Investment Jargon

noun A measurement of an individual's or organization's creditworthiness based on their credit history and financial behavior.

• The bank will consider your credit rating when determining your eligibility for a loan.
• I heard that Sarah's credit rating is really good, so she was able to get a low interest rate on her car loan.
• Dude, my credit rating took a hit after missing a few payments last year.
• Your credit rating in the eyes of your peers can determine how trustworthy you are in their eyes.

noun a person or organization that acts on behalf of another person or organization, especially in a financial context

adjective involving trust, especially with regard to the relationship between a trustee and a beneficiary

• The attorney acted as a fiduciary for her client, ensuring that their best interests were always prioritized.
• I trust my financial advisor to be a fiduciary and make decisions that benefit me in the long run.
• My lawyer is like my fiduciary, always looking out for me and making sure I don't get into any trouble.
• In a way, the CEO serves as a fiduciary for the company, responsible for leading it in the right direction and protecting its assets.

adjective not able to be changed, reversed, or recovered; final

• Once you sign the contract, it becomes irrevocable.
• I made an irrevocable decision to quit my job and travel the world.
• Dude, once you hit send, that text is irrevocable.
• The impact of her words was irrevocable, leaving a lasting impression on everyone in the room.

noun a sum of money saved for the future

• She diligently saved a portion of her income each month to build a nest egg for her retirement.
• He's been putting aside some money as a nest egg for a rainy day.
• I'm trying to grow my nest egg so I can eventually quit my job.
• The company's acquisition of another successful business became a valuable nest egg for future growth.

noun the value of all assets, including cash and investments, minus all liabilities or debts

• His net worth is estimated to be in the millions.
• I heard his net worth is through the roof!
• She's got a crazy net worth, like ballin' status.
• Her net worth in terms of friendships is immeasurable.

verb to harvest or gather (a crop or reward) as a consequence of effort or action

• Farmers must carefully cultivate their crops in order to reap a bountiful harvest.
• If you work hard now, you'll reap the benefits later.
• You gotta put in the effort to reap the rewards.
• Those who sow kindness will reap happiness in return.

noun a sum of money saved or kept aside for a particular purpose

• It is important to start building your savings early in order to secure your financial future.
• I'm trying to cut back on expenses so I can boost my savings.
• I'm stashing away some cash for a rainy day.
• Investing in your education is a great way to grow your savings in the long run.

noun a risky or daring journey or undertaking

verb to dare to do something or go somewhere that may be dangerous or unpleasant

• The company decided to embark on a new business venture in the international market.
• Let's take a chance and start a new venture together.
• I heard they're planning to kick off a cool venture in the tech industry.
• Love is a risky venture, but worth the journey.

noun a slang term used to refer to stocks or investments in the stock market

• Investors are closely monitoring the stonks in the technology sector.
• I heard that stonks in the gaming industry are going up.
• Let's buy some stonks and see where it goes!
• His ability to pick stonks is like a superpower.

adjective describing someone who is wealthy and enjoys a luxurious lifestyle, often associated with gambling or high-risk activities

• The high-rolling businessman made a substantial investment in the new technology startup.
• That high-rolling guy always shows off his expensive cars and watches.
• The high-rolling crew hit up the club in style last night.
• She felt like a high-rolling queen as she walked into the gala event wearing her designer gown.

noun Initial Coin Offering (ICO) is a fundraising method for cryptocurrency projects where new tokens are sold to investors in exchange for existing cryptocurrencies like Bitcoin or Ethereum.

• The company decided to launch an ICO to raise funds for their new project.
• Have you heard about the ICO happening next week? I'm thinking of investing.
• I'm so excited for this ICO, it's going to be lit!
• Launching the ICO was like planting a seed for the future growth of the business.

noun a noun is a word that refers to a person, place, thing, event, substance, or quality

• The multiplier effect refers to the phenomenon where an initial increase in spending leads to further economic activity and growth.
• When you spend money, it has a multiplier effect on the economy by creating more jobs and opportunities.
• Dude, spending money has this cool multiplier effect that helps boost the economy big time.
• Kindness has a multiplier effect, spreading positivity and goodwill to everyone it touches.