Financial Regulation Terms

noun a strict or sudden enforcement of rules or laws

verb to take strong action to stop a particular type of behavior

• The government has decided to crack down on tax evasion in order to increase revenue.
• The school principal is cracking down on students who break the dress code.
• The boss is really cracking down on employees who are always late to work.
• It's time for us to crack down on our bad habits and start living a healthier lifestyle.

noun a means of escape or evasion; a technicality that allows a rule or law to be circumvented

• The company exploited a legal loophole to avoid paying taxes.
• We found a loophole in the contract that allows us to get out of it early.
• He always knows how to find a loophole to get what he wants.
• She managed to find a loophole in his argument and prove him wrong.

noun a rule or directive made and maintained by an authority

adjective relating to or in accordance with rules or directives

• The government implemented new regulations to control pollution levels in the city.
• Make sure you follow the regulations when driving on the highway.
• I heard the club has some strict regulations for entry, so we better dress to impress.
• In the world of finance, regulations act as a safety net to prevent economic crises.

noun abbreviation for Securities and Exchange Commission, a government agency responsible for regulating the securities industry in the United States

• The SEC requires companies to disclose financial information to investors.
• I heard the SEC is cracking down on insider trading.
• I don't mess around with stocks unless I know the SEC won't come after me.
• The SEC of my friend group always keeps us in line and organized.

verb Regulated is a verb that means to control or supervise by means of rules and regulations.

adjective Well-regulated is an adjective that describes something that is properly controlled or managed.

• The well-regulated financial industry is crucial for economic stability.
• A well-regulated diet is key to staying healthy.
• Dude, you gotta keep your emotions well-regulated, don't let them get the best of you.
• In order to succeed in life, one must have a well-regulated schedule and work ethic.

noun A person who assesses or determines a fine or penalty in a legal proceeding

• The affeeror was responsible for determining the appropriate fines in the court case.
• I heard the affeeror is the one who sets the fines in this court.
• The affeeror is like the money guy in court, deciding how much you gotta pay.
• In a way, the affeeror acts as the judge of your wallet in legal matters.