noun
a person or organization that is added to an insurance policy in addition to the primary insured party
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The contractor requested to be listed as an additional insured on the insurance policy.
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The builder wanted to be added as an extra insured on the insurance.
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The handyman asked to be covered as an 'extra' on the insurance policy.
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Being listed as an additional insured is like having an extra layer of protection in case of any mishaps.