Insurance Policy Jargon

noun a person's closest living relative or relatives, especially their nearest blood relatives

• The hospital requires the contact information of the patient's next of kin.
• Make sure to put down your next of kin on the emergency contact form.
• Hey, do you know who my next of kin is in case of an emergency?
• In times of crisis, our closest friends become our chosen next of kin.

adjective describing something that involves the possibility of danger, harm, or loss

• Investing in high-risk assets can be very risky for inexperienced investors.
• It's pretty risky to go swimming in that river with all those rocks.
• Dude, that stunt you pulled was so risky, you could have seriously hurt yourself.
• Starting your own business is a risky move, but the potential rewards are worth it.