Risk Management

adjective a word that describes or modifies a noun or pronoun, in this case, 'advisable' describes something that is recommended or wise to do

• It is advisable to consult with a financial advisor before making any major investment decisions.
• It's probably advisable to double-check the directions before heading out on the road trip.
• Dude, it's totally advisable to hit up that new taco truck for lunch.
• In order to succeed in life, it is advisable to always follow your dreams and never give up.

adjective Careful is an adjective that describes someone who exercises caution or attention to avoid harm or mistakes.

• It is important to be careful when handling sensitive information.
• Hey, be careful not to spill your drink on the carpet.
• Dude, you gotta be careful not to get caught by the security guard.
• She always treads carefully in delicate situations, being mindful of others' feelings.

noun a shortcut or easier way of doing something

verb to take shortcuts or do something in a quicker or easier way than is considered proper or ethical

• It is not advisable to cut corners when it comes to following safety regulations in the workplace.
• Don't cut corners when it comes to studying for your exams, it will only hurt you in the long run.
• I know you want to finish the project quickly, but don't cut corners or the quality will suffer.
• In order to succeed in life, you cannot afford to cut corners and take shortcuts along the way.

noun a sum of money that is owed or due

adjective related to something that is owed or due

• The company is struggling to pay off its debt to creditors.
• I have a lot of debt from my student loans.
• I'm drowning in debt, dude.
• His kindness towards others is a debt that can never be fully repaid.

verb to pay attention to or take notice of something

• Heeding the advice of his lawyer, the defendant chose to remain silent during the trial.
• He's not heeding the warnings about the upcoming storm, and I'm worried he'll get caught in it.
• She's not heeding her mom's rules and keeps sneaking out at night.
• Heeding the signs of burnout, she decided to take a break and prioritize self-care.

noun a situation where something is left alone or allowed to continue

verb to allow something to continue without interference or interruption

• The financial advisor recommended to let the investment ride for another year.
• I say we just let it ride and see how it goes.
• Dude, just let it ride and don't stress about it.
• Sometimes you just have to let life's ups and downs ride without trying to control everything.

noun a wire in a system that carries an electric current

adjective describing someone who is full of energy or excitement

• The electrician identified the live wire and proceeded to safely secure it.
• Be careful, that wire is a live wire and could give you a shock.
• Don't touch that wire, it's a real live wire!
• She's a live wire at parties, always the center of attention.

verb to keep safe from harm or danger

adjective kept safe from harm or danger

• It is important to ensure that all sensitive data is properly protected.
• Make sure you keep your valuables protected at all times.
• I always have my phone protected with a sturdy case.
• Her strong beliefs protected her from negativity.

noun a measure taken to protect someone or something from potential danger or harm

• It is important to safeguard sensitive information to protect against data breaches.
• Make sure to safeguard your belongings when you're out in public.
• I always safeguard my snacks from my siblings so they don't eat them.
• The knight vowed to safeguard the kingdom from any threats.

verb to avoid or stay away from something

adverb modifies the verb 'steer', indicating the manner in which the action is performed

• It is advisable to steer clear of making any hasty decisions without proper research.
• I would suggest you steer clear of that sketchy neighborhood late at night.
• Dude, just steer clear of that guy, he's bad news.
• In order to maintain a healthy lifestyle, it's important to steer clear of negative influences.

noun A word that represents a person, place, thing, or idea. In this case, 'stocks' and 'bonds' are both nouns as they refer to financial instruments used for investment.

conjunction A word used to connect clauses or sentences or to coordinate words in the same clause. In this case, 'and' is a conjunction that connects the two nouns 'stocks' and 'bonds'.

• Investors should diversify their portfolios by investing in a mix of stocks and bonds.
• If you want to play it safe, you can put your money in stocks and bonds.
• I'm thinking of throwing some cash into stocks and bonds to see how it goes.
• In the financial world, stocks and bonds are like the yin and yang, balancing risk and stability.

noun security given for the performance of a contract or the fulfillment of an obligation; a guarantee.

• The surety bond was required before the project could proceed.
• I had to provide surety for the loan with some collateral.
• I'm the surety for my friend's bail, so I have to make sure he shows up to court.
• Trust is the surety of a strong relationship.

noun A person who buys and sells goods or assets for profit, typically in a financial market

• The trader carefully monitored the stock market to make informed investment decisions.
• The trader kept an eye on the stock market to know when to buy or sell.
• The trader was hustlin' in the market, making those big moves.
• The trader navigated the turbulent waters of the market with skill and precision.

noun a word that represents a person, place, thing, or idea

verb a word that expresses an action or state of being

adverb a word that modifies a verb, adjective, or other adverb, typically answering questions such as how, when, or where

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

conjunction a word that connects words, phrases, or clauses

article a word that specifies a noun as definite or indefinite

• One might as well be hung for a sheep as a lamb when considering the consequences of their actions.
• Might as well be hung for a sheep as a lamb, so why not go all out?
• You know what they say, might as well be hung for a sheep as a lamb!
• In life, sometimes you have to take risks and go all in, it's like being hung for a sheep as a lamb.

noun A legal relationship in which physical possession of personal property is transferred from one party (the bailor) to another party (the bailee) for a specific purpose, typically without transfer of ownership.

• The bailment agreement outlined the terms and conditions for the temporary transfer of possession of the goods.
• I left my laptop with my friend as a bailment while I went on vacation.
• I'm just holding onto this jacket for my friend, it's like a bailment or something.
• Their relationship felt like a bailment of emotions, with each person holding onto the other's feelings temporarily.

noun a type of driving intended to reduce the risk of accidents by anticipating dangerous situations

adjective describing the type of driving being practiced

• It is recommended that all new drivers take a defensive driving course to improve their safety on the road.
• My mom always tells me to practice defensive driving, especially when it's raining.
• Dude, you gotta start doing some defensive driving if you want to avoid accidents.
• In life, it's important to practice defensive driving by being cautious and prepared for unexpected challenges.

noun a compound noun referring to the act of driving while being distracted by other activities or stimuli

• Distracted driving is a leading cause of accidents on the road.
• Hey, remember to put your phone away while driving - no distracted driving!
• Don't be a dummy, no distracted driving allowed!
• Letting your mind wander while driving is like inviting disaster - it's like driving with distracted driving goggles on.

noun a type of insurance that provides coverage for accidental injuries or death

• Accident insurance provides coverage in case of unexpected injuries or mishaps.
• You should consider getting accident insurance just in case something happens.
• Accident insurance is like a safety net for when things go wrong.
• Accident insurance is like having a guardian angel looking out for you in times of trouble.