before making any deals with them.
• I wouldn't do business with that shady counterparty if I were you.
• In chess, your opponent is your counterparty on the board.

noun a word that identifies a person, place, thing, or idea

verb a word that expresses an action, occurrence, or state of being

pronoun a word that takes the place of a noun

preposition a word that shows the relationship between a noun or pronoun and other words in a sentence

article a word that is used to specify a noun as specific or unspecific

• Based on the data and analysis provided, you can take it to the bank that our company will meet its quarterly targets.
• Trust me, with this information, you can take it to the bank that the concert will be sold out in no time.
• I'm telling you, this tip is so good, you can take it to the bank and cash it in for sure.
• Her promise is as good as gold, so you can take it to the bank that she will keep her word.

noun a term used to describe the overvaluation of fossil fuel assets due to the risk of stranded assets as the world transitions to renewable energy

• The concept of a carbon bubble refers to the overvaluation of fossil fuel assets due to the risk of unburnable carbon.
• Investors are starting to worry about the carbon bubble and the potential impact on the fossil fuel industry.
• The carbon bubble is like a ticking time bomb for the oil and gas companies.
• The carbon bubble looming over the economy is like a dark cloud waiting to burst.

noun a Latin phrase meaning 'on an equal footing' or 'at the same pace', often used in legal and financial contexts

• The two parties agreed to proceed pari passu in their joint venture.
• We'll have to work together pari passu on this project.
• Let's tackle this pari passu, no slacking off.
• Their relationship grew pari passu with their shared experiences.

noun the color or hue resembling that of silver

verb to divide or separate into two or more parts

adjective having a color or hue resembling that of silver

• The silver split in the company's stock was a result of the recent market volatility.
• The silver split of the prize money between the winners was fair and square.
• I heard there was a silver split in the group chat last night.
• The silver split of responsibilities between the team members helped lighten the workload.

noun Mehr is a noun referring to a term used in Islamic law to denote the obligatory giving of a certain percentage of one's wealth to charity.

• Mehr funding is required to complete the project on time.
• We need mehr snacks for the party tonight.
• I can't take mehr of this drama in my life.
• The artist used mehr colors to bring the painting to life.

noun CIC is a noun that can refer to the Corporate Information Center, a centralized repository for organizational information and resources.

• The CIC is responsible for overseeing the company's compliance with industry regulations.
• I heard the CIC is cracking down on employees who violate company policies.
• The CIC is like the company's watchdog, always keeping an eye on everyone.
• In a way, the CIC acts as the moral compass of the organization, guiding decisions towards ethical practices.

noun a deliberately low estimate or offer

verb to deliberately estimate or offer at a low amount

• The seller received a lowball offer on the property.
• They tried to lowball me on the price, but I didn't budge.
• Don't lowball me with that offer, I know it's worth more.
• His lowball estimate for the project turned out to be way off.

noun the process of converting a mutual company into a publicly traded company by selling shares to the public

• The demutualization of the insurance company was a complex process that involved converting its ownership structure.
• They talked about demutualization at the meeting, but I didn't really understand what it meant.
• Demutualization sounds like a made-up word, doesn't it?
• The demutualization of the club changed the dynamic among its members, leading to new opportunities and challenges.

noun a fixed price or charge for something

• The government is concerned about the rising crime rate in urban areas.
• I can't believe the rate of inflation these days, it's crazy!
• The rate of likes on my latest post is off the charts!
• Her rate rage was evident as she stormed out of the meeting in frustration.

noun a fictional or made-up word with no specific definition

• The Financial Accounting Standards Board (FASB) oversees the implementation of FASBO regulations.
• I heard that FASBO is making some changes to accounting rules.
• Do you know what FASBO stands for?
• Navigating through FASBO requirements can feel like solving a complex puzzle.

noun VBT is an acronym that stands for Variable Bitrate Technology, a method used in audio and video encoding to optimize file size and quality.

• The company implemented a new VBT system to track employee productivity.
• I heard they're using some kind of VBT software to monitor everyone's work.
• I'm not a fan of that VBT thing they're making us use at work.
• The VBT of the situation became clear once all the data was analyzed.

noun a type of financial agreement in which a buyer agrees to pay a seller at a later date for goods or services received

• The company requested an acceptance credit from the bank to facilitate international trade.
• The seller asked for an acceptance credit to make the transaction smoother.
• I heard they got an acceptance credit to seal the deal.
• In the world of business, having acceptance credit is like having a golden ticket.

noun a financial institution that specializes in the acceptance and guarantee of bills of exchange

• The accepting house facilitated the transfer of funds between the two parties.
• The accepting house helped with the money transfer.
• The accepting house was the middleman for the cash exchange.
• The accepting house acted as the financial bridge for the transaction.

adjective relating to or characterized by accretion, the process of growth or increase by gradual accumulation

• The merger is expected to be accretive to the company's earnings per share.
• Adding more hours to your work week can be accretive to your paycheck.
• Investing in that stock could be accretive to your portfolio.
• Each positive action you take towards your goal is accretive to your success.

noun a payment made by a corporation to its shareholders, usually in the form of cash or additional shares of stock, based on the company's profits

• The accrued dividend on the stock was distributed to shareholders at the end of the quarter.
• I heard we're getting some accrued dividend from our investments soon.
• Yo, did you see that fat accrued dividend we got on our stocks?
• Like a tree growing taller, our wealth slowly increased with each accrued dividend earned.

verb Accumulating is a verb form that indicates the action of gathering or collecting something over time.

• The company is accumulating data from various sources for their research project.
• I've been accumulating a lot of clothes in my closet that I never wear.
• I've been hoarding snacks and accumulating quite the stash in my room.
• Her lies were accumulating like a mountain, becoming harder to ignore.

• The company's acquisititious behavior led to rapid expansion through mergers and acquisitions.
• She has a reputation for being acquisititious when it comes to collecting designer handbags.
• He's so acquisititious, always trying to snag the latest gadgets.
• His acquisititious appetite for knowledge knows no bounds.

adverb relating to or characterized by a desire to acquire and possess wealth or material possessions

• The child looked at the toy acquisitively, clearly wanting to have it for himself.
• She eyed the dessert acquisitively, already planning on taking a bite.
• He checked out the car acquisitively, thinking about how cool he would look driving it.
• The detective examined the crime scene acquisitively, trying to piece together what had happened.

noun a word that refers to a person, place, thing, event, substance, or quality

adjective a word that describes or modifies a noun

• The company issued an active bond to raise funds for its expansion project.
• I heard that the company is offering an active bond for investors to buy.
• Have you checked out the new active bond that's available for purchase?
• Their partnership formed an active bond that could not be broken.

noun a word that refers to a person, place, thing, event, substance, or quality

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

article a word that is used to point out or refer to a noun

• The act of insolvency occurs when a company is unable to pay its debts.
• When a company can't pay its bills, that's considered an act of insolvency.
• If a business is broke and can't settle its debts, it's in the act of insolvency.
• His reckless spending was the final act of insolvency that led to his financial downfall.

noun a sum of money that is added to an existing amount or fund, typically as a bonus or incentive

• The competition prize money was increased by the added money from sponsors.
• I got some added money for doing extra work on the project.
• I'm always looking for ways to hustle and make some added money on the side.
• The added money in this deal sweetens the pot and makes it more enticing.

noun A Latin term meaning 'according to value' used in finance and taxation to refer to a tax or charge based on the assessed value of a transaction or property.

• The ad valorem tax is calculated based on the value of the goods being imported.
• I heard they're charging an ad val tax on all luxury items.
• I can't believe how much ad val they're adding to these products!
• The ad val of her kindness cannot be measured in material terms.

adjective able to be advanced or progressed

• The new software has an advanceable feature that allows users to customize their experience.
• I heard the new phone is advanceable, meaning you can upgrade it easily.
• The game has an advanceable level where you can unlock special powers.
• His skills are advanceable, meaning he has the potential to improve with practice.

noun a movement forward or onward

preposition used to indicate movement or progress in a particular direction

• The army made an advance on the enemy's position.
• We decided to advance on the next level of the game.
• Let's advance on that party tonight.
• She made a bold advance on the new project.