Insurance Jargon

noun a crash or conflict between two objects or entities

verb not applicable

adjective not applicable

adverb not applicable

pronoun not applicable

preposition not applicable

conjunction not applicable

interjection not applicable

article not applicable

• The two cars were involved in a serious collision on the highway.
• There was a collision between a truck and a motorcycle on the street.
• The collision between the skateboarder and the bicyclist was gnarly.
• The collision of ideas in the meeting led to a breakthrough in innovation.

adjective comprehensive - complete; including all or nearly all elements or aspects of something

• The company conducted a comprehensive review of its financial statements.
• She did a thorough and comprehensive job on the project.
• I need a comprehensive plan to ace this exam.
• His knowledge of the subject is so comprehensive, it's like he wrote the textbook himself.

noun a thing that lies on, over, or around something, especially in order to protect or conceal it

verb to put something such as a lid or a cover on something else

adjective having the purpose of protecting or concealing something

preposition used to indicate location or position on top of something

• The insurance policy provides cover for a wide range of potential risks.
• Make sure to bring an umbrella to cover yourself in case it rains.
• I'll cover for you if you need to sneak out of work early.
• The new book cover caught my eye and I had to buy it.

verb to deny or renounce any claim, connection, or responsibility for something

• The company's legal team advised them to include a disclaimer in their product packaging to disclaim any liability.
• I always disclaim any responsibility when borrowing my friend's car.
• I disclaim any knowledge of what happened at the party last night.
• She disclaimed her previous beliefs and embraced a new way of thinking.

noun a place of residence or home

• The individual declared their domicile to be in the state of California.
• She said her domicile is in the city, but I'm not sure which one.
• I heard his domicile is in the burbs, but I'm not too sure.
• Her heart found its domicile in the mountains, where she felt most at peace.

noun an amount of something that is more than necessary, permitted, or desirable

verb to exceed or go beyond a certain limit or amount

adjective more than is necessary, usual, or specified

• The company has identified areas where there is excess spending that needs to be addressed.
• I have an excess of clothes in my closet that I need to donate.
• She always goes way overboard with her makeup, it's like she's in excess.
• His love for her was so great, it spilled over into excess, overwhelming them both.

verb to become accustomed to something, especially something unpleasant

• The training program was designed to inure new employees to the company's policies and procedures.
• Working in customer service will inure you to dealing with difficult people.
• Growing up in a tough neighborhood can inure a person to violence.
• Repeated exposure to failure can inure a person to the fear of taking risks.

verb to become accustomed to something unpleasant or difficult through prolonged exposure

adjective accustomed to something unpleasant or difficult

• Through years of rigorous training, the soldiers became inured to the harsh conditions of battle.
• After working in the fast-paced environment for so long, she was completely inured to the stress.
• Growing up in the rough neighborhood, he quickly became inured to the violence around him.
• Having experienced so much heartache in her life, she was inured to emotional pain.

adjective unable to be recovered or regained

• The company suffered an irrecoverable loss due to the economic downturn.
• I accidentally deleted all my files and now they're irrecoverable.
• I lost my phone in the river, it's irrecoverable now.
• The trust between them was broken irrecoverably after the betrayal.

adjective likely to experience or suffer from something

preposition indicating a possibility or probability of something happening

• Employees who fail to follow company policies are liable to disciplinary action.
• If you don't wear a helmet while biking, you're liable to get a ticket.
• If you keep leaving your car unlocked, you're liable to get it stolen.
• Being too trusting in this industry is liable to get you taken advantage of.

noun items or possessions that can be moved or transported easily

• The contract specifies the transfer of ownership for all movables within the estate.
• Make sure to pack all your movables before the moving truck arrives.
• I can't believe how much stuff she has accumulated in terms of movables.
• Her emotions were like movables, constantly shifting and changing.

noun the estimated or perceived worth or significance of something in terms of inconvenience or annoyance it causes

• The lawyer argued that the lawsuit was filed merely for nuisance value.
• I think he's just suing for nuisance value.
• She's just causing a nuisance value with all her complaints.
• The barking dog was more of a nuisance value than a real threat.

noun a Latin term meaning 'in proportion'

adverb used to describe something being distributed or done in proportion to the share of each individual involved

• The employee's bonus will be calculated pro rata based on the number of months worked.
• You'll only get paid pro rata for the days you actually worked.
• I'm only getting paid pro rata for this gig, but it's better than nothing.
• His commitment to the project was pro rata to his level of interest in the topic.

noun a sum of money that is returned to someone who has overpaid or been overcharged for something

verb to give back or repay (money)

• The customer requested a refund for the defective product.
• She asked for her money back because the item was broken.
• He wanted a refund because the thing was total garbage.
• She hoped to get a refund on the time she wasted on that project.

noun the portion of a person's life during which they are no longer actively working

• After decades of hard work, he finally decided to enjoy his retirement.
• She's looking forward to kicking back and relaxing in retirement.
• I can't wait to be living the retired life, just chilling all day.
• The athlete's retirement from the sport marked the end of an era.

verb to transfer ownership or control of something to someone else by signing a document

preposition used to indicate the action of transferring ownership or control

• The lawyer advised the client to sign over the property deed to avoid any legal complications.
• Hey, can you sign over the ownership of that car to me?
• I'll sign over the rights to the song if you promise to make it a hit.
• She decided to sign over her heart to him, giving him her complete trust.

noun the act of intentionally destroying, altering, or concealing evidence in a legal proceeding

• The spoliation of evidence can result in severe legal consequences.
• Tampering with evidence is a serious offense that can lead to trouble.
• Messing with evidence is a big no-no and can get you in deep trouble.
• The spoliation of trust can destroy relationships beyond repair.

noun security given for the performance of a contract or the fulfillment of an obligation; a guarantee.

• The surety bond was required before the project could proceed.
• I had to provide surety for the loan with some collateral.
• I'm the surety for my friend's bail, so I have to make sure he shows up to court.
• Trust is the surety of a strong relationship.

adjective not harmed or injured

• Despite the earthquake, the historic building emerged unscathed.
• I can't believe you made it through the busy mall unscathed!
• That party was wild, but somehow we all made it out unscathed.
• After facing numerous challenges, she emerged from the experience unscathed.

noun a neck injury resulting from a sudden jerking motion of the head

• The patient suffered from whiplash after the car accident.
• I heard that Sarah got whiplash from the roller coaster ride.
• I felt like I had whiplash from all the drama happening in my friend group.
• The sudden change in company policy gave employees whiplash.

adjective describing the level of safety being compared to houses

adverb modifying the adjective 'safe' to indicate the degree of safety

• Investing in government bonds is often considered as safe as houses.
• Don't worry, leaving your car parked here is as safe as houses.
• This neighborhood is as safe as houses, you have nothing to worry about.
• Her promise to always be there for me is as safe as houses.