Personal Finance

noun an amount of money that is subtracted from someone's income or from the price of something, especially as a business expense

• The insurance policy has a high deductible, meaning you will have to pay a significant amount out of pocket before coverage kicks in.
• I didn't realize my car insurance deductible was so high until I had to file a claim.
• I can't believe how much my deductible is for this medical procedure, it's gonna cost me an arm and a leg!
• In life, sometimes we have to pay a deductible of hard work and perseverance before we can achieve success.

noun the quality of being moderate; restraint; avoidance of excess or extremes

• It is important to practice moderation in all aspects of life to maintain balance.
• I try to eat junk food in moderation to stay healthy.
• Dude, you gotta chill and drink in moderation at the party.
• The key to happiness is finding moderation between work and play.

noun a book in which a bank or building society records the depositor's deposits, withdrawals, and interest

• Please remember to bring your passbook when you visit the bank to update your account.
• Hey, don't forget to carry your passbook when you go to the bank.
• Make sure you've got your passbook with you before heading to the bank.
• The passbook of knowledge is filled with the experiences of a lifetime.

noun a word that represents a person, place, thing, or idea

verb a word that expresses an action or a state of being

pronoun a word that takes the place of a noun in a sentence

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

article a word that is used to specify a noun as definite or indefinite

• I had to loan something from someone in order to complete the project on time.
• I asked my friend to loan me something for the party tonight.
• Can you hook me up and loan something from someone for the weekend?
• Sometimes we need to loan something from someone in terms of support and guidance during tough times.

noun a person who reduces the size or scale of something, especially a company or workforce

• The downsizer decided to sell their large family home and move into a smaller apartment.
• My neighbor is a downsizer - they're always getting rid of stuff they don't need.
• I heard that downsizer is looking to downsize even more and live in a tiny house.
• In the business world, a downsizer is someone who reduces costs and streamlines operations to improve efficiency.

verb a verb is a word that expresses an action or a state of being

• Investing in education affords individuals the opportunity to expand their knowledge and skills.
• Working hard affords you the chance to achieve your goals.
• Saving up affords me the chance to splurge on things I want.
• Seeing the world through a different perspective affords us a deeper understanding of life.