Insurance Claims Vocabulary

noun An unfortunate incident that happens unexpectedly and unintentionally, typically resulting in damage or injury

• The investigation concluded that the car crash was indeed an accident.
• I heard that the whole thing was just a big accident.
• It was a total fluke, just an accident waiting to happen.
• Her slip of the tongue was an accident that caused quite a stir.

verb to assess the value or quality of something

• The manager will appraise the employee's performance during the annual review.
• I need to appraise this antique before deciding to buy it.
• I'll appraise the situation and let you know what I think.
• It's important to appraise your own strengths and weaknesses in order to improve.

noun a person or thing badly affected by a particular event or situation

• The hospital reported an increase in the number of casualties from the recent accident.
• There were several casualties in the car crash last night.
• The party was so wild, I ended up being a casualty of the dance floor.
• In the battle against climate change, the casualty is often our planet's natural resources.

noun the state of being in a state of disrepair or ruin, often due to neglect or age

• The dilapidation of the old building was evident in the crumbling walls and broken windows.
• The house was in such bad shape, you could see the dilapidation from a mile away.
• That place is a total dump, the dilapidation is off the charts.
• The neglect and lack of care had led to the dilapidation of their relationship.

verb to cover or submerge with water, especially in excess

• The town was flooded after heavy rainfall caused the river to overflow.
• The basement got flooded because of the leaky pipe.
• The party was so crowded, it was flooded with people.
• Her mind was flooded with memories of their time together.

noun a word that represents a person, place, thing, or idea

verb a word that expresses an action or state of being

adverb a word that modifies a verb, adjective, or another adverb

preposition a word that shows the relationship between a noun or pronoun and other words in a sentence

• The building's entire structure seemed to go up in smoke within minutes.
• All of his hard work went up in smoke when the project was canceled.
• His chances of winning the competition just went up in smoke.
• Their hopes of a peaceful resolution went up in smoke after the negotiations failed.

noun the act of saving or rescuing something from danger or destruction

verb to save or rescue something from danger or destruction

• The salvage operation successfully recovered the sunken ship from the ocean floor.
• We managed to salvage some parts from the old car before we sent it to the junkyard.
• I'm going to try and salvage this relationship, even though things are tough right now.
• She tried to salvage her reputation after the scandal by issuing a public apology.

verb to provide evidence or proof to support or prove the truth of something

• The claims made by the researcher were substantiated by multiple sources of data.
• She was able to prove her point with solid evidence.
• He totally backed up his story with receipts.
• Her argument was built on a solid foundation of facts and evidence.

adjective not able to be saved or repaired

• The damage to the antique vase was deemed unsalvageable by the restoration experts.
• The car was so badly wrecked in the accident that it was considered unsalvageable.
• That phone is completely trashed, dude. It's unsalvageable.
• After years of neglect, their friendship had become unsalvageable.

adjective describing something that is not right or fair, especially in a legal context

• The lawyer argued that the company was responsible for the wrongful termination of the employee.
• She was accused of wrongful parking in the handicapped spot.
• He got into a lot of trouble for that wrongful prank.
• Her wrongful actions cast a dark shadow over her reputation.

noun a word that represents a person, place, thing, or idea

• The law firm works on a no cure no pay basis, meaning they only get paid if they win the case.
• The contractor agreed to a no cure no pay deal for fixing the roof - if it leaks again, he won't get paid.
• I told the mechanic it's no cure no pay - if my car breaks down again, he's not getting a dime.
• In life, sometimes it feels like it's a no cure no pay situation - you only get rewarded if you succeed.

noun Trial

• The outcome of the bellwether trial will set a precedent for future cases involving similar circumstances.
• Everyone is waiting to see how the bellwether trial turns out before making any decisions.
• The bellwether trial is the one to watch to see how things play out in court.
• The bellwether trial is like a compass guiding the direction of legal proceedings in this matter.

noun a word used to identify any of a class of people, places, or things

preposition a word governing, and usually preceding, a noun or pronoun and expressing a relation to another word or element in the clause

• The contract was terminated by reason of breach of agreement.
• He was fired by reason of his constant tardiness.
• She got kicked out of the club by reason of starting a fight.
• The relationship fell apart by reason of lack of communication.

adjective An adjective describes or modifies a noun. In this case, 'more' and 'likely' are both adjectives modifying the implied noun in the phrase.

adverb An adverb modifies a verb, adjective, or another adverb. In this case, 'not' functions as an adverb modifying the likelihood expressed in the phrase.

conjunction A conjunction is a word that connects words, phrases, or clauses. 'Than' is a conjunction in the phrase 'more likely than not', connecting the comparative elements of the phrase.

• Based on the evidence presented, it is more likely than not that the defendant will be found guilty.
• I'd say it's more likely than not that we'll have to reschedule the meeting.
• Chances are, it's more likely than not that we'll end up at the usual spot for drinks tonight.
• In the game of life, taking risks is more likely than not the key to success.

noun accident - an unfortunate incident that happens unexpectedly and unintentionally, typically resulting in damage or injury

verb a word that expresses an action, occurrence, or state of being

article a word that defines a noun as specific or unspecific

• It is important to drive carefully to avoid having an accident.
• Hey, make sure you watch the road so you don't have an accident.
• Dude, you need to chill out while driving or you might have an accident.
• If you keep ignoring the warning signs, you're going to have an accident in your relationship.

noun the process of judicially deciding a case

• The adjudication of the legal dispute was handled by a panel of judges.
• The adjudication process took longer than expected, but we finally reached a decision.
• I can't believe the adjudication dragged on for so long, it was a total mess.
• In the game of chess, the adjudication of the final move determined the winner.

noun a small change made to something in order to correct or improve it

• The accountant made adjustments to the financial statements to ensure accuracy.
• I had to make some adjustments to my schedule to fit in the meeting.
• I made some last-minute adjustments to my outfit before heading out.
• Life is all about making adjustments and adapting to new situations.