verb to become subject to (something unwelcome or unpleasant) as a result of one's own behavior or actions
Incur expenses, Incur debt
Incur costs, Incur charges
Incur liabilities, Incur penalties
Incur losses, Incur claims
Incur fees, Incur fines
In the context of a writer, 'incur' may be used when discussing the costs or consequences of a character's actions in a story.
A psychologist may use 'incur' when talking about the emotional or psychological toll that certain behaviors or experiences can have on a person.