Financial Terminology

noun a description or explanation of an event or situation

verb to give an explanation or justification

• Please make sure to keep track of your expenses and record them in your account.
• Don't forget to update your account with all your recent transactions.
• I'm gonna check my account before we go out tonight.
• In order to succeed in life, one must take into account all the obstacles and challenges.

noun a person whose profession is inspecting and managing financial accounts

• The accountant prepared the financial statements for the company.
• I heard the accountant is crunching numbers for the annual report.
• The number-cruncher at the firm is the accountant.
• The accountant is the gatekeeper of the company's financial health.

noun the process or work of keeping financial accounts

adjective relating to the field of accounting

• The company hired a team of professionals to handle their accounting needs.
• I'm taking an accounting class next semester.
• I heard he's really good with numbers, like a accounting wizard.
• Balancing work and family responsibilities is like managing a complex accounting equation.

verb to accumulate or increase over time, typically through interest or investment

• Interest will accrue on the principal amount over time.
• The more hours you work, the more vacation days you accrue.
• I'm trying to accrue enough points to win the game.
• Kindness is a currency that accrues value with each act.

verb to gather or collect over time

• Over time, interest will accumulate on your savings account.
• If you keep spending without saving, debt will accumulate quickly.
• I need to stop buying so much stuff or my clutter will accumulate.
• Small acts of kindness can accumulate and make a big impact on someone's life.

noun a mass or quantity of something that has gradually gathered or been acquired

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• The accumulation of wealth is a common goal for many individuals.
• I need to clean out my closet; there's too much accumulation of clothes in there.
• I can't believe the accumulation of gossip going around about that situation.
• Over time, the accumulation of small acts of kindness can make a big difference in someone's life.

verb to alter or change something to fit a particular purpose or situation

verb to change or alter in order to fit or conform to a particular purpose or situation

• It is important to adjust the settings to optimize performance.
• I need to adjust my schedule to make time for the meeting.
• I'll just need to adjust my attitude and everything will be fine.
• Sometimes we need to adjust our perspective to see things more clearly.

noun a small change made to something in order to correct or improve it

adjective adjustable

• The company made an adjustment to their budget projections after reviewing the latest financial reports.
• I had to make an adjustment to my schedule to fit in a doctor's appointment.
• I had to tweak my workout routine for an adjustment in my fitness goals.
• Sometimes life throws unexpected challenges at us, and we have to make adjustments to keep moving forward.

noun a formal warning or piece of advice given to someone

adjective providing advice or recommendations

• The government issued a travel advisory for the region due to political unrest.
• I saw the weather advisory on the news, so I brought an umbrella just in case.
• My mom always gives me good relationship advisories when I need them.
• The mentor provided valuable advisory on how to navigate the corporate world.

verb to distribute or apportion for a specific purpose

• The government plans to allocate funds for infrastructure development.
• I need to allocate some time to finish this project.
• I'll allocate some cash for the concert tickets.
• She needs to allocate her energy wisely to avoid burnout.

noun a sum of money paid regularly to a person, typically to meet specified needs or expenses

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• The company provides a monthly travel allowance for employees who commute long distances.
• My parents give me a weekly allowance for doing chores around the house.
• I blew my entire allowance on video games this month.
• Having a sense of humor is like having an emotional allowance to navigate life's challenges.

verb to gather or collect a large amount of something over time

• The company was able to amass a large amount of data through their research efforts.
• I've been trying to amass a collection of vintage vinyl records.
• She's been amassing quite the following on social media.
• Over the years, he has managed to amass a wealth of knowledge and experience.

noun Amex is a noun that refers to American Express, a financial services corporation known for its credit card services.

• I prefer to use my American Express card, also known as Amex, for business transactions.
• I always swipe my Amex card when I go shopping because of the rewards points.
• I'm going to flash my Amex and treat myself to a fancy dinner tonight.
• Her kindness was like an Amex card, always ready to help in times of need.

noun the action or process of gradually reducing or writing off a debt, such as a loan or mortgage, by making periodic payments

• The company's financial statements include a detailed schedule of amortization for its intangible assets.
• I have to remember to factor in the amortization costs when budgeting for the project.
• I'm trying to wrap my head around how this whole amortization thing works.
• Just like how a loan is gradually paid off through amortization, our efforts will eventually lead to success.

noun a quantity of something, especially the total of a thing or things

verb to add up to; to reach a total; to be equivalent to

• The total expenses amount to $10,000.
• The bill adds up to $10,000.
• The cost comes to $10,000.
• His efforts will ultimately amount to nothing.

noun a quantity of something, typically a large one

verb to add up in number or quantity

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• The total amount of money spent on the project exceeded our initial budget.
• I can't believe the amount of food you can eat in one sitting!
• The amount of drama in that situation was off the charts.
• The amount of love she has for her children knows no bounds.

noun A person who is skilled in analyzing data or information

• The financial analyst presented a detailed report on the company's performance.
• The analyst said the project is on track and going well.
• Yo, did you hear about that data analyst who cracked the case wide open?
• She is like a detective, always analyzing every situation like an analyst.

adjective An adjective is a word that describes or modifies a noun or pronoun. In this case, 'annual' describes something that happens once a year.

• The company holds an annual meeting to discuss financial performance.
• We have our annual family reunion next weekend.
• I can't wait for the annual bash at the beach this summer!
• The annual tradition of planting flowers symbolizes growth and renewal.

noun the state of being behind or late, especially in the fulfillment of a duty or obligation

• The tenant fell into arrearage on their rent payments.
• He's in arrearage on his credit card bill.
• I totally forgot about that bill and now I'm in arrearage.
• The team's arrearage in the game was too great to overcome.

noun a useful or valuable thing, person, or quality

adjective relating to or constituting an asset

• The company's most valuable asset is its intellectual property.
• My car is definitely my most important asset.
• His basketball skills are his biggest asset on the court.
• Her positive attitude is her greatest asset in life.

noun a useful or valuable thing, person, or quality

adjective relating to or describing something that is valuable or beneficial

• The company's assets include real estate, equipment, and intellectual property.
• She's got some serious assets - a nice car, a big house, you name it.
• Check out his assets, he's loaded!
• Her assets go beyond just money; she has a wealth of knowledge and experience.

verb to take or begin to have power or responsibility

adjective used to describe something that is accepted as true without proof

• The scientist assumed that the results of the experiment would support her hypothesis.
• I just assumed you would be coming to the party tonight.
• Don't assume things, just ask if you're not sure.
• She assumed the role of team leader with ease.

noun a noun is a word that represents a person, place, thing, or idea. In this phrase, 'loss' is a noun referring to the state of not knowing what to do or how to proceed.

adjective an adjective is a word that describes or modifies a noun. In this phrase, 'loss' can also be considered an adjective describing the state of being unsure or confused.

preposition a preposition is a word that shows the relationship between a noun or pronoun and other words in a sentence. In this case, 'at' is a preposition indicating a state or condition.

• The company was at a loss as to how to proceed after the unexpected resignation of their CEO.
• I'm at a loss for what to get my mom for her birthday.
• I'm totally at a loss when it comes to fixing cars.
• She felt at a loss in the vast city, not knowing anyone or where to go.

adjective describing a quality or characteristic that can be attributed to someone or something

• The increase in sales can be directly attributable to the new marketing campaign.
• The success of the event is mostly attributable to all the hard work put in by the team.
• His good grades are attributable to his ability to cram the night before exams.
• The beauty of the painting is attributable to the artist's creative vision.

adjective covered or flooded with water, especially seawater or rain

adverb inundated or overwhelmed with a large quantity of something

• The village was awash with rumors about the upcoming election.
• The beach was awash with people enjoying the sunshine.
• The party was awash with cool people and good vibes.
• Her mind was awash with memories of their time together.

verb to support or endorse

adjective having a backing or support

• The research findings were backed by solid evidence from multiple sources.
• I've got your back, don't worry about it.
• He's always got my back when things get tough.
• The team backed themselves into a corner with their risky strategy.

noun a fence or screen set up behind a catcher to prevent the ball from going too far when it is missed

verb to act as a backstop for something

• The backstop is a mechanism to prevent a hard border between Northern Ireland and the Republic of Ireland.
• The backstop is like a safety net to avoid any issues with the border in Ireland.
• The backstop is there to make sure things don't go haywire at the border.
• The backstop acts as a security blanket for the peace process in Ireland.

noun the act of releasing a person or property from legal custody by providing security or guarantee

verb to secure the release of a person or property by providing security or guarantee

preposition used to indicate the action of releasing someone or something from legal custody

• The government decided to provide a financial bail out to the struggling company.
• I had to bail out my friend when he got into trouble with the law.
• I can't believe I had to bail out my brother again, he's always getting into trouble.
• She had to bail out of the project because it was taking up too much of her time.

noun the amount of money in a bank account

verb to make the credits and debits of (an account) equal

• Maintaining a healthy work-life balance is crucial for overall well-being.
• I try to juggle work and personal life to find a good balance.
• I'm all about that work-play balance, you know?
• Finding the right balance between saving and spending is like walking a tightrope.

verb Balancing is the present participle form of the verb balance, which means to keep something steady or in a particular position by making small changes.

• Balancing work and personal life is essential for overall well-being.
• I'm always struggling with balancing my job and social life.
• I'm trying to juggle work and play without dropping the ball.
• Finding the perfect balance in life is like walking a tightrope.

adjective an adjective describes or modifies a noun or pronoun, in this case 'balanced' describes something that is in a state of equilibrium or stability

• A well-balanced diet is essential for maintaining good health.
• I try to eat a balanced meal every day to stay healthy.
• I gotta make sure my meals are balanced so I don't feel sluggish.
• Finding a balanced approach to work and relaxation can lead to a more fulfilling life.

noun a book in which a bank records the depositor's current account transactions

• She kept meticulous records of her finances in her bankbook.
• I need to update my bankbook with the latest transactions.
• I lost my bankbook, now I have no idea how much money I have.
• His bankbook of memories was filled with moments of joy and sorrow.

noun a person who is employed by a bank or works in the banking industry

• The banker advised the client on the best investment options.
• My friend's dad is a banker at the local branch.
• I heard that new banker is making some serious cash.
• In the game of monopoly, the banker controls all the money.

noun the business conducted or services offered by a bank

verb present participle of the verb 'to bank', which can mean to deposit money in a bank or to engage in the business of banking

• Banking regulations are constantly evolving to ensure the stability of the financial system.
• I need to stop by the bank to deposit this check.
• I'm broke, so I'll have to hit up the bank of mom and dad for some cash.
• Investing in education is like putting money in the 'bank' for future success.

noun a roll of paper money

verb to finance or provide funds for something

• He used his bankroll to invest in various stocks and bonds.
• I'm hoping to hit the casino this weekend with a fat bankroll.
• I can't believe he blew his entire bankroll on that new video game.
• Her determination was the bankroll that fueled her success in the competition.

adjective only just sufficient in amount; scarcely

adverb used to indicate that something is only just possible or likely

• She barely made it to the meeting on time despite heavy traffic.
• I barely caught the bus this morning.
• I was so tired, I barely dragged myself out of bed.
• His voice was barely a whisper in the crowded room.

noun a person or thing that carries or holds something

adjective relating to someone or something that carries or holds

• The bearer of the document must present it at the reception desk.
• Could you be the bearer of good news and tell me what happened?
• I heard she's the bearer of some juicy gossip.
• Love is the bearer of all emotions, good and bad.

adjective in a state of delay or tardiness

adverb in a tardy or delayed manner

• The project fell behindhand due to unexpected delays in the supply chain.
• I'm sorry I'm a bit behindhand on my part of the group project.
• I didn't realize I was so behindhand on my homework until the last minute.
• She felt like she was always behindhand in life, struggling to catch up with everyone else.

noun a sheep with a bell around its neck that leads the flock

• The bellwether stock is often used as an indicator of the overall market's performance.
• She's like the bellwether of our friend group, always knowing the latest trends before anyone else.
• That new restaurant is the bellwether of cool places to hang out in town.
• The CEO's decision to invest in renewable energy was seen as a bellwether for the industry's future direction.

adjective occurring twice a year

• The biannual report is due next month and must be submitted to the board of directors.
• We only have to do this biannual training twice a year, so it's not too bad.
• I always look forward to the biannual company picnic - it's a great time to relax and have fun.
• The biannual tradition of planting flowers in the garden signifies the changing seasons and the passage of time.

verb to cheat or swindle someone out of money

• The businessman was accused of attempting to bilk investors out of millions of dollars.
• I can't believe that guy tried to bilk us out of our money!
• She's always looking for ways to bilk people out of their cash.
• The politician's promises turned out to be nothing but a scheme to bilk the public.

noun a cardinal number represented by 1 followed by nine zeros, equal to 1,000,000,000

• The company reported a revenue of over one billion dollars last quarter.
• Can you believe he's worth over a billion?
• She's got a billion things on her mind right now.
• His impact on the community is worth a billion smiles.

noun a check with the amount left unspecified, to be filled in by the recipient

adjective describing the type of check that is blank

• The company's board of directors gave the CEO a blank check to use for any necessary expenses.
• I wish I had a blank check to spend on whatever I wanted.
• He acts like he has a blank check with his parents' credit card.
• Giving someone a blank check in a relationship can lead to problems if there are no boundaries set.

noun a long, often cylindrical, cushion or pillow for a bed or sofa

verb to support or strengthen

• The company aims to bolster its market share by launching a new advertising campaign.
• I need to bolster my savings before going on vacation.
• I'll need to bolster my squad if we want to win the championship.
• Reading positive affirmations every day can help bolster your self-confidence.

noun something given or paid over and above what is due

adjective additional; extra

• Employees will receive a bonus at the end of the year based on their performance.
• I heard we might get a bonus for hitting our sales target this quarter.
• I can't believe I got a fat bonus for just showing up to work on time.
• Finding a parking spot right in front of the store was like a bonus after a long day of shopping.

noun a person whose job is to keep records of the financial affairs of a business

• The bookkeeper meticulously recorded all financial transactions for the company.
• The bookkeeper keeps track of all the money stuff for the business.
• The bookkeeper is the one who handles all the cash flow for the company.
• In a way, the bookkeeper is like the financial guardian of the business.

noun the lowest amount of money that someone has or is willing to accept

adjective referring to the lowest or final amount

• I am willing to bet my bottom dollar on the success of this investment.
• I'll bet you my bottom dollar that they will win the game.
• I wouldn't put my bottom dollar on that horse winning the race.
• You can count on me to give you my bottom dollar of support in your time of need.

noun the lowest point or level

verb to reach the lowest point or level before stabilizing or improving

• The economy is expected to bottom out by the end of the year.
• I think the stock prices will bottom out soon.
• I heard that sales are going to bottom out next month.
• After facing many challenges, she felt like she had finally bottomed out.

noun a person who buys and sells goods or assets for others

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• The broker facilitated the sale of the property between the buyer and seller.
• I hired a broker to help me find the best insurance policy.
• My broker hooked me up with a sweet deal on that car.
• She acted as a broker of information between the two parties.

noun a thin sphere of liquid enclosing air or another gas

verb to produce bubbles or be in the process of bubbling

adjective relating to or resembling a bubble

• The scientist studied the properties of the bubble to understand its behavior in different environments.
• My kids love blowing bubbles in the backyard during summer.
• I can't believe she's living in a bubble, completely unaware of what's happening around her.
• The stock market seems to be in a bubble, with prices rising rapidly without any real value backing them up.

noun a decision to stop something that has been arranged or planned

verb to decide or announce that a planned event will not take place

• The company decided to cancel the contract due to unforeseen circumstances.
• I had to cancel my plans for the weekend because of the bad weather.
• I'm going to cancel on that party, I'm not feeling up to it tonight.
• Sometimes it's necessary to cancel out the negative thoughts with positive affirmations.

noun the action or process of capitalizing words or letters

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• Proper capitalization is crucial in academic writing.
• Don't forget to use capitalization at the beginning of each sentence.
• I always mess up my capitalization when texting quickly.
• Capitalization of resources in developing countries is essential for economic growth.

verb to write or print in capital letters; to take advantage of; to make the most of

• It is important to capitalize the first letter of each sentence in formal writing.
• Don't forget to capitalize the names of people and places in your essay.
• I always capitalize on Black Friday deals to save money.
• She knew how to capitalize on her strengths to advance in her career.

noun the most important city or town of a country or region, usually its seat of government and administrative center

adjective involving or punishable by death

• The capital city of France is Paris.
• I heard the capital of Japan is Tokyo.
• She's living it up in the capital of cool.
• Education is the capital that brings the best interest.

noun a person who owns or uses a card, especially a credit or debit card

• The cardholder must present a valid ID when making a transaction.
• Hey, can you pass me the cardholder so I can swipe my card?
• I'll just borrow my friend's cardholder for the night out.
• As the cardholder of this project, I am responsible for its success.

noun a device or piece of equipment used to hold or carry cards

• The card carrier must present their identification along with the credit card for verification.
• Hey, are you the card carrier for this account?
• I always make sure to have the card carrier with me when I go shopping.
• As the team captain, she was the card carrier and led her team to victory.

noun a form of currency, such as coins or banknotes, that can be used to exchange goods and services

verb to exchange a check or other negotiable instrument for money

adjective related to or involving money in the form of coins or banknotes

• The customer insisted on paying with cash instead of a credit card.
• I always make sure to have some cash on me just in case.
• I need to hit up the ATM to grab some cash for the concert.
• His quick thinking saved the project, he really came through in the cash.

verb to be in a situation where one lacks something essential or necessary

adjective suddenly faced with a difficulty or problem without any warning or preparation

• Unfortunately, I was caught short without any cash on me when I needed to pay for parking.
• I got caught short and had to borrow some money from a friend to buy lunch.
• I was caught short and had to run to the nearest restroom.
• She was caught short during the exam and couldn't remember the answer.

noun a monetary unit equal to one hundredth of a dollar or other unit of currency

• The cost of the new equipment is one hundred cents.
• I only have fifty cents left for the bus fare.
• I'm broke, I don't have a cent to my name.
• His ideas are worth a cent in today's market.

noun a person or thing that checks, such as a person who verifies something or a pattern of squares used in a game like checkers

• The plagiarism checker identified several instances of copied content in the student's paper.
• I always use a grammar checker before submitting my essays.
• The spell checker on my phone is so helpful when I'm texting quickly.
• She acted as a moral checker, always making sure her friends were making good choices.

noun a person who is extremely frugal or stingy

adjective being overly careful with money or resources

• The company's cheeseparing measures led to a decrease in overall quality of their products.
• Stop being so cheeseparing and just buy the good cheese for once.
• I can't stand her cheeseparing ways when it comes to splitting the bill.
• His cheeseparing attitude towards life prevents him from truly enjoying its richness.

noun a solid piece of something

verb to cut or break something into chunks

• The data was divided into smaller chunks for easier analysis.
• I'll just take a big chunk of cake, thanks.
• I can't believe she ate the whole chunk of pizza by herself!
• He managed to tackle a big chunk of his to-do list today.

noun a conclusion or end

verb to shut something

adjective near in space or time

adverb near in distance or time

• Please make sure to close the door behind you when you leave.
• Hey, can you close the window? It's getting chilly in here.
• I'm going to close up shop for the night and head home.
• Their friendship grew so close that they were practically like siblings.

noun the act of mixing or blending together

verb to mix or blend together thoroughly

• It is not appropriate to commingle personal funds with business funds.
• I prefer not to commingle my snacks with anyone else's in the pantry.
• Let's commingle our playlists for the road trip.
• The artist was able to commingle different art styles in their latest masterpiece.

verb Compensating is the present participle form of the verb 'compensate', which means to make up for something, to offset or counterbalance a loss or disadvantage.

• The company is compensating employees for their overtime work.
• I heard they're compensating us for the extra hours we put in last week.
• I can't believe they're compensating us for staying late, that's awesome!
• Her kindness towards others is compensating for her lack of confidence.

verb to combine several things into a single more effective or coherent whole

adjective formed or made by the combination of many different parts or people

• The company's financial statements included a consolidated balance sheet.
• All the data from the different departments was consolidated into one report.
• Let's consolidate all our notes before the exam.
• She consolidated her power by forming alliances with other leaders.

noun the quality or state of being convex; a curved shape that bulges outward

adjective convex

• The convexity of the lens causes light to converge at a focal point.
• The convexity of the mirror makes things look bigger.
• I love how the convexity of the sunglasses makes my face look slimmer.
• The convexity of her argument made it impossible to refute.

verb to rely on or trust in someone or something

preposition used to indicate reliance or trust in someone or something

• You can count on our team to deliver the project on time.
• You know you can count on me to always be there for you.
• Hey, you can count on Jake to throw a killer party.
• In times of trouble, you can always count on family to support you.

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

• The new policy is counter to our company's values.
• His actions are totally counter to what he said he would do.
• She always does the opposite, it's so counter to what everyone else does.
• His decision to quit his job was counter to his usual cautious nature.

noun a place where financial transactions are carried out, especially a place where accounts are kept and money is counted

• The countinghouse is where all financial transactions are recorded and managed.
• I'll meet you at the countinghouse to go over the numbers.
• Let's crunch some numbers at the countinghouse.
• Her mind was like a well-organized countinghouse, always keeping track of every detail.

noun An entry recording a sum received, listed on the right-hand side or column of an account.

verb Publicly acknowledge someone as a participant in the production of (something published or broadcast).

• The bank approved her application for a credit card.
• I used my credit to buy a new laptop.
• I don't have enough credit to get that new phone.
• Her hard work and dedication deserve all the credit for the success of the project.

verb to give someone credit for something, to believe or acknowledge that someone is responsible for a particular achievement or good quality

• The payment was credited to my account within 24 hours.
• I checked my bank account and the money was credited already.
• I was so surprised when I saw my account credited with extra cash.
• Her hard work and dedication were credited for the success of the project.

noun the act of crushing or grinding something with force

verb to crush or grind something with force

• The crunch of leaves underfoot signaled the arrival of autumn.
• I love the sound of chips crunching when I eat them.
• I can't believe she ghosted him right before the big crunch.
• The company is facing a financial crunch due to decreased sales.

noun the total amount resulting from the addition of smaller amounts

adjective forming or growing by accumulation or successive additions

• The cumulative effect of the medication was evident in the patient's improved condition.
• If you keep skipping classes, the cumulative impact on your grades will be significant.
• I can't believe the cumulative amount of likes on my latest post!
• The cumulative weight of all his responsibilities was starting to take a toll on him.

• The cumulation of evidence led to the suspect's arrest.
• All the little things added up to the cumulation of a big mess.
• The cumulation of drama in that group chat is just too much.
• Her hard work and dedication resulted in the cumulation of success in her career.

verb to reduce in extent or quantity; to cut short

• The government decided to curtail spending in order to reduce the budget deficit.
• I had to curtail my shopping spree because I ran out of money.
• I had to curtail my Netflix binge to finish my homework.
• She felt like her wings were curtailed when her parents imposed strict rules on her.

noun a reduction in the amount or quantity of something

verb to reduce the amount or quantity of something

• The company had to implement a cutback in order to reduce costs.
• They had to make a cutback in spending to stay within budget.
• We're gonna have to do a cutback on our shopping spree.
• Sometimes we need to make a cutback in our social life to focus on personal growth.

noun a nickname or abbreviation for someone named Deborah

• The debriefing session with the team was thorough and insightful.
• Let's grab a coffee and debrief about the meeting.
• I need to deb my friends about what happened last night.
• She had to debrief her emotions before making a decision.

verb to reduce the quality or value of something, typically by adding lower quality materials or by corrupting it

• The counterfeit currency served to debase the country's economy.
• Using cheap materials will only debase the quality of the product.
• Don't debase yourself by stooping to their level.
• His constant lies seemed to debase the very essence of truth.

noun a regular payment made by a borrower to a creditor in order to repay a debt

• The government allocated a significant portion of the budget towards debt service payments.
• I have to make sure I budget enough for debt service each month.
• I'm drowning in debt service payments.
• Paying off my debt service feels like climbing a mountain.

noun a sum of money that is owed or due

adjective related to something that is owed or due

• The company is struggling to pay off its debt to creditors.
• I have a lot of debt from my student loans.
• I'm drowning in debt, dude.
• His kindness towards others is a debt that can never be fully repaid.

verb Declining is a present participle form of the verb decline, which means to become smaller, fewer, or less; to decrease or diminish.

adjective Declining can also be used as an adjective to describe something that is decreasing or diminishing in quantity, quality, or importance.

• The declining population growth rate is a cause for concern among policymakers.
• I've noticed a declining interest in traditional sports among the youth.
• The party last night was a total flop, attendance was declining all night.
• Her declining health is like a wilting flower, slowly losing its vibrancy.

verb to subtract or take away from a total

• The company will deduct the cost of the damaged equipment from your paycheck.
• They'll deduct the money for the pizza from what you owe.
• I'm gonna deduct that from your tab, okay?
• You can deduct the time spent on this project as a valuable learning experience.

noun a failure to fulfill an obligation, especially a financial one

verb to fail to fulfill an obligation, especially a financial one

• The default setting for the software can be changed in the preferences menu.
• If you don't choose a dessert, the default option is usually ice cream.
• I always go with the default pizza toppings, can't go wrong with pepperoni!
• She has a default response whenever someone asks her about her plans - 'I'll see how I feel.'

verb to put off or delay an action or event until a later time

• The decision to defer the project until next quarter was made by the board of directors.
• I think we should defer our vacation until next year when we have more money saved up.
• Let's just defer the party to next weekend, I'm too tired to host it tonight.
• Sometimes it's better to defer your dreams temporarily in order to focus on more pressing matters.

verb to provide money to pay (a cost or expense)

• The company will defray the cost of the team's travel expenses.
• Don't worry about the tickets, I'll defray the cost.
• I'll chip in to defray the bill at dinner tonight.
• Her hard work helped defray the challenges she faced in her career.

noun the act of paying for something; payment

• The defrayment of the invoice must be made within 30 days.
• Don't worry about the defrayment, I'll take care of it.
• I'll cover the defrayment for now, you can pay me back later.
• The defrayment of his debt to society was seen as a necessary step towards redemption.

adjective a word that describes or modifies a noun or pronoun, in this case 'dependent' describes something that relies on something else for support or existence

• The success of the project is dependent on the approval of the board.
• I'm still dependent on my parents for financial support.
• She's so dependent on her phone, she can't go anywhere without it.
• His happiness is dependent on her presence in his life.

noun a person or institution to whom something is entrusted or deposited for safekeeping

adjective relating to or acting as a depositary

• The bank serves as the depositary for all the valuable items in the safety deposit boxes.
• I trust my sister to be the depositary of our family heirlooms.
• Yo, can you be the depositary for the cash we collected from the party?
• The library is the depositary of knowledge, preserving it for future generations.

verb to decrease in value over time

• The value of the asset will depreciate over time due to wear and tear.
• If you don't take care of your car, it will depreciate quickly.
• I heard that new phone model will depreciate like crazy once the next one comes out.
• His reputation started to depreciate after the scandal was exposed.

adjective extending or moving from one place to another without changing direction or stopping

adverb in a straight line or by the shortest route

• The manager directly oversees all project activities.
• I'll talk to him directly about the issue.
• I'm gonna hit you up directly on your phone.
• Her words hit me directly in the heart.

noun the interest rate used in discounted cash flow analysis to determine the present value of future cash flows

• The company is considering adjusting the discount rate for their bonds.
• I heard they might lower the discount rate for the sale next week.
• Yo, did you hear they're gonna hook us up with a lower discount rate?
• She always approaches life with a high discount rate, never settling for less than she deserves.

noun the quality of being able to make decisions based on one's own judgment

adjective relating to or used for discretion or decision-making

• The board has the authority to make discretionary decisions regarding budget allocations.
• You have some discretionary funds to use for office supplies as needed.
• I have some discretionary time this afternoon, so let's grab a coffee.
• She used her discretionary powers to navigate the complex situation with ease.

verb to divide or distribute something among a group of people

• The committee will divvy up the budget among the different departments.
• Let's divvy up the pizza so everyone gets a fair share.
• We need to divvy up the chores if we want to get this house cleaned.
• The team will divvy up the tasks to ensure a smooth project completion.

noun a reduction in rank, status, or importance

verb to lower in rank, status, or importance

• The decision to downgrade the company's credit rating was met with concern from investors.
• I heard they're going to downgrade the software because of all the bugs.
• They're gonna downgrade her status from bestie to acquaintance after what she did.
• She felt like life had decided to downgrade her from the VIP section to the nosebleed seats.

verb to continue for a long time in a tedious or tiresome manner

• The meeting seemed to drag on as the discussion went off topic multiple times.
• I can't believe how long that movie dragged on for, it felt like it would never end.
• The lecture was dragging on so we decided to sneak out early.
• The weight of her past mistakes seemed to drag on her, making it hard for her to move forward.

noun a disadvantage or problem that makes something less effective or successful

verb to move away or retreat, to recoil or shrink back

• One major draw back of the new policy is its potential impact on small businesses.
• The main draw back of going to that restaurant is the long wait times.
• The draw back of living in the city is the crazy expensive rent.
• The draw back of always being the life of the party is that people may not take you seriously when you need them to.

noun a small or tiny amount or quantity

• The scientist only needed a driblet of the rare substance for her experiment.
• Can you spare a driblet of sugar for my coffee?
• I only have a driblet of cash left after shopping.
• His kindness was like a driblet of light in a dark world.

verb to become dry or lose moisture

adjective describing the state of something that has lost moisture or liquid

• The river dried up during the summer drought.
• My plants died because I forgot to water them and they dried up.
• I left my water bottle in the sun and now it's all dried up.
• After years of neglect, their friendship slowly dried up.

noun a payment that is due

adjective appropriate or expected under the circumstances

preposition because of or as a result of

• The project deadline was extended due to unforeseen circumstances.
• I couldn't submit my assignment on time because of some unexpected issues.
• I missed the bus due to some bad luck.
• Her success was due to her hard work and dedication.

noun a payment or fee that is required or owed, especially to a club, organization, or government

• Members must pay their dues in order to maintain their membership status.
• Hey, don't forget to pay your dues for the club by the end of the month.
• I heard Sarah got kicked out of the group for not coughing up her dues on time.
• In life, we all have to pay our dues before we can achieve success.

verb to receive money in return for work or services provided

• Many individuals work hard to earn a living and support their families.
• I need to earn some extra cash for the weekend.
• I'm hustling to earn some dough on the side.
• She had to earn her stripes in order to gain respect in the industry.

verb to gradually consume or erode something

adverb in a manner that causes gradual consumption or erosion

• The acid in the solution can slowly eat away at the metal over time.
• If you leave that sauce on the pan too long, it will start to eat away at the surface.
• I can't believe how much that new car payment is going to eat away at my savings.
• The guilt of what he had done began to eat away at him, causing sleepless nights and anxiety.

noun an amount of something that is more than necessary, permitted, or desirable

verb to exceed or go beyond a certain limit or amount

adjective more than is necessary, usual, or specified

• The company has identified areas where there is excess spending that needs to be addressed.
• I have an excess of clothes in my closet that I need to donate.
• She always goes way overboard with her makeup, it's like she's in excess.
• His love for her was so great, it spilled over into excess, overwhelming them both.

adverb used to describe an action that is done to a greater degree than necessary or normal

• The company was criticized for excessively high prices on their products.
• She talks excessively about her new job.
• He parties excessively on the weekends.
• His love for her was excessively consuming.

noun a department or office responsible for government finances

• The exchequer is responsible for managing the government's finances.
• I heard the exchequer is in charge of handling all the money for the government.
• Don't mess with the exchequer, they control all the cash flow.
• In her mind, the exchequer was like a magician, able to make money disappear and reappear at will.

preposition a word governing, and usually preceding, a noun or pronoun and expressing a relation to another word or element in the clause

conjunction a word used to connect clauses or sentences or to coordinate words in the same clause

• The total cost, exclusive of taxes, is $1000.
• The price tag, exclusive of any extra fees, is $50.
• The bill, exclusive of tips, came out to $30.
• His accomplishments, exclusive of his wealth, are truly impressive.

noun the cost required for something; the money spent on something

• The company is reviewing its expenses to identify areas for cost reduction.
• I can't go on that trip, it's too much of an expense right now.
• I can't hang out tonight, I'm low on funds and can't afford the expense.
• His constant negativity is an emotional expense that I can no longer afford.

noun the act of coming to an end or the end of a validity period

verb not applicable

adjective not applicable

adverb not applicable

pronoun not applicable

preposition not applicable

conjunction not applicable

interjection not applicable

article not applicable

• The expiration date on this product is clearly marked on the packaging.
• Hey, don't forget to check the expiration date on the milk before you drink it.
• I accidentally ate some expired chips and now my stomach is killing me.
• His time at the company was nearing its expiration, as he had been underperforming for months.

verb to come to an end; to cease to be valid, as a contract or license

• The contract will expire at the end of this month.
• Don't forget that your driver's license will expire soon.
• My gym membership is about to expire, so I need to renew it.
• His patience seemed to expire after waiting for hours.

verb to move or drop downward under the force of gravity

preposition used to indicate movement or action resulting in entering or being contained within something

• It is important to be cautious when investing, as you may fall into financial trouble if you are not careful.
• If you're not careful with your spending, you could easily fall into debt.
• I didn't mean to fall into that drama, it just happened.
• Sometimes it's easy to fall into a routine and forget to try new things.

noun a payment made to a professional person or to a professional or public body in exchange for advice or services

• The university charges a registration fee for all new students.
• I had to pay a fee to join the gym.
• I'm not gonna fork over that fee just to get into the club.
• There's always a hidden fee when dealing with that company.

noun a person or organization that acts on behalf of another person or organization, especially in a financial context

adjective involving trust, especially with regard to the relationship between a trustee and a beneficiary

• The attorney acted as a fiduciary for her client, ensuring that their best interests were always prioritized.
• I trust my financial advisor to be a fiduciary and make decisions that benefit me in the long run.
• My lawyer is like my fiduciary, always looking out for me and making sure I don't get into any trouble.
• In a way, the CEO serves as a fiduciary for the company, responsible for leading it in the right direction and protecting its assets.

noun the management of large amounts of money, especially by governments or large companies

verb not applicable

adjective not applicable

adverb not applicable

pronoun not applicable

preposition not applicable

conjunction not applicable

interjection not applicable

article not applicable

• The company's finance department is responsible for managing the budget and financial transactions.
• I'm looking into my personal finance to see where I can save some money.
• I need to figure out how to get my finance in order before the end of the month.
• Investing in your education is a way to finance your future success.

noun A person or organization that provides or raises money for a project or business

verb None

adjective None

adverb None

pronoun None

preposition None

conjunction None

interjection None

article None

• The financer of the project has requested a detailed financial report.
• The project's financer wants to see a breakdown of the expenses.
• The financer dude is asking for all the money stuff to be sorted out.
• She was the financer of his dreams, providing the support he needed to succeed.

noun the management of money and other assets

• It is important to carefully manage your finances to ensure long-term financial stability.
• I need to figure out how to budget my finances better so I can save up for a vacation.
• I'm broke because I didn't watch my finances and spent all my money on unnecessary stuff.
• Her finances were like a leaky bucket, constantly losing money no matter how much she tried to save.

noun A person who is involved in the management of large amounts of money, especially in business or government

• The financier was responsible for securing the necessary capital for the project.
• The financier is the one who funds the whole operation.
• The financier is the money guy who makes it all happen.
• The financier is like the wizard behind the curtain, pulling all the strings.

verb to deceive or swindle someone, especially out of money

• The suspect was accused of fleecing investors out of millions of dollars.
• I can't believe I got fleeced by that car salesman.
• I got totally fleeced at that fancy restaurant last night.
• She felt like she had been emotionally fleeced after the breakup.

verb to change or vary irregularly in number, amount, quality, or value

adjective having unpredictable changes

adverb in a way that varies or changes irregularly

• The stock market experienced fluctuating prices throughout the week.
• Her mood has been fluctuating a lot lately.
• I can't keep up with his fluctuating plans, they change every hour.
• The relationship between the two countries has been fluctuating for years.

adjective something that has happened or been done before the present time

• The decision to invest in the new technology was forgone in favor of maintaining the current system.
• She forgone her plans to go out tonight and decided to stay in instead.
• I forgone my diet and indulged in a big slice of pizza.
• The opportunity for a fresh start was forgone when he chose to dwell on the past.

verb to pay or spend money, especially when it is done reluctantly or with hesitation

• The company requires all employees to fork out a portion of their salary for health insurance.
• I had to fork out a lot of money for those concert tickets.
• I'm not going to fork out for that overpriced gadget.
• Sometimes we have to fork out our time and effort to achieve our goals.

verb to hand over or give something unwillingly or reluctantly

• The company demanded that the client fork over the remaining balance before the project could proceed.
• If you want to join us for dinner, you'll have to fork over some cash for your share.
• I had to fork over fifty bucks just to get my car back from the impound lot.
• It's time to fork over your excuses and take responsibility for your actions.

noun wealth or riches

• She inherited a large fortune from her late grandmother.
• He was born into a family with a great fortune.
• I heard he made a fortune selling vintage clothes online.
• Sometimes we have to create our own fortune by taking risks.

preposition a word that shows the relationship between a noun or pronoun and other words in a sentence, indicating location, direction, or time

• The data was collected from various sources for analysis.
• I heard from Sarah that the party is canceled.
• I got this shirt from the thrift store for a steal.
• The inspiration for her artwork comes from her travels around the world.

noun the state of being filled up or containing as much or as many as possible

adjective describing a noun as containing or holding as much or as many as possible; having no empty space

• The room was full of distinguished guests attending the conference.
• The theater was packed with people for the movie premiere.
• The party was lit, the house was full of cool people.
• Her heart was full of love for her family.

noun a sum of money saved or made available for a particular purpose

verb to provide money for (a specific purpose)

• The organization received a substantial grant from the government fund.
• I'm trying to raise money for my trip, so I set up a fund online.
• Let's pool our funds together to buy the concert tickets.
• She invested time and effort into building up a fund of knowledge on the subject.

noun a sum of money saved or made available for a particular purpose

• The organization is currently seeking additional funds to support their new project.
• I need to check my funds before deciding to go on a shopping spree.
• I'm low on funds this month, so I can't afford to eat out.
• His emotional funds were depleted after dealing with the loss of his pet.

verb to gradually get closer to someone or something in a race, competition, or pursuit

• The company's new marketing strategy allowed them to gain upon their competitors in market share.
• I think we can gain upon the other team if we work together and stay focused.
• We're really gaining upon them in the race, let's keep pushing!
• As she studied harder, she could feel herself gaining upon her goals and aspirations.

noun the amount of profit made on an investment or business transaction

verb to obtain or acquire something desirable

• The company was able to gain a significant market share through strategic marketing efforts.
• I'm hoping to gain some new skills by taking that online course.
• I'm trying to gain some muscle at the gym so I can look ripped.
• Sometimes you have to lose in order to gain a new perspective on things.

adjective denoting or relating to employment or a job that provides a profit or financial gain

• It is important to seek gainful employment in order to support oneself financially.
• Getting a gainful job will help you pay the bills and save some money.
• If you want to make some cash, you gotta find a gainful gig.
• Investing in education is a gainful endeavor that pays off in the long run.

noun profits obtained through investment or business activity

verb to obtain or acquire something desirable, typically through effort or work

• The company reported significant gains in revenue this quarter.
• I heard that Sarah has been making some serious gains at the gym.
• My gains from investing in that stock have been off the charts!
• Learning a new language can lead to gains in cognitive abilities.

noun a castrated animal, especially a castrated horse or bull

• The company's revenue is calculated in terms of geld received.
• I need to make some more geld before I can go on vacation.
• I made some quick geld selling my old clothes online.
• His words carried more weight than any amount of geld could.

noun a slang term for money or wealth, often used in reference to Jewish culture or traditions

• The businessman handed over a large sum of gelt to seal the deal.
• I need to save up some gelt if I want to go on that trip.
• Hey, can you spot me some gelt for lunch?
• Her kindness was the true gelt that brought joy to everyone around her.

adjective describing something of high quality or value, often used in reference to financial securities

• The company issued a gilt-edged bond to attract investors.
• I heard that the new restaurant in town is gilt-edged, we should check it out.
• That car is totally gilt-edged, dude!
• Her reputation as a designer is gilt-edged in the fashion industry.

noun A downward movement or descent

verb To move or travel from a higher to a lower place

adverb In a downward direction or manner

• The stock market experienced a sharp go down yesterday.
• Did you see how much the prices of those shoes went down?
• I heard that party was a total go down.
• Her reputation really started to go down after the scandal.

verb to sink below the surface of water or another liquid

adverb in a submerged position or condition

preposition to be classified or categorized as

• The company may go under if they do not secure additional funding.
• I heard that the restaurant might go under because of the lack of customers.
• If we don't get more sales, our business could totally go under.
• I feel like I'm starting to go under with all the stress from work.

verb A verb is a word that expresses an action or a state of being. In this case, 'go up' is a verb phrase indicating movement in an upward direction.

• The price of oil is expected to go up due to increased demand.
• I heard that gas prices are going to go up next week.
• I bet the cost of those shoes is going to go up after the sale ends.
• His confidence seemed to go up after he received positive feedback from his boss.

verb Gone is the past participle of the verb 'go', indicating that someone or something has moved away or departed from a place.

• He had already gone to the store before I could ask him to pick up some groceries.
• I missed the bus because it had already gone by the time I got to the stop.
• I can't believe she's just gone and ghosted him like that.
• The opportunity to invest in that company is gone now that they've gone public.

adjective A word that describes or modifies a noun or pronoun. In this case, 'grand' is used to describe something that is impressive or magnificent.

• The grand ballroom was elegantly decorated for the charity gala.
• My grandparents are hosting a grand family reunion next weekend.
• That concert was so grand, dude!
• The grand scheme of the project became clear after weeks of planning.

noun intense and selfish desire for something, especially wealth, power, or food

• The company's downfall was ultimately caused by the greed of its executives.
• His greed for money knows no bounds.
• Don't be such a greedy guts, share some of that pizza!
• Greed is like a bottomless pit that can never be satisfied.

noun the total amount of money made in a specific period of time

• The gross income of the company was calculated before deducting any expenses.
• I heard that Bob's gross income is pretty high, even after taxes.
• That side hustle is bringing in some serious gross income, dude.
• Her dedication to her craft resulted in a gross income of respect from her peers.

noun a total amount before deductions

verb to earn a total amount before deductions

adjective unpleasant, disgusting, or offensive

• The company reported a gross profit of $1 million last quarter.
• I can't believe how gross that movie was, I almost walked out.
• Ew, that sandwich looks so gross, I'm not eating that.
• His behavior towards his colleagues was just gross, he needs to work on his people skills.

verb a word used to describe an action, state, or occurrence

adjective a word or phrase naming an attribute, added to or grammatically related to a noun to modify or describe it

• The company guaranteed a full refund if the product did not meet the customer's expectations.
• I can guarantee you'll have a great time at the concert.
• I guarantee you'll love this new restaurant, it's so good!
• Her dedication to her craft guarantees success in the long run.

noun a phrase used to describe making money quickly and in large amounts

• The company is making money hand over fist with their new product line.
• He's winning at poker hand over fist tonight.
• She's spending cash hand over fist on designer clothes.
• The team is climbing the rankings hand over fist this season.

adjective describing something that has been achieved through great effort or work

• She was proud of her hard earned savings after years of diligent work.
• I finally bought that car with my hard earned cash.
• I hustled for that promotion and now I'm enjoying my hard earned perks.
• The athlete's hard earned victory was celebrated by fans worldwide.

noun a word that represents a person, place, thing, or idea

verb a word that expresses an action or a state of being

preposition a word that shows the relationship between a noun or pronoun and other words in a sentence

• I always make sure to have the necessary documents in hand before attending the meeting.
• Don't worry, I have the tickets in hand for the concert tonight.
• I've got the cash in hand to buy those sneakers I've been eyeing.
• She always has a plan in hand for any unexpected situation.

adjective large in amount, size, or extent; substantial

• The company imposed a hefty fine on the employee for violating the code of conduct.
• He had to pay a hefty price for missing the deadline on the project.
• She dropped a hefty amount of cash on that new designer handbag.
• The weight of the world felt hefty on his shoulders as he struggled with his personal problems.

noun a high point or level

adjective having a great vertical extent

adverb at or to a considerable or specified height

preposition at or to a point or level above the ground or other surface

• The high levels of pollution in the city are a cause for concern.
• I love going for hikes in the mountains because of the high altitude.
• I can't believe how high the prices are at that fancy restaurant.
• Her spirits were high after receiving the good news.

adjective comparative form of high, used to describe something that is located above or at a greater distance

adverb used to modify a verb, adjective, or other adverb to indicate a higher degree or level

• The company aims to achieve higher profits this quarter.
• I always aim for higher scores on my exams.
• I'm trying to level up and reach higher in my career.
• His aspirations are reaching higher than the stars.

noun a delay or obstacle

verb to support or sustain; to hinder or delay

• Please hold up the document for further review.
• Hey, can you hold up a second? I need to grab something.
• Hold up, I didn't catch what you just said.
• The new evidence could hold up in court.

noun a device for holding something in place

• The certificate holder must present their identification to claim the prize.
• Can you pass me the cup holder in the car?
• I heard she's the record holder for the most selfies taken in a day.
• As the team captain, she was the holder of their fate in the championship game.

adjective having little or no money; penniless

• The impecunious artist struggled to afford basic art supplies.
• My impecunious friend always asks to borrow money for lunch.
• I can't believe I'm so impecunious right now, I spent all my cash on that concert ticket.
• The impecunious state of the company's finances led to layoffs and budget cuts.

noun a person or thing that is the recipient of an action or the subject of a verb

adverb modifies a verb, adjective, or other adverb and typically answers the questions when, where, how, or to what extent

preposition a word governing, and usually preceding, a noun or pronoun and expressing a relation to another word or element in the clause

• After years of hard work, he finally found himself in clover with a successful business.
• She's been living in clover ever since she won the lottery.
• He hit the jackpot and now he's in clover.
• Once she landed her dream job, she was in clover.

preposition a word governing, and usually preceding, a noun or pronoun and expressing a relation to another word or element in the clause

• After her successful surgery, the doctor confirmed that she was in the pink of health.
• I just got my test results back and I'm in the pink, everything's good!
• She's feeling in the pink after acing her exams.
• Despite the challenges, he remained in the pink and kept a positive attitude.

noun a word (other than a pronoun) used to identify any of a class of people, places, or things

adjective a word naming an attribute of a noun, such as sweet, red, or technical

preposition a word governing, and usually preceding, a noun or pronoun and expressing a relation to another word or element in the clause

article a particular item or object, typically one of a specified type

• The company's financial statements show that they are consistently in the red.
• My bank account is always in the red by the end of the month.
• I can't go out tonight, I'm in the red until payday.
• Her emotions were in the red after the argument with her friend.

noun a lack of competence or ability; insufficiency

adjective inadequate - not sufficient or suitable

• The inadequacy of the existing infrastructure was a major concern for the city planners.
• I can't believe the inadequacy of the wifi signal in this area.
• His excuses for being late were just a cover for his own inadequacy.
• The artist's use of negative space in the painting emphasized the feeling of inadequacy in the subject.

noun A word that represents a person, place, thing, or idea. In this case, 'inclusive' can also be used as a noun to refer to the state of being inclusive or the practice of including all types of people or things.

adjective A word that describes a noun. In this case, 'inclusive' describes the nature of something being comprehensive or covering all aspects.

preposition A word that shows the relationship between a noun (or pronoun) and other words in a sentence. In this case, 'inclusive of' shows that something is part of a larger group or whole.

• The total cost of the project is $10,000 inclusive of all expenses.
• The package deal includes everything, inclusive of tax and shipping fees.
• The party invite is open to all, inclusive of your friends from out of town.
• His success story is truly inspiring, inclusive of all the challenges he faced along the way.

noun money received, especially on a regular basis, for work or through investments

• The government requires individuals to report their annual income for tax purposes.
• I heard she makes a decent income working at the law firm.
• He's always hustling to increase his income.
• Education is an investment in yourself that can lead to a higher income in the future.

verb to become subject to (something unwelcome or unpleasant) as a result of one's own behavior or actions

• Failure to comply with the company's expense policy may incur penalties.
• If you don't follow the rules, you might incur some extra charges.
• If you keep spending like that, you're gonna incur some serious fees.
• His reckless behavior will eventually incur consequences he can't escape from.

adjective indebted is an adjective that describes someone who owes gratitude or thanks to someone else

preposition to is a preposition that indicates the direction or recipient of the indebtedness

• I am deeply indebted to my mentor for guiding me through my career.
• I owe a lot to my friend for helping me out when I was in need.
• I'm so grateful to my buddy for always having my back.
• I feel like I owe the universe for all the good things that have come my way.

adjective indebted is an adjective that describes someone who owes money or gratitude to someone else.

• I am indebted to you for your generous donation to the charity.
• I feel so indebted to my best friend for always being there for me.
• I owe you big time for covering my shift at work, I'm totally indebted to you.
• Her captivating performance left the audience feeling emotionally indebted to her talent.

adverb modifies a verb, adjective, or another adverb to indicate indirect action or manner

• The new policy indirectly affects the way employees report their expenses.
• She indirectly hinted that she didn't like the gift.
• He indirectly threw shade at his ex during the conversation.
• The artist indirectly conveys her emotions through abstract paintings.

noun a flowing or pouring in; influx

• The company experienced a significant inflow of funds after the successful IPO.
• There was a huge inflow of cash into the business after the new product launch.
• We saw a ton of money flowing in after the big sale, it was crazy!
• Her kindness caused an inflow of love and support from friends and family during her difficult time.

noun a mass of metal, typically a bar or block, that is cast in a convenient shape for storage or transportation

• The blacksmith used a mold to shape the molten metal into an ingot.
• I found a shiny ingot while exploring the old mine.
• That new car is an absolute ingot!
• Her kindness was like a precious ingot, rare and valuable.

adjective an adjective that describes a person's desire or appetite as impossible to satisfy or fulfill

• Her insatiable appetite for knowledge drove her to pursue multiple advanced degrees.
• He has an insatiable sweet tooth and can never resist dessert.
• My insatiable craving for pizza is out of control.
• The insatiable demand for the new iPhone caused stores to sell out within hours.

noun a person who is inside or part of a group or organization

adjective relating to or characteristic of someone who has special knowledge or access to information

• The company's insider knowledge of the industry gave them a competitive advantage.
• I heard from an insider that there might be layoffs coming soon.
• The insider info I got says the new product launch is going to be huge.
• He was considered an insider in the art world, with connections to all the major galleries.

noun the state of being insolvent; inability to pay debts

• The company declared insolvency after failing to meet its financial obligations.
• The business went bankrupt because it couldn't pay its debts.
• The company went belly up due to insolvency.
• His reckless spending habits led to his personal insolvency.

noun a person or organization that is insolvent

adjective having insufficient assets to cover debts or liabilities; bankrupt

• The company declared itself insolvent and filed for bankruptcy.
• I heard that John's business is insolvent and he's in financial trouble.
• She's completely broke, basically insolvent.
• His spirit felt insolvent after the devastating loss.

noun a system for paying for goods or services in regular amounts over a period of time, rather than paying the full amount at once

• The customer opted for an installment plan to pay for the new furniture over several months.
• I'm thinking of signing up for the installment plan to spread out the cost of the laptop.
• I'm gonna go with the installment plan so I don't have to drop all the cash at once.
• Using an installment plan is like breaking down a big task into smaller, more manageable steps.

noun a sum of money due as one of several equal payments for something, spread over an agreed period of time

• The customer can choose to pay for the product in monthly installments.
• You can pay for the new computer in monthly chunks.
• I'm breaking up the payment into monthly bits for the TV.
• Each installment of the novel leaves readers eagerly awaiting the next.

adjective not enough; inadequate

• The amount of evidence provided was insufficient to support the claim.
• There wasn't enough evidence to back up the argument.
• There just wasn't sufficient proof to make the case.
• Her explanation was like a leaky bucket, insufficient to hold water.

verb to put money or resources into something in order to gain a profitable return

• It is wise to carefully research and analyze before deciding where to invest your money.
• I'm thinking about investing in some stocks to see if I can make some extra cash.
• I heard about this new app where you can invest your spare change into stocks.
• She decided to invest her time and energy into learning a new skill.

verb to put money, effort, or resources into something to make a profit or achieve a result

• The company invested heavily in research and development to improve their products.
• I've invested a lot of time and money into this project, so I really hope it pays off.
• I'm so invested in this TV show, I can't wait to see what happens next!
• She's emotionally invested in her work, so any criticism hits her hard.

noun an abbreviation for 'I owe you'

• I will need you to sign this IOU document to acknowledge the debt.
• Hey, can you write me an IOU for the money I owe you?
• I'll hit you back later, just jot down an IOU for now.
• Their friendship was like an IOU, always there to be redeemed when needed.

adjective unable to be recovered or regained

• The company suffered an irrecoverable loss due to the economic downturn.
• I accidentally deleted all my files and now they're irrecoverable.
• I lost my phone in the river, it's irrecoverable now.
• The trust between them was broken irrecoverably after the betrayal.

noun the act of making a detailed list or statement of items

• The itemization of expenses is essential for accurate financial reporting.
• Make sure to include a detailed itemization of all your receipts when filing your taxes.
• I can't believe how long it took to do the itemization for that project.
• The itemization of his flaws made it clear why they couldn't be together.

verb to list or detail individual items

adjective describing something that has been listed or detailed in individual items

noun the use of public statements to influence the actions or policies of others

verb to use persuasive or forceful speech to influence or pressure someone

• The government engaged in jawboning to encourage companies to invest in renewable energy.
• The boss is always jawboning about meeting deadlines.
• Stop jawboning and start taking action!
• His jawboning was like music to her ears, soothing and reassuring.

noun a restraint or limit placed on someone or something

verb to hold or restrain someone or something

adverb in a backward direction

• Please remember to keep back from the edge of the platform while waiting for the train.
• Hey, can you keep back a bit so I can have some space too?
• Yo, dude, keep back, I'm trying to concentrate here.
• It's important to keep back your emotions and think logically in this situation.

noun a word that refers to a person, place, thing, event, substance, or quality

verb a word that expresses an action, occurrence, or state of being

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

• It is important for businesses to keep books accurately to ensure financial transparency.
• Make sure you keep books for all your expenses if you want to track your spending.
• I always keep my books in check to make sure I'm not overspending.
• In order to stay organized, it's crucial to keep books on all aspects of your life.

verb to give something to someone for a period of time, expecting it to be returned

• I am willing to lend you my textbook for the semester.
• Sure, I can lend you some cash until your next payday.
• I can totally lend you a hand with that project, no problem.
• His charisma seemed to lend an air of charm to the entire event.

noun the power to influence a person or situation

verb to use something to maximum advantage

• The company plans to leverage its existing resources to expand into new markets.
• I'm going to leverage my connections to get a job at that company.
• She knows how to leverage her skills to get what she wants.
• He used his charisma to leverage his way into the exclusive club.

noun financial obligations or debts of a company or individual

• The company's balance sheet includes a detailed list of its assets and liabilities.
• Make sure you understand your financial liabilities before making any big purchases.
• I can't believe how many liabilities I have to deal with this month.
• Emotional baggage can be seen as a type of liability in relationships.

noun assets that can be easily converted into cash

adjective describing the type of assets

• The company's balance sheet shows a high amount of liquid assets.
• I always keep some cash on hand for emergencies, you know, liquid assets.
• I need to convert some of my investments into liquid assets to pay for this trip.
• His charisma and charm are like liquid assets, always ready to be used in social situations.

verb to settle or pay off (a debt), to convert assets into cash, to eliminate or wind up a business or organization

• The company decided to liquidate its assets in order to pay off its debts.
• I heard that the store is going to liquidate all their inventory with a huge sale.
• We need to liquidate these old clothes before we move to the new place.
• He had to liquidate his emotions and let go of the past to move forward.

verb to eliminate or dispose of (something) completely

• The company decided to liquidate its assets in order to pay off its debts.
• They had to liquidate all their stocks to cover the cost of the repairs.
• I heard they're going to liquidate the whole operation and start fresh.
• She felt like her dreams were being liquidated when she had to give up her passion for a stable job.

noun a person, place, thing, or idea

verb a word that expresses an action or a state of being

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

• The company began to lose ground in the market due to increased competition.
• If you don't keep up with your studies, you'll start to lose ground in class.
• I can't afford to lose ground in this game, I need to level up.
• She felt like she was starting to lose ground in her relationship with her partner.

noun the feeling of grief after losing someone or something

• The company experienced a significant financial loss due to the economic downturn.
• I can't believe how much weight loss you've achieved since starting your new diet.
• I took a big L on that bet last night, lost all my money.
• Sometimes a loss in one aspect of life can lead to gains in another.

verb to move or bring something down to a lower position

adjective reduced in height or level

• The interest rates were lowered by the central bank to stimulate economic growth.
• I lowered the volume on the TV so I could concentrate on my work.
• She lowered the boom on him for forgetting their anniversary.
• His spirits were lowered after receiving the bad news.

noun money, especially when regarded as sordid or distasteful or gained in a dishonest way

• The businessman was solely focused on acquiring lucre, often at the expense of ethics.
• She's always chasing after the lucre, trying to make a quick buck.
• Some people will do anything for that sweet lucre.
• In the pursuit of lucre, he lost sight of what truly mattered in life.

noun a sudden, unsteady movement

verb to make a sudden, unsteady movement

• The ship lurched violently in the stormy seas.
• I nearly fell over when the bus lurched to a stop.
• He lurched towards me, looking like he was going to start a fight.
• His sudden resignation left the company in a lurch.

adjective An adjective is a word that describes or gives more information about a noun. In this case, 'main' is an adjective that describes something as being primary or most important.

• The main purpose of the meeting is to discuss the new project proposal.
• The main thing we need to do is finish the report by tomorrow.
• The main idea behind the plan is to make some quick cash.
• She is the main source of inspiration for the team.

noun a word that represents a person, place, thing, or idea

verb a word that expresses an action or state of being

adverb a word that modifies a verb, adjective, or other adverb

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

article a word that specifies a noun as definite or indefinite

• The company was able to make a killing in the stock market with their latest investment.
• I heard that Sarah made a killing selling her old clothes online.
• I'm hoping to make a killing at the casino tonight.
• The author's new book is expected to make a killing in the literary world.

noun a word (other than a pronoun) used to identify any of a class of people, places, or things

verb a word used to describe an action, state, or occurrence

adjective a word naming an attribute of a noun

• One way to make money is by investing in the stock market.
• I heard you can make money by selling old stuff online.
• I'm always looking for new hustles to make money on the side.
• They say knowledge is power, but in this world, money makes the world go round.

noun an amount by which something is won or falls short

verb to provide with an edge or border

• The company's profit margin has been steadily increasing over the past year.
• We need to cut costs in order to improve our profit margin.
• I barely passed the exam, I was on the margin of failing.
• She walked along the margin of the river, lost in thought.

noun the price at which something can be bought or sold in a market

• The market value of the company's shares has been steadily increasing.
• The market value of that vintage car is through the roof!
• I heard the market value of that limited edition sneaker is off the charts.
• Her market value as a singer has skyrocketed since the release of her latest album.

noun the state or quality of being fully grown or developed

adjective having reached full growth or development; mature

• The company values employees who demonstrate professionalism and maturity in their work.
• It's important to show maturity when dealing with difficult situations at work.
• Dude, you need to grow some maturity and stop acting like a child.
• The maturity of the wine improved with age, becoming more complex and rich in flavor.

noun a cardinal number, a thousand thousands

• The company reported a profit of $10 million last quarter.
• I can't believe she won a million dollars in the lottery!
• He's got a cool million stashed away somewhere.
• Her love for him was worth a million stars in the sky.

noun A person who has a net worth or wealth of one million or more

adjective Describing someone who has a net worth or wealth of one million or more

• The successful entrepreneur became a millionaire after selling his company.
• I heard that John's uncle is a millionaire from his successful investments.
• That rapper is ballin' like a millionaire with all his bling.
• She felt like a millionaire after receiving praise for her artwork.

noun a mistake or error in calculation

• The project timeline was delayed due to a miscalculation in the budget.
• I made a miscalculation on my math homework and got the answer wrong.
• She totally messed up the recipe because of a miscalculation in the ingredients.
• His miscalculation in judging her feelings led to a misunderstanding between them.

noun a medium of exchange in the form of coins and banknotes

adjective relating to or consisting of money

• The company is currently focused on raising money for their new project.
• I need to save up some money before going on vacation.
• I can't go out tonight, I'm low on money.
• Time is money, so let's not waste any more of it.

adjective relating to or occurring once a month

• The company requires all employees to submit a monthly report of their activities.
• We usually have our monthly team meeting at the end of the month.
• I gotta remember to pay my bills on time each month.
• The artist's creativity seems to bloom monthly, with each new project surpassing the last.

noun a word that represents a person, place, thing, or idea

adjective a word that describes or gives more information about a noun

adverb a word that modifies or describes a verb, adjective, or another adverb

• The company has more than enough resources to complete the project on time.
• I have more than enough snacks for the road trip.
• She's got more than enough cash to splurge on designer clothes.
• His love for her was more than enough to keep him going during tough times.

noun a word that represents a person, place, thing, or idea

verb a word that expresses an action, occurrence, or state of being

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

• The total cost of the project will mount up to $1 million.
• The bill for dinner last night mounted up to $50.
• I didn't realize how much all those little expenses would mount up to.
• The consequences of his actions are starting to mount up to a serious problem.

adjective Mutual is an adjective that describes something that is shared or experienced by two or more parties.

adverb Mutually is the adverb form of mutual, used to describe actions done in a shared or reciprocal manner.

• The business partners had a mutual agreement to split the profits evenly.
• We have a mutual understanding that we'll always have each other's backs.
• Me and my best friend have a mutual vibe that no one else understands.
• The mutual respect between the two leaders paved the way for successful negotiations.

noun nothing in Spanish, used to indicate the absence of something

adverb not at all, in no way

• El científico no encontró nada de evidencia para respaldar su teoría.
• No hay nada que hacer este fin de semana, ¿quieres ver una película juntos?
• No me importa nada lo que digan los demás, yo sé quién soy.
• A veces siento que estoy nadando contra la corriente y no avanzo en nada en mi vida.

noun a narrow margin refers to a small or limited amount of space or time left between two things or outcomes

• The company won the contract by a narrow margin.
• We barely won the game by a narrow margin.
• We just squeaked by with a narrow margin.
• The candidate walked a tightrope, winning the election by a narrow margin.

noun the value of all assets, including cash and investments, minus all liabilities or debts

• His net worth is estimated to be in the millions.
• I heard his net worth is through the roof!
• She's got a crazy net worth, like ballin' status.
• Her net worth in terms of friendships is immeasurable.

noun a person or thing considered to be of little or no importance or value

adjective not worthy of consideration or notice; insignificant

adverb in no way; not at all

• On no account should you disclose your password to anyone.
• There's no account of him attending the meeting yesterday.
• I have no account for why she's acting that way.
• His behavior is out of control, with no account for the consequences.

noun a condition of being unsteady or unstable

adjective referring to a state of being unsteady or unstable

• The gymnast was off balance during her routine and stumbled slightly.
• I tripped over a rock and was totally off balance for a second.
• I was so off balance after that rollercoaster ride, I felt like I was going to fall over.
• After receiving the bad news, she felt emotionally off balance and couldn't think clearly.

verb Offsetting is the present participle form of the verb 'offset', which means to counterbalance or compensate for something.

adjective Offsetting can also be used as an adjective to describe something that counterbalances or compensates for something else.

• The company implemented a strategy of offsetting their carbon emissions by investing in renewable energy projects.
• By recycling and using energy-efficient appliances, we are offsetting our environmental impact.
• I'm offsetting my cheat day by eating a salad for dinner.
• His kindness was like an offsetting force against her anger, calming the situation.

noun a market in which prices are determined by supply and demand and are open to all buyers and sellers without restrictions

adjective used to describe the market as being accessible to all buyers and sellers without restrictions

• The government decided to deregulate the industry and allow an open market for competition.
• I love shopping at the open market on weekends for fresh produce.
• Let's hit up the open market for some cool stuff.
• In order to succeed in business, you need to be able to navigate the open market of ideas and innovation.

noun a choice or alternative that is available

adjective describing something that is optional or not required

• The company offers a variety of investment options for their clients.
• You have the option to choose between the blue or red shirt.
• I have the option to bail on the party if it gets boring.
• She saw quitting her job as the only viable option for her mental health.

noun a phrase used to describe expenses that are paid for personally rather than by an organization or insurance

adjective describing something that is not covered by insurance or other means of payment

• Due to the unexpected medical expenses, I was left out of pocket.
• I had to pay for the repairs out of pocket since insurance wouldn't cover it.
• I can't believe I had to go out of pocket for that concert ticket.
• His reckless spending left him out of pocket and in financial trouble.

noun a state of being dysfunctional or not working properly

• The financial projections were out of whack with the actual results.
• My sleep schedule is totally out of whack right now.
• His priorities are all out of whack.
• The whole system is out of whack and needs to be fixed.

noun a flowing out or away, especially of a liquid

• The company's financial report showed a significant outflow of funds last quarter.
• We need to cut back on spending to prevent such a large outflow of money.
• I can't believe how much cash is flowing out of my wallet, it's like an outflow disaster!
• Her outflow of emotions was evident in the tears streaming down her face.

noun an amount of money spent on something

verb not applicable

adjective not applicable

adverb not applicable

pronoun not applicable

preposition not applicable

conjunction not applicable

interjection not applicable

article not applicable

• The company made a significant outlay for the new equipment.
• They spent a lot of money on the new equipment.
• They dropped some serious cash on that gear.
• The outlay for the project was like investing in the future.

adverb in addition to what is expected or usual

preposition in addition to; more than

• The company offers many benefits to its employees, over and above the standard healthcare package.
• I'll give you a bonus over and above your regular salary if you finish the project early.
• I'll throw in some extra cash over and above the agreed price if you can deliver it by tomorrow.
• His generosity goes over and above what is expected, always willing to help others in need.

noun an excess of something, especially in relation to a specified amount

• The store charged an overage fee for exceeding the limit on the number of items that could be purchased.
• I got hit with an overage charge for using too much data on my phone.
• I can't believe I have to pay an overage penalty for going over my monthly allowance.
• The overage of emotions spilled out of her as she couldn't contain her feelings any longer.

verb past participle of the verb 'overdraw', which means to draw more money from a bank account than is available

adjective excessively drawn or stretched beyond the normal limits

• The customer's account was overdrawn due to an unauthorized transaction.
• I accidentally overdrawn my account by spending too much last month.
• I totally overdrawn my account and now I'm broke.
• Her emotions were overdrawn after the breakup, causing her to retreat from social activities.

verb to extend or stretch beyond a safe or reasonable limit

• It is important not to overextend your resources when planning a project.
• Don't overextend yourself by taking on too many tasks at once.
• I always overextend my budget when shopping for new clothes.
• Sometimes we overextend ourselves trying to please everyone around us.

noun an excess or surplus amount

adjective excessive or surplus

• The merchant had an overplus of goods after the successful trade deal.
• I accidentally bought an overplus of groceries at the store today.
• I always end up with an overplus of snacks when I go to the movies.
• Her overplus of kindness towards others is truly heartwarming.

verb to spend more money than is available or than is considered appropriate

• It is important for individuals to track their expenses to avoid overspending.
• I always overspend when I go shopping with my friends.
• I tend to splurge and overspend whenever I see a sale.
• His generosity knows no bounds, often leading him to overspend on gifts for others.

noun the act of placing too high a value on something

verb to place too high a value on something

• It is important not to overvalue a company's assets when assessing its financial health.
• Don't overvalue that old car - it's not worth as much as you think!
• People tend to overvalue designer brands just because of the label.
• She tends to overvalue her own opinions and dismiss others' input.

noun Owing can also function as a noun when referring to the amount of money or something else that is due or owed.

verb Owing is functioning as a verb when it is used to express that something is owed or due.

adjective Owing is functioning as an adjective when it is used to describe something that is yet to be paid or fulfilled.

preposition Owing is functioning as a preposition when it is used to indicate the reason or cause of something.

• The delay in payment is owing to a technical issue with our accounting system.
• She couldn't attend the meeting owing to a prior commitment.
• I didn't make it to the party owing to feeling under the weather.
• The success of the project is owing to the team's hard work and dedication.

adjective of small amount or value; insignificant

• The paltry sum of money was not enough to cover the cost of the project.
• I can't believe they only offered me a paltry amount for my car.
• That tip was so paltry, I don't think I'll be coming back to this restaurant.
• His paltry attempts at fixing the situation only made things worse.

verb to turn out successfully or as desired; to result in a positive outcome

• It is difficult to predict how the new business venture will pan out.
• I'm not sure if our plan will pan out, but let's give it a try.
• I hope my date with Sarah pans out tonight.
• Despite the challenges, I believe everything will eventually pan out in the end.

noun paper - a material made of cellulose pulp derived mainly from wood or rags or certain grasses

• The company reported significant paper profits for the last financial quarter.
• The business made a lot of paper profits this year.
• Don't get too excited about those paper profits, they're not real until we cash out.
• Investing in that stock may bring some paper profits, but the real gains come from long-term growth.

noun a phrase used to refer to a situation where a payment or deadline has passed

adjective a phrase used to describe something that is overdue or late in payment

• The invoice is now past due and requires immediate payment.
• Hey, just a heads up that your bill is past due.
• Dude, your rent is hella past due, you gotta pay up.
• The deadline for the project is past due, we need to catch up quickly.

noun a repayment of money

verb to repay or return something, typically money

• I will need to pay back the loan by the end of the month.
• I owe my friend some money, so I need to pay them back soon.
• I'll make sure to pay you back as soon as I can, bro.
• Kindness is like a boomerang - it always comes back to you when you pay it forward.

verb Paying is a verb that refers to giving money in exchange for goods or services.

• The company is currently paying all its employees on a bi-weekly basis.
• I hate paying bills every month, it's such a hassle.
• I'm tired of paying for everything, let's split the cost this time.
• Success is like paying your dues - you have to put in the work before you see results.

noun a sum of money paid in exchange for a service or favor

• The payoff for completing the project on time was a substantial bonus.
• If we work hard, the payoff will be worth it in the end.
• I can't wait for the big payoff from this investment!
• Sometimes the payoff of taking risks is greater than playing it safe.

noun A plural noun that refers to a unit of currency in various countries, especially in the United Kingdom.

• The cost of the item was fifty pence.
• I only have a few pence left in my wallet.
• I found a penny on the ground, lucky me!
• Every pence saved is a pence earned.

noun short for 'person'

preposition used to express a rate or ratio

• The cost per unit is calculated by dividing the total cost by the number of units produced.
• I usually charge $10 per hour for my tutoring services.
• I can't believe they're charging $50 per ticket for that concert.
• She was running at full speed, covering 100 meters per minute.

noun a Spanish-American half-real piece formerly in use in parts of the southern United States

adjective of little value or significance; petty or trifling

• The committee spent hours discussing picayune details of the budget proposal.
• Why are you getting so worked up over such a picayune issue?
• Stop being so picayune about it, it's not a big deal.
• Her picayune attitude towards life's challenges held her back from achieving her goals.

noun a system for the buying and selling of stocks, shares, and other securities

article a word that is used to limit a noun, indicating the type of reference being made by the noun

• Investors need to carefully analyze the trends before deciding to play the market.
• I heard John is trying to play the market with some new stocks.
• Don't play the market unless you know what you're doing.
• She decided to play the market of emotions by manipulating her friend's feelings.

noun a steep and rapid fall or drop

verb to fall or drop quickly and steeply

• The stock market experienced a sharp plummet yesterday, causing concern among investors.
• I heard that the prices of those sneakers are going to plummet next week, so maybe wait before buying them.
• I can't believe how much the temperature plummeted last night - it's freezing now!
• After the scandal was exposed, the politician's reputation plummeted to new lows.

verb to fall or drop straight down at a high speed

adjective describing something that is rapidly decreasing or falling quickly

• The stock prices are plummeting due to the recent economic downturn.
• I heard that sales are plummeting at the new store in town.
• The temperature is plummeting outside, better bundle up!
• Her confidence was plummeting after receiving harsh criticism.

noun a quick and sudden movement or action

verb to jump or dive quickly and energetically

• The stock market took a sudden plunge yesterday, causing concern among investors.
• I heard that ticket prices for the concert have taken a plunge, so we should buy them now.
• I can't believe she took the plunge and got a tattoo on her arm!
• After her breakup, she felt like she was in a free fall, unable to stop the emotional plunge.

noun a date that is later than the actual date

verb to assign a date that is later than the actual date

• The document was postdated to ensure it would not be processed before a certain date.
• I postdated the check so it wouldn't be cashed until after my payday.
• I told my friend to postdate the message so it looks like she sent it earlier.
• Her actions seemed to postdate her true feelings, creating a sense of confusion.

noun a fee or tax based on weight or quantity, typically related to shipping or trade

• The poundage of the package exceeded the weight limit for standard shipping.
• I couldn't believe the poundage of the groceries I had to carry up the stairs.
• My new workout routine is all about reducing poundage and toning up.
• The poundage of responsibility on her shoulders was overwhelming.

noun a private school is a school that you have to pay to go to, not one that is paid for by the government

adjective relating to or belonging to a particular person and not to anyone else

• The company has strict policies in place to protect private information.
• I prefer to keep my personal life private.
• Let's have a private chat about this.
• She kept her emotions private, not wanting to show any vulnerability.

noun a Latin term meaning 'in proportion'

adverb used to describe something being distributed or done in proportion to the share of each individual involved

• The employee's bonus will be calculated pro rata based on the number of months worked.
• You'll only get paid pro rata for the days you actually worked.
• I'm only getting paid pro rata for this gig, but it's better than nothing.
• His commitment to the project was pro rata to his level of interest in the topic.

noun the money or profit made from a sale or business activity

• The proceeds from the charity auction will go towards funding medical research.
• We can use the proceeds from the garage sale to buy new furniture.
• Let's see what we can do with the proceeds from selling those old video games.
• As time proceeds, we will gain a better understanding of the situation.

noun a written promise to pay a specified sum of money to a specified person at a specified time

• The borrower signed a promissory note outlining the terms of the loan.
• I had to sign a promissory note before getting the money from the bank.
• I'll pay you back, just write up a promissory note for me.
• Her commitment to the project was like a promissory note, guaranteeing her dedication.

noun a proportional or proportional share

verb to divide, distribute, or assess proportionally

• The cost of the project will be prorated based on the number of days each team member worked.
• We'll prorate the rent for the month you moved in halfway through.
• Let's just prorate the bill and split it evenly.
• His responsibilities were prorated among the team members to ensure fair distribution of work.

noun the quality of being cautious, discreet, and wise in making decisions

• It is always wise to exercise prudence when making financial decisions.
• Hey, maybe we should use a little prudence before spending all our money on that new gadget.
• Dude, have some prudence and think before you act.
• In matters of the heart, prudence can save you from unnecessary pain.

noun a small bag used especially by a woman to carry everyday personal items

• She reached into her purse to retrieve her wallet.
• I always keep my keys in my purse.
• I love your new purse, where did you get it?
• His words were like a treasure hidden in a purse, waiting to be discovered.

noun a coin worth 25 cents

verb to divide into four equal parts

• The company reported a decrease in revenue for the third quarter of the fiscal year.
• I'll meet you at the cafe in a quarter of an hour.
• Let's catch up over coffee in a quarter.
• She's always a quarter late to our meetings, but we've learned to adjust our schedules.

adjective relating to or occurring every quarter or three months

adverb in a quarterly manner or frequency

• The company releases its financial reports on a quarterly basis.
• We have to fill out those quarterly reports again.
• I dread the quarterly meetings with the boss.
• His progress in the project can be measured quarterly.

noun the act of lifting or elevating something

verb to lift or move something to a higher position

adjective used to describe something that has been increased or elevated

preposition can be used as a preposition in phrases like 'raise the bar'

• The company decided to raise the salaries of all employees by 5%.
• I heard that the boss is planning to raise our paychecks next month.
• I'm hoping for a raise so I can finally afford that new car.
• Her speech on climate change really helped raise awareness among the community.

verb to take a portion of something, especially money, dishonestly or unfairly

• The corrupt official was found to have been raking off funds from the government budget.
• I heard that the company CEO has been raking off money from the company profits.
• The scam artist was caught raking off cash from unsuspecting victims.
• The dishonest contractor tried to rake off extra charges in the construction project.

noun a measure, quantity, or frequency, typically one measured against some other quantity or measure

verb to assign a standard or value to something based on comparison with something else

• The interest rate on the loan is fixed at 4%.
• What's the exchange rate for dollars to euros today?
• I heard that new restaurant has a high Yelp rating.
• She has a high success rate in closing deals.

noun the state or quality of being able to be achieved or realized

adjective able to be achieved or realized

• The project's goals are ambitious but still realizable with proper planning and resources.
• I know it seems like a lot, but it's definitely doable if we put our minds to it.
• Don't worry, it's totally doable. We got this!
• With enough determination, even the wildest dreams can become realizable.

verb a word that expresses an action, occurrence, or state of being

• After conducting a thorough analysis, the researchers realized the potential impact of their findings.
• I just realized I forgot to buy milk at the store.
• She finally realized she was being ghosted by her crush.
• As the sun set, he realized the fleeting nature of time.

noun A written acknowledgment that something has been received

verb None

adjective None

adverb None

pronoun None

preposition None

conjunction None

interjection None

article None

• Please make sure to keep all your receipts for reimbursement purposes.
• Hey, don't forget to hang on to your receipts in case you need to return something.
• I always stash my receipts in a shoebox just in case I need them later.
• The success of the project can be seen in the positive feedback and glowing receipts from satisfied customers.

verb to depend on or expect something to happen

preposition used to indicate reliance or expectation

• You can reckon on my support during this challenging time.
• You can reckon on me to help you move next weekend.
• You can reckon on Jake to always have your back.
• When it comes to dessert, you can always reckon on Sarah to bring something delicious.

noun an estimation or calculation

verb to consider or regard something in a specified way

• I reckon that the company's profits will increase by 10% next quarter.
• I reckon we should go to the beach this weekend.
• I reckon he's got a crush on her.
• I reckon life is like a box of chocolates, you never know what you're gonna get.

noun an opinion or judgement

• The company is facing a financial reckoning after years of mismanagement.
• I heard John is in for a reckoning with his boss after missing so many deadlines.
• If you keep skipping class, you're going to have a reckoning with the principal.
• The politician's past actions are finally catching up to him, and he is now facing a reckoning with the public.

verb to make compatible or consistent

• It is important to reconcile any discrepancies in the financial records.
• They need to reconcile their differences before they can move forward.
• I'm trying to reconcile with my ex, but it's complicated.
• It can be challenging to reconcile your past with your present self.

verb to regain or recover something lost or spent

• The company aims to recoup its losses by implementing cost-cutting measures.
• I need to recoup the money I spent on that concert ticket by selling some old clothes.
• I gotta recoup some cash before the weekend so I can go out with my friends.
• After a long day of work, I like to recoup by taking a relaxing bath.

verb to compensate for the faults or bad aspects of something; to gain or regain possession of something in exchange for payment

• She was able to redeem her reputation by proving her innocence in court.
• I redeemed my coupon for a free coffee at the cafe.
• I'll redeem myself by acing this test.
• He tried to redeem his past mistakes by volunteering at the local shelter.

verb to fund or finance again; to provide money for something again

• The customer was pleased to be refound for the defective product.
• I finally got refound for that overpriced item I bought.
• I was so happy when I got refound for that rip-off!
• Her lost confidence was refound through therapy and self-discovery.

noun a formal or official list or record

verb to enter or record in an official list or record

• Please remember to register for the conference before the deadline.
• Hey, don't forget to sign up for the workshop!
• Make sure you get on the list for the party, it's gonna be lit!
• His passion for music was evident from the moment he could register his first piano notes.

verb To repay or compensate someone for expenses or losses.

• The company will reimburse employees for any work-related expenses.
• Don't worry, I'll reimburse you for the movie tickets.
• I'll totally reimburse you for that coffee you bought me.
• Kindness is a currency that cannot be reimbursed.

noun an area of responsibility or authority

verb to send money as a payment or gift

• The company's policy clearly outlines the remit of the finance department.
• I'm not sure what falls under my remit at work.
• I don't want to deal with that, it's not in my remit.
• As an artist, her creativity knows no remit.

noun the action of sending money in payment or as a gift

• The company sent a remittance to the supplier for the goods received.
• I need to make a remittance to pay my monthly bills.
• I'll shoot you a remittance for the concert tickets later.
• Love is the ultimate remittance for all the sacrifices we make.

verb to send back or transmit (money, payment, etc.)

adjective canceled or forgiven (a debt, punishment, etc.)

• The patient's symptoms have remitted after receiving the appropriate treatment.
• Luckily, the pain has remitted since taking the medication.
• I can't believe how quickly my cold remitted with that new medicine!
• The tension between the two countries has remitted slightly since the peace talks began.

verb to pay back or return money that was borrowed or owed

• The borrower promised to repay the loan within five years.
• I'll make sure to repay you for helping me move next weekend.
• I owe you big time, I'll repay the favor soon.
• Kindness is a currency that we can never repay fully.

noun the action of paying back a loan or money that was borrowed

adjective repayment can also be used as an adjective to describe something related to the act of paying back a debt or loan

• The repayment of the loan must be made in monthly installments.
• Don't worry, I'll pay you back the money I owe you soon.
• I'll square up with you once I get my paycheck for the month.
• The repayment of kindness is often seen in the form of gratitude.

noun the act of taking back possession of something, especially in the case of default on payments or breach of contract

• The repossession of the vehicle was carried out according to the terms of the contract.
• They took back the car because he couldn't make the payments.
• They repoed his ride because he was behind on payments.
• The repossession of his dreams left him feeling lost and directionless.

verb to reduce or diminish expenses or costs

• The company had to retrench some of its employees due to financial difficulties.
• I heard they're going to retrench a few people from the team.
• Looks like they're going to start retrenching staff to cut costs.
• Sometimes we have to retrench in our personal lives to focus on what truly matters.

noun a person, place, or thing

verb a word that expresses an action or a state of being

adverb a word that modifies a verb, adjective, or other adverb

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

article a word that is used to indicate definiteness or indefiniteness of a noun

• After a long absence, the company decided to return to their original headquarters.
• I can't wait to return to my favorite vacation spot next summer.
• Let's return to the party after grabbing some food.
• It's time for me to return to my roots and reconnect with my heritage.

noun a reassessment or reevaluation of something, especially the value of a financial asset

• The company conducted a revaluation of its assets to reflect their current market value.
• They had to revaluate the prices of their products after seeing the competition's rates.
• I did a reval on my wardrobe and realized I have way too many clothes.
• After the accident, she went through a revaluation of her priorities in life.

noun a change to an opposite direction, position, or course of action

adjective relating to a reversal or capable of causing a reversal

• The court's decision marked a significant reversal of the previous ruling.
• I can't believe the sudden reversal of fortune he experienced.
• That was a total 180-degree reversal in her attitude.
• The reversal of roles between the teacher and student was quite interesting to observe.

noun a right to inherit property after the death of the current owner

• The reversion of the property to its original owner was a lengthy legal process.
• I heard that there will be a reversion of the old policy next month.
• I can't believe the reversion of that trend, it's so outdated now.
• The reversion to his childhood home brought back a flood of memories.

noun the lowest possible level or point

• After losing his job and going through a messy divorce, he hit rock bottom.
• I hit rock bottom when I realized I had no clean clothes left to wear.
• I was at rock bottom when I ran out of money and had to borrow from my friends.
• The company's stock price hit rock bottom after the scandal was exposed.

noun a movement where something rotates on an axis

preposition used to indicate movement into a particular place or position

• The company expects profits to roll in after the successful launch of their new product.
• Once the orders start coming in, the money will really start to roll in.
• I'm hoping some cash will roll in from my side hustle.
• With all the hard work I've put in, I'm confident that success will eventually roll in.

noun a seat fastened on the back of a horse or other animal for riding

preposition to burden or encumber someone with a responsibility or task

• The company decided to saddle the new employee with additional responsibilities.
• I hate when they saddle me with extra work at the last minute.
• I can't believe they're trying to saddle us with all this extra work.
• She felt like she was saddled with the weight of the world on her shoulders.

noun a tax

• The scot was a type of tax levied in medieval England.
• My friend from Scotland is often referred to as a scot.
• I can't believe that scot just cut in line!
• His stubbornness was like a scot, impossible to change.

noun a semiannual publication or event

adjective occurring twice a year

• The company's financial reports are issued on a semiannual basis.
• We have to attend a semiannual meeting next week.
• I always look forward to the semiannual sale at my favorite store.
• The semiannual changing of the seasons always brings a sense of renewal.

adjective describing something that occurs twice a year

adverb in a way that occurs twice a year

• The company conducts semiyearly performance reviews to assess employee progress.
• We have semiyearly team meetings to discuss our goals and objectives.
• I hate those semiyearly check-ins with my boss, they're so boring.
• The changing of the seasons can be seen as a semiyearly reminder of the passage of time.

noun the act of setting off; a counterbalance or equivalent

verb to counterbalance or compensate for

• The company used the setoff clause in the contract to deduct the amount owed from the final payment.
• I heard they're planning to do a setoff of the expenses against the profits.
• Let's do a setoff of our bills and see how much we have left to spend.
• Her kindness was a setoff against his harsh words, balancing out the negative energy.

verb to give someone less money than they are owed, often in a dishonest or unfair way

• The customer felt that the store was trying to shortchange him by not providing a full refund.
• Don't shortchange yourself by settling for less than you deserve.
• I won't let them shortchange me on this deal.
• By not investing in your education, you are shortchanging your future potential.

noun a deficit or lack in amount required or expected

• The company experienced a significant shortfall in revenue this quarter.
• We're facing a shortfall in funds for the project.
• I heard there's a shortfall in the party budget.
• Her kindness made up for any shortfall in experience.

verb to become smaller in size or amount

adjective showing a decrease in size or amount

• The shrinking budget has forced us to make some difficult decisions.
• I can't believe how fast my bank account is shrinking this month.
• My patience is shrinking by the minute with this slow service.
• Her confidence was shrinking as the presentation went on.

adjective describing something as large in size or amount

• The company made a sizable investment in new technology.
• She received a sizable bonus at work this year.
• I scored a sizable amount of free samples at the store.
• His influence in the community is sizable.

verb to cut or strike with a sharp blade or object

• The company slashed its workforce in an effort to cut costs.
• They slashed the prices for the end of season sale.
• I can't believe they slashed my hours at work without notice.
• Her words slashed through his heart, leaving him feeling wounded.

noun A scale or system in which different rates or prices are set according to a particular variable, such as income or level of need.

• The clinic offers a payment plan based on a sliding scale depending on income.
• The gym membership fees are on a sliding scale, so you pay according to how often you go.
• My boss said my bonus would be on a sliding scale depending on how well the project goes.
• The success of the marketing campaign will be on a sliding scale, determined by the number of leads generated.

noun the amount or extent of slipping or sliding that occurs

• The construction project experienced slippage due to unforeseen weather conditions.
• There was some slippage in the schedule because of the delays in material delivery.
• The slippage in our plans messed everything up.
• Her slippage in focus caused her to make several mistakes in the presentation.

noun a semi-liquid mass of partially melted snow

• The slush on the roads made driving conditions hazardous.
• I love jumping in slush puddles after it rains.
• Let's grab some slushies from the corner store.
• The meeting ended in a slush of conflicting opinions.

noun a small amount of money in the form of coins or low-denomination bills

• The company made a small change to their pricing strategy.
• I just made a small change to the recipe for dinner tonight.
• Let's make a small change and see if it improves the situation.
• Sometimes a small change can make a big difference in how things turn out.

noun a piece of bread or pastry that is soaked in liquid before being eaten

verb to soak up liquid with a piece of bread or pastry

• The chef used a small piece of bread as a sop to soak up the delicious sauce.
• I always use a piece of bread as a sop to clean my plate.
• She loves to sop up the gravy with her biscuits.
• His apology was just a sop to make up for his mistake.

verb to engage in thought or reflection; to make guesses or hypotheses about something without having definite knowledge

• It is not appropriate to speculate on the outcome of the investigation without concrete evidence.
• I can only speculate about what might happen next in this situation.
• I heard some people speculating about who will win the game tonight.
• She liked to speculate on the possibilities of the future, like a dreamer lost in thought.

noun a speaker used for communication in a two-way radio system

• The squawk box in the office is used for important announcements.
• Hey, did you hear the message on the squawk box?
• I can't stand the constant noise coming from that squawk box.
• Her voice on the phone was like a squawk box, loud and annoying.

noun a sum of money or something else of value gambled on the outcome of a risky game or venture

verb to risk losing (something of value) on an outcome of a game or venture

• The company's shareholders have a significant stake in the success of the business.
• I've got a lot riding on this project, my job is at stake.
• If we don't win this game, our pride is on the line.
• She knew that her reputation was at stake, so she made sure to do her best.

noun A place where stocks, bonds, and other securities are bought and sold.

• Investors monitor the stock exchange for fluctuations in market prices.
• I check the stock exchange every day to see how my investments are doing.
• I'm playing the stock exchange game and trying to make some quick cash.
• The stock exchange is like a rollercoaster, with ups and downs that can be unpredictable.

noun the market for trading stocks and securities

• The stock market experienced a significant downturn today.
• Did you hear about the stock market drop?
• I'm hoping to make some quick cash in the stock market.
• Her emotions were like a rollercoaster ride in the stock market.

noun a person who buys and sells stocks or shares on behalf of others

• The stockbroker advised his clients on investment opportunities in the market.
• My cousin works as a stockbroker and he makes a lot of money.
• I heard that stockbroker dude really knows how to play the market.
• Being a successful stockbroker is like playing a high-stakes game of chess with money.

noun A word that represents a person, place, thing, or idea. In this case, 'stocks' and 'bonds' are both nouns as they refer to financial instruments used for investment.

conjunction A word used to connect clauses or sentences or to coordinate words in the same clause. In this case, 'and' is a conjunction that connects the two nouns 'stocks' and 'bonds'.

• Investors should diversify their portfolios by investing in a mix of stocks and bonds.
• If you want to play it safe, you can put your money in stocks and bonds.
• I'm thinking of throwing some cash into stocks and bonds to see how it goes.
• In the financial world, stocks and bonds are like the yin and yang, balancing risk and stability.

noun shares of ownership in a corporation or financial asset

• Investors should diversify their portfolios by investing in a variety of stocks.
• I heard that tech stocks are performing really well right now.
• I'm thinking of throwing some cash into those hot stocks everyone's talking about.
• She felt like her life was in a downward spiral, like watching stocks plummeting on the market.

verb past tense of strap; to fasten or secure with a strap

adjective having limited financial resources; lacking money

• The hiker was strapped with all the necessary equipment for the journey.
• I'm strapped for cash right now, so I can't go out to eat.
• I heard he got strapped at the party last night.
• She felt emotionally strapped after the breakup.

noun a pitched ball not swung at, counted as a ball in baseball

verb cause (someone) to have a particular impression

• The workers went on strike to demand better working conditions.
• The employees decided to go on strike because they were unhappy with their pay.
• The team captain was on fire during the game, every shot was a strike!
• The artist's new painting really struck a chord with the audience.

noun a short, remaining piece of something

verb to stop short, as in an attempt or undertaking

• The professor asked the students to include a stub at the end of their research papers.
• Don't forget to add a stub to your email signature with your contact information.
• I always leave a stub on my movie tickets as a souvenir.
• The new evidence was just a stub of the larger conspiracy unraveling.

adjective having great size, weight, or importance

• The company experienced a substantial increase in profits this quarter.
• There was a substantial amount of food left over from the party.
• I made a substantial amount of money from selling my old clothes.
• Her influence on the team was substantial, like a guiding light.

noun the result of a subtraction operation

verb to take away or deduct a number or amount from another

• To find the difference between two numbers, you need to subtract one from the other.
• If you subtract the cost of the drinks, we can split the bill evenly.
• I need to subtract some calories from my diet if I want to lose weight.
• Sometimes, it's necessary to subtract negative influences from your life in order to thrive.

verb Sucked is a past tense verb that describes the action of drawing in or draining completely.

adjective Dry is an adjective that describes something lacking moisture or wetness.

adverb Dry can also function as an adverb, modifying a verb, adjective, or other adverb to indicate a lack of moisture.

• The land had been sucked dry of its nutrients due to years of intensive farming.
• I left my phone charging all night and now the battery is sucked dry.
• After that workout, I feel like I've been sucked dry.
• Her energy was sucked dry by the toxic relationship she was in.

verb to give a brief statement of the main points of something; to summarize

• In conclusion, to sum up our discussion, we can see that the data supports our hypothesis.
• So, to sum up, we basically just need to make sure everything is ready for the meeting tomorrow.
• To sum up, we gotta wrap this up real quick before the boss comes back.
• To sum up our relationship, it's like a rollercoaster with its ups and downs.

noun a thing that bears the weight of something or keeps it upright

verb to bear all or part of the weight of; hold up

• The company provides excellent customer support for any technical issues.
• I always turn to my best friend for emotional support when I'm feeling down.
• I've got your back, bro. I'll always support you no matter what.
• The strong foundation of trust and understanding supports their relationship through tough times.

noun an additional charge or fee

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• The hotel imposes a surcharge for late check-out.
• I didn't realize there was a surcharge for extra toppings on the pizza.
• They hit me with a surcharge for parking in the wrong spot.
• The emotional surcharge of losing a loved one is immeasurable.

verb to remove or subtract something from a particular place or person

• The company decided to take from its reserves to cover the unexpected expenses.
• I'll just take from my savings to pay for the concert tickets.
• I had to take from my mom's purse to buy snacks for the movie.
• His comments seemed to take from the credibility of the entire presentation.

noun a thing that is perceptible by touch; a tangible asset or benefit

adjective perceptible by touch; clear and definite; real

• The company's success can be measured by tangible results such as increased revenue and market share.
• I need to see some tangible evidence before I believe you.
• I can't believe she actually made a tangible difference in the project.
• His love for her was so strong, it almost felt tangible in the air.

noun A Latin phrase meaning solid ground or dry land.

• The ship finally reached terra firma after weeks at sea.
• I can't wait to get back on terra firma after this rocky boat ride.
• Let's get off this boat and onto terra firma before I get seasick.
• After days of uncertainty, she finally felt like she was back on terra firma with her decision.

noun a frozen surface of water that is dangerously thin and likely to break under weight

• The skaters were warned to stay off the thin ice to avoid any accidents.
• You're treading on thin ice if you keep borrowing money without paying it back.
• Dude, you're on thin ice with your boss for showing up late every day.
• She knew she was on thin ice with her friends after canceling plans last minute.

noun a cardinal number, 10 times 100 or 1000

• The company invested several thousand dollars in research and development.
• I must have taken a thousand photos on my vacation.
• I've got a thousand things to do before the party tonight.
• His speech moved me a thousand miles emotionally.

noun the parade of people and vehicles following a successful team or individual in a public celebration

• The ticker tape parade celebrated the team's championship win.
• I love watching the ticker tape parade after a big sports victory.
• The ticker tape was flying everywhere during the celebration!
• His mind was like a ticker tape of thoughts, constantly scrolling.

verb to help someone get through a difficult period or situation

preposition to provide support or assistance during a challenging time

• The government provided a relief package to help tide over businesses during the economic downturn.
• I lent my friend some money to tide her over until she gets paid.
• I'm just trying to tide over until the weekend so I can relax.
• His positive attitude helped him tide over the difficult times in his life.

verb to fasten or secure with a knot or string

adjective busy or occupied with something

adverb in a state of being fastened or secured with a knot or string

• The suspect was tied up and taken into custody by the police.
• I can't go out tonight, I'm all tied up with work.
• I was so tied up in traffic that I missed my appointment.
• Her emotions were all tied up in the decision she had to make.

noun a small or constricted area

• The company found itself in a tight spot financially due to poor investments.
• I'm in a tight spot right now with all these bills piling up.
• I got myself into a real tight spot when I forgot about the deadline for the project.
• She felt like she was in a tight spot when she had to choose between two equally important commitments.

noun a payment made as a symbolic gesture or for a small amount

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• The company requested a token payment of $1 to secure the booking.
• I only made a token payment for the concert tickets, just to hold them for now.
• I threw down a token payment to reserve my spot at the event.
• His apology was like a token payment, barely enough to make up for his mistake.

adjective an adjective describes or modifies a noun or pronoun, in this case 'top heavy' describes something that has more weight or importance on the top compared to the bottom

adverb an adverb modifies a verb, an adjective, or another adverb, in this case 'top heavy' describes how something is distributed in terms of weight or importance

• The company's financial structure is considered top heavy with a disproportionate amount of funds allocated to upper management.
• The team is a bit top heavy with more experienced players dominating the lineup.
• The new car looks cool but it's a little top heavy on the price.
• Her argument was top heavy with emotional appeals rather than logical reasoning.

noun a whole quantity or number; the whole amount

adjective constituting the whole; entire

• The total cost of the project is estimated to be $1 million.
• The total number of attendees for the event was around 200.
• I can't believe the total bill came out to be so high!
• The total chaos in the office was unbearable.

noun A person who buys and sells goods or assets for profit, typically in a financial market

• The trader carefully monitored the stock market to make informed investment decisions.
• The trader kept an eye on the stock market to know when to buy or sell.
• The trader was hustlin' in the market, making those big moves.
• The trader navigated the turbulent waters of the market with skill and precision.

noun There is no noun form of the word 'trailing'.

verb In this context, 'trailing' is functioning as a present participle verb, indicating an ongoing action of following behind something or someone.

adjective As an adjective, 'trailing' describes something that is following behind or lagging behind something else.

• The hiker noticed a deer trailing behind him on the forest path.
• I saw my little brother trailing me as I walked to school.
• Why are you always trailing me like a shadow?
• His past mistakes were trailing him like a dark cloud, affecting his present decisions.

noun an instance of transacting something

verb to carry out or conduct (business, negotiations, etc.)

• It is important to transact all business deals through official channels.
• Let's transact the payment for the goods before they are delivered.
• I'll transact the cash for the concert tickets with my friend later.
• In order to achieve success, one must be willing to transact with challenges along the way.

noun a business deal or action; the act of conducting business or other dealings

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adverb none

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conjunction none

interjection none

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• The bank requires a signature for every transaction over $1,000.
• I'll Venmo you for our lunch transaction later.
• Let's make this transaction quick and easy, no need to drag it out.
• Their friendship was built on a transactional basis, always expecting something in return.

noun the action of moving something from one place to another

verb to move from one place to another

adjective used to describe something that involves moving from one place to another

• The bank requires a signed authorization letter for any fund transfer exceeding $10,000.
• Can you transfer me some cash for the concert tickets?
• I'll just Venmo you the money for the pizza, okay?
• The transfer of power from the old CEO to the new one was seamless.

verb to deal with something as if it is of little value or importance

adjective of little value or importance

• The company refused to waste time on trifling matters and focused on important tasks.
• Stop worrying about trifling details and just enjoy the moment.
• I can't believe you're still hung up on that trifling ex-boyfriend of yours.
• Her trifling attempts at painting were no match for the skilled artists in the competition.

noun a former British coin worth two pennies

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preposition none

conjunction none

interjection none

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• She found a tuppence in the pocket of her coat.
• I wouldn't give you tuppence for that old car.
• He doesn't have tuppence to his name.
• His opinion is not worth tuppence in this matter.

noun a British coin worth two pennies

adjective a term used to describe something that is worth or costs two pennies

• The twopenny coin is no longer in circulation.
• I found a twopenny coin on the street.
• He's so cheap, he wouldn't even spend a twopenny on a drink.
• Her twopenny opinions are not worth listening to.

adjective describing someone who has not made a decision or commitment

adverb in a way that shows a lack of commitment or decision-making

• The uncommitted members of the committee have not yet decided on a course of action.
• She's uncommitted to any particular college yet, she's still weighing her options.
• He's totally uncommitted to this relationship, he's just not that into her.
• The uncommitted voters hold the key to deciding the outcome of the election.

noun the act of valuing something too low

verb to assign too low of a value or price to something

• It is important not to undervalue the contributions of all team members in a project.
• Don't undervalue the effort your friend puts into helping you.
• Don't be a fool and undervalue your worth in this situation.
• She realized she had been undervaluing her own self-worth for far too long.

adjective a word that describes or gives more information about a noun, such as 'unfilled' which means not filled or completed

• The position remained unfilled for several months due to a lack of qualified candidates.
• I noticed the unfilled spot on the shelf where the books are supposed to go.
• I can't believe you left your plate unfilled after dinner!
• Her heart felt unfilled despite having everything she thought she wanted.

adjective not paid; lacking payment

• The company has a policy of not tolerating any unpaid invoices.
• I still have some unpaid bills to take care of.
• I can't believe he's trying to get away with leaving that unpaid.
• The debt of gratitude remained unpaid for years.

adjective an adjective describes a noun or pronoun, in this case 'unpayable' describes something that cannot be paid

• The debt had become unpayable due to the high interest rates.
• I heard his credit card bill is unpayable this month.
• Her student loans are totally unpayable at this point.
• The emotional debt between them was unpayable and strained their relationship.

adjective describing something that does not make a profit or is not financially beneficial

• The company decided to shut down the unprofitable branch to cut losses.
• The store wasn't making any money, so they had to close it down.
• That business was a total flop, they couldn't make any dough.
• Her investment turned out to be unprofitable, like throwing money down the drain.

adjective describing something that has not been achieved or fulfilled

• The company's unrealized potential for growth was finally recognized by investors.
• I never realized how much unrealized talent you had until now.
• She's been sitting on all this unrealized cash for months.
• His unrealized dreams haunted him every night.

noun a lack of reserve or restraint

verb to release or free from reserve or restraint

• The hotel requires guests to unreserve their rooms at least 24 hours in advance to avoid any cancellation fees.
• I forgot to unreserve the conference room for tomorrow's meeting, can you help me with that?
• I accidentally double-booked my flight, so I had to unreserve one of the tickets.
• She decided to unreserve her feelings and finally open up to her therapist about her struggles.

adjective describing something that has not been used or spent

• The unspent funds from last year's budget will be carried over to the next fiscal year.
• I still have some unspent money left over from my last paycheck.
• I totally forgot about the unspent cash in my wallet.
• Her unspent energy was evident as she sat quietly in the corner, waiting for something to happen.

adverb used to indicate the extent or degree of something

preposition used to indicate a limit or maximum amount

• The company offers discounts of up to 50% for bulk orders.
• You can get cashback of up to 20% on your purchases.
• I scored tickets to the concert for up to half price!
• Her dedication to her work is up to par with the best in the industry.

adjective describing the movement or direction of something as being both upward and downward

adverb describing an action that is done in an alternating upward and downward motion

• The stock market has been experiencing a lot of up-and-down movement recently.
• Her mood has been so up-and-down lately, it's hard to keep up.
• The rollercoaster was so up-and-down, it made my stomach flip.
• Their relationship has been on an up-and-down journey, but they always find a way back to each other.

noun a general upward direction or tendency, especially of prices, values, or rates of occurrence

• The stock market has been showing a steady uptrend over the past few weeks.
• Looks like the prices are on the rise, we're definitely in an uptrend.
• The market is going up, it's all about that uptrend.
• Just like the sun rising every morning, the uptrend in the market is inevitable.

noun an exorbitant or unlawful rate of interest

• Usury is the practice of charging excessive interest on loans.
• I can't believe the usury rates some credit card companies charge.
• That payday loan place is known for their usury tactics.
• The usury of time is when you waste precious moments on things that don't matter.

verb to determine or estimate the value of something

• It is important to valuate the company's assets before making any investment decisions.
• I need to valuate how much my old car is worth before selling it.
• I'm going to get my jewelry valuated to see if it's worth anything.
• She always takes the time to valuate her options before making a decision.

adjective describing a noun as having great worth or importance

• The antique jewelry collection is extremely valuable and must be kept in a secure location.
• My grandmother's old recipe book is really valuable to me because it has all her secret recipes.
• That limited edition sneaker is so valuable, it's worth a small fortune.
• Time is the most valuable thing we possess, so we should use it wisely.

verb past tense of vest, meaning to give someone the legal right or power to do something

adjective having a special right, power, or privilege

• The company offers a vested interest in the business to all employees after a certain period of time.
• I finally have a vested stake in this project after putting in so much effort.
• I've got some skin in the game now that I'm vested in this deal.
• Her vested emotions in the outcome of the election were evident in her passionate speech.

verb to support or confirm the validity or truth of something

• I can vouch for his impeccable work ethic and professionalism.
• I'll vouch for her, she's always been reliable.
• I'll vouch for him any day, he's a solid dude.
• His actions vouch for his integrity and honesty.

noun a street in lower Manhattan, New York City, known for being the financial center of the United States

• Wall Street is known for its bustling financial district in New York City.
• I heard that a lot of big companies are located on Wall Street.
• Some people dream of making it big on the Wall Street trading floor.
• In the world of finance, success on Wall Street is often seen as the ultimate achievement.

noun an abundance of valuable resources or valuable material possessions

• The accumulation of wealth is often seen as a measure of success in our society.
• He inherited a lot of wealth from his grandparents and now lives a lavish lifestyle.
• She's rolling in wealth after winning the lottery last year.
• Knowledge is the true wealth that can never be taken away from you.

noun a period of time

conjunction used to introduce a contrast or a change of direction in a sentence

• While I appreciate your effort, the results are not satisfactory.
• I'll be at the park while you finish up your homework.
• I was chilling at the beach while you were stressing about work.
• While she may seem tough on the outside, she is actually very kind-hearted.

adjective extremely large; huge

adverb used to emphasize the great extent or size of something

• The company reported a whopping increase in profits this quarter.
• I can't believe she ate a whopping three slices of pizza!
• That concert was a whopping good time!
• His ego was so big, it was a whopping obstacle in his relationships.

noun a piece of unexpected good fortune or financial gain

adjective denoting a piece of unexpected good fortune or financial gain

• The unexpected inheritance was a windfall for the family.
• Winning the lottery was a huge windfall for them.
• Getting that bonus was a total windfall!
• The discovery of oil in their backyard was a windfall for the small town.

noun the act of leaving a place, organization, or agreement

• The company announced the withdrawal of their latest product due to safety concerns.
• I had to make a withdrawal from my savings account to cover unexpected expenses.
• I'm feeling a bit rough after that night out, definitely need a withdrawal from the bank of sleep.
• His withdrawal from social activities was a sign that he was struggling with his mental health.

verb to hold back; to keep from proceeding; to retain; to refuse to give or grant

• The company decided to withhold payment until the project was completed to satisfaction.
• I'm going to withhold my opinion until I have more information.
• Don't withhold the good news, tell me what happened!
• Sometimes it's better to withhold your emotions and think before reacting.

noun the value or importance of something

adjective having value or merit

preposition used to indicate the value of something in terms of money or effort

• The house is definitely worth the asking price.
• This movie is so worth watching, trust me.
• That concert was totally worth it, dude.
• The experience of traveling to a new country is worth its weight in gold.

noun A period of 365 days or 12 months

adjective relating to or characteristic of a particular year

• The company's revenue increased by 10% this year.
• I can't believe it's already been a year since we last saw each other.
• I've been working at this job for a whole year now.
• Time flies when you're having fun - it feels like just yesterday we were celebrating the new year.

adjective relating to or happening every year

adverb in a way that happens or is done once a year

• The company conducts a yearly audit to ensure financial transparency.
• We have a yearly tradition of going on a camping trip with our friends.
• I try to hit the gym at least once a year, but it's more like a yearly thing.
• His yearly performance review is always a nerve-wracking experience.

noun an extremely large, unspecified number or amount

• The company invested a zillion dollars in their latest project.
• I've told you a zillion times to clean your room.
• There were like a zillion people at the concert last night.
• Her smile lit up the room like a zillion fireflies.

noun a slang term meaning 'nothing' or 'zero'; used to indicate the absence of something

• After conducting thorough research, the scientists found zilch evidence to support the hypothesis.
• I searched everywhere for my keys, but came up with zilch.
• I've been applying to jobs all week, but I've gotten zilch in response.
• Despite his efforts, he felt like he was getting zilch in return for his hard work.

noun a word that represents a person, place, thing, or idea

verb a word that expresses an action or a state of being

adjective a word that describes or modifies a noun or pronoun

adverb a word that modifies or describes a verb, adjective, or another adverb

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

article a word that is used to limit or define a noun

• The accountant discovered that the company was cod someone up to the eyeballs in debt.
• I had no idea that they were cod someone up to the eyeballs with all those loans.
• They really cod someone up to the eyeballs with those shady deals.
• Her workload was cod someone up to the eyeballs, leaving her feeling overwhelmed.

noun a word that represents a person, place, thing, or idea

adjective a word that describes or modifies a noun

• The liar's dividend is the temporary benefit gained from deceiving others, but it always comes with consequences.
• You might think you're getting away with it, but the liar's dividend will catch up to you eventually.
• Don't be fooled by the liar's dividend - it's never worth it in the end.
• The liar's dividend is like a poisoned apple - enticing at first, but ultimately destructive.

noun a word that represents a person, place, thing, or idea

verb a word that expresses an action or state of being

adverb a word that modifies or describes a verb, adjective, or other adverb

pronoun a word that can function by itself as a noun phrase and that refers either to the participants in the discourse (e.g., I, you) or to someone or something mentioned elsewhere in the discourse (e.g., she, it)

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

conjunction a word that connects words, phrases, or clauses

interjection a word or phrase that expresses a sudden or strong feeling or emotion

article a word that is used to specify a noun as definite or indefinite

• The company plans to squeeze their suppliers until the pips squeak in order to cut costs.
• My boss is really trying to squeeze me until the pips squeak with all these extra tasks.
• I heard that landlord is going to squeeze his tenants until the pips squeak for rent this month.
• The coach pushed the team to their limits, squeezing them until the pips squeak during practice.

verb to delve deeply into a subject or issue, often getting bogged down in details or complexities

• During the meeting, we need to avoid getting into the weeds and stick to the main points.
• Let's not get into the weeds with all the details, just give me the highlights.
• I don't want to get into the weeds of this project, it's too complicated.
• Sometimes it's easy to get into the weeds of a problem and lose sight of the bigger picture.

noun a small amount of money, typically considered insignificant or of little value

• The amount of money he offered was merely chump change compared to the total cost of the project.
• I found some chump change in the couch cushions and used it to buy a snack.
• Don't worry about it, it's just chump change.
• To him, a thousand dollars was just chump change, he was used to dealing with much larger sums.

adjective describing someone who is primarily focused on money and material possessions

• The new CEO is often criticized for being too money-minded and not taking into account the long-term impact of his decisions.
• My aunt is so money-minded that she never misses a chance to save a few bucks, even if it means compromising on quality.
• I don't trust that money-minded guy, he always seems to have an agenda when it comes to finances.
• Being money-minded is like wearing blinders that only allow you to see the dollar signs and not the bigger picture.

adjective describing something that results in a financial loss; not profitable

• The company decided to shut down its money-losing division to cut down on losses.
• I heard that the new restaurant down the street is money-losing.
• That business is totally a money pit, nothing but money-losing ventures.
• Investing in that stock is like throwing money into a fire, it's just money-losing.

noun a sudden and complete failure or collapse, especially in financial markets

verb to fail suddenly and completely, especially in financial markets

• The company experienced a crashout in the stock market, leading to significant losses for investors.
• I heard about the crashout at the party last night, it was crazy!
• The crashout on the highway caused a huge traffic jam.
• Her hopes for a promotion came crashing out when she found out she didn't get the job.

noun abbreviation for 'billion', a numerical value equal to one thousand million

adjective used to describe a quantity of one billion

adverb used to modify a verb, adjective, or other adverb to indicate a quantity of one billion

• The company reported a revenue of over 10 bn last quarter.
• Did you hear that they made over 10 bn last quarter?
• They raked in some serious cash, like over 10 bn!
• Her love for him was worth more than a billion, it was like a bn times infinity.

verb to earn a lot of money, to become wealthy

• The company's new investment strategy is expected to make bank in the next fiscal quarter.
• If you invest in that startup now, you could totally make bank in a few years!
• I heard that new rapper is about to drop a new album that's gonna make bank.
• She's been working hard on her side hustle and is finally starting to make bank.

noun FTR is an acronym that stands for 'For the Record'. It is commonly used in written communication to indicate that the following information is being provided as a factual statement.

preposition In some cases, 'FTR' may be used as a preposition to indicate a specific point or reference in a conversation or discussion.

• The FTR report provided a detailed analysis of the company's financial performance.
• I heard the FTR presentation went well at the meeting.
• I can't believe they're still using that old FTR system.
• Her decision to leave the company was a real FTR moment in her career.

noun A situation or circumstance that is difficult to escape from or avoid

• The hikers were warned to be cautious of bear traps set by the park rangers.
• Watch out for those bear traps in the woods, they can be dangerous!
• I almost stepped into a bear trap while exploring the forest.
• The contract had a hidden clause that felt like a bear trap, trapping us in a difficult situation.

verb to commit or agree to do more than one can realistically accomplish or fulfill

• It is important not to overcommit to projects that you cannot realistically complete.
• Don't overcommit yourself to too many things at once, it's not worth the stress.
• I always tend to overcommit and then end up feeling overwhelmed.
• She tends to overcommit to relationships, often spreading herself too thin.

noun a type of language that is difficult to understand, often used in a specific profession or group

• The technical jargon used in the report may be difficult for some readers to understand.
• I can't keep up with all the jargon they use in the office meetings.
• I have no idea what that jarg means, can you explain it to me?
• She spoke with such confidence and used industry jargon effortlessly, it was clear she was an expert in her field.

noun a unit of currency in India, Pakistan, Nepal, and some other countries

• The total cost of the project is estimated to be Rs. 1,000,000.
• I owe you Rs. 500 for the concert tickets.
• I can't believe he spent Rs. 10,000 on that jacket!
• Her dedication to the cause is worth more than Rs. 1,000 in donations.

adjective DTF is an acronym that stands for 'down to fuck', typically used to indicate a willingness to engage in sexual activity.

preposition In some contexts, DTF can be used as a preposition to describe someone's attitude or readiness for sexual activity.

• The DTF analysis revealed significant correlations between the variables.
• I heard she's DTF, so maybe you should ask her out.
• He's always looking for someone who's DTF at the club.
• The team was DTF to win the championship, giving their all in every game.

noun Capital expenditure, funds used by a company to acquire, upgrade, and maintain physical assets such as property, buildings, equipment, or technology.

• The company is planning to invest in new machinery with a significant capex allocation.
• The company is putting a lot of money into new equipment, it's their capex for the year.
• The boss said we need to spend some serious cash on upgrades, that's our capex for the quarter.
• Investing in your education is a form of personal capex that will pay off in the long run.

noun a tangible form of money, such as bills or coins

• The suspect was caught trying to smuggle cold cash across the border.
• I need some cold cash to pay for this concert ticket.
• I'm gonna need some cold cash if I want to buy those new sneakers.
• He was willing to do anything for success, even if it meant getting his hands on some cold cash.

noun a word that functions as the name of a person, place, thing, or idea

verb a word that expresses an action, occurrence, or state of being

adjective a word that describes or modifies a noun or pronoun

preposition a word that shows the relationship between a noun or pronoun and other words in a sentence

article a word that is used to specify a noun as definite or indefinite

• The antique vase turned out to not be worth a dime at the auction.
• I thought the new restaurant would be good, but the food was not worth a dime.
• That movie was so boring, it was not worth a dime.
• His promises to change his ways proved to not be worth a dime in the end.

noun a word used to identify any of a class of people, places, or things

verb a word used to describe an action, state, or occurrence

preposition a word governing, and usually preceding, a noun or pronoun and expressing a relation to another word or element in the clause

• The unexpected delay really put a crimp in our project timeline.
• Running out of gas really put a crimp in our road trip.
• Her getting sick really put a crimp in our girls' night out.
• The new regulations put a crimp in our ability to innovate.

noun PP is an abbreviation that stands for 'personal pronoun' in grammar.

adjective PP can also stand for 'purchase price', which is used to describe the price at which something is bought.

• The company implemented a new PP policy to improve employee productivity.
• I heard they're changing the PP rules at work, have you seen the new guidelines?
• I can't believe they're making us follow these dumb PP regulations now.
• His PP skills are unmatched in the industry, he always knows how to get things done efficiently.

verb to hide or store something in a secret or secure place

• The act of stashing money in a Swiss bank account is considered a form of tax evasion.
• I caught my brother stashing candy in his closet to hide it from our parents.
• I saw Jenny stashing some cash in her bra before going out to the club.
• She was stashing away memories of her childhood in a mental vault, never to be forgotten.

noun a word that functions as the name of a specific person, place, thing, or idea

verb a word that expresses an action, occurrence, or state of being

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

• By investing in the stock market, you could potentially be quids in if the shares increase in value.
• If you bet on that horse, you'll definitely be quids in if it wins the race.
• I found a tenner on the street yesterday, so I'm quids in!
• If you manage to secure that contract, you'll be quids in with all the bonuses and commissions.

noun an extreme fear or phobia of numbers or arithmetic

• Arithmophobia is a specific phobia characterized by an irrational fear of numbers.
• I heard Sarah has arithmophobia, she gets really anxious when she has to do math.
• Don't worry about that test, it's just numbers - no need for arithmophobia!
• His arithmophobia towards budgeting often leads to financial troubles.

noun a unit of currency in various countries

preposition used to indicate a comparison between two things, typically emphasizing the certainty of one over the other

• I would bet dollars to doughnuts that the company will meet its quarterly targets.
• I'll bet you dollars to doughnuts that Sarah will be late to the party.
• I'm willing to bet dollars to doughnuts that the new restaurant will be a hit.
• You can bet dollars to doughnuts that he will try to weasel his way out of taking responsibility.

adjective describing the condition of being in a difficult financial situation

preposition indicating the position or location of being in financial straits

• The company found itself in financial straits after several quarters of declining revenue.
• My friend is in financial straits and is looking for a job to help pay off his debts.
• I heard John is in some serious financial straits right now, he might need to borrow some money.
• The country was in financial straits, with its economy on the brink of collapse.

noun a word that functions as the name of a specific thing, person, or place

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

article a word that is used with a noun to specify grammatical definiteness of the noun

• On the minus side, the company's revenue has been decreasing steadily for the past few quarters.
• On the minus side, we might have to work overtime to meet the deadline.
• On the minus side, we're totally broke until payday.
• On the minus side, her absence at the meeting was definitely noticed.

noun A word that represents a person, place, thing, or idea. In this phrase, 'side' is a noun referring to a position or standpoint.

adjective A word that describes or modifies a noun. In this phrase, 'plus' is an adjective indicating something positive or advantageous.

preposition A word that shows the relationship between a noun or pronoun and other words in a sentence. In this case, 'on' is a preposition indicating location or position.

article A word that is used to specify a noun. In this case, 'the' is an article indicating a specific noun that follows.

• On the plus side, the company's revenue has increased by 10% this quarter.
• On the plus side, at least we finished the project on time.
• On the plus side, we scored free tickets to the concert.
• On the plus side, the storm passed without causing any damage.

noun A common abbreviation for 'Personal Learning Network', which refers to a network of people and resources that a person uses to support their learning and professional development.

• The company's budget planning includes the allocation of funds in PLN for various projects.
• I need to convert my Euros to PLN before my trip to Poland.
• Let's grab some PLN from the ATM for tonight's party.
• His ideas are worth more than a million PLN in the business world.

verb to pledge property as security for a loan or debt without giving up possession of it

• Investors may hypothecate their securities in order to secure a loan.
• I heard you can hypothecate your car to get a loan from the bank.
• Don't worry, you can just hypothecate your jewelry to get some quick cash.
• She had to hypothecate her values in order to achieve success in the cutthroat industry.

verb to maximize or increase to the highest level

• It is important to always follow the recommended dosage and not max up on medication.
• Don't max up on snacks before dinner, you'll spoil your appetite!
• I always max up on caffeine before a big exam to stay awake.
• She decided to max up her efforts in order to reach her goal faster.

noun the money held in a demand deposit account

• A demand deposit is a type of account where funds can be withdrawn at any time without prior notice.
• I keep my emergency savings in a demand deposit account so I can access it quickly if needed.
• I always make sure to have some cash in my demand deposit for a rainy day.
• Her trust in him was like a demand deposit, always there when she needed it the most.

noun a sudden increase or rise in value or popularity attributed to the actions or influence of Donald Trump

• The stock market experienced a Trump bump after the announcement of new economic policies.
• Investors were excited about the Trump bump in the market.
• Did you see that Trump bump in the stocks? Crazy!
• Her popularity had a Trump bump after the successful product launch.

noun a demand by a credit-card provider for a retailer to make good the loss on a fraudulent or disputed transaction

• The customer initiated a chargeback with their credit card company to dispute the transaction.
• I heard Sarah got a chargeback on her latest online purchase.
• I can't believe they tried to pull a chargeback on that sale.
• His betrayal felt like a chargeback on our friendship.

verb to resign from a position or office, especially in a formal manner

• The employee decided to demit from their position at the company.
• I heard Sarah is planning to demit from her job next month.
• I can't believe he just up and demitted without any notice.
• Sometimes it's necessary to demit from toxic relationships in order to find peace.

adjective relating to or characteristic of a transaction, especially a business transaction

• The company's new software system allows for efficient transactional processes.
• I prefer using transactional apps for my online shopping.
• I'm all about those quick transactional deals.
• Their relationship was purely transactional, with no emotional connection.

noun a numerical representation of a person's creditworthiness, based on their credit history and financial behavior

• Lenders use your credit score to determine your creditworthiness before approving a loan.
• Your credit score can affect whether you get approved for a credit card or not.
• Dude, my credit score is so low, I can't even get a decent interest rate.
• Think of your credit score as a financial report card that shows how responsible you are with money.

noun the action of putting something off to a later time; postponement

• The student requested a deferment of their tuition payment until the following semester.
• I asked for a deferment on my car loan so I can save up some money first.
• I'm hoping to get a deferment on my rent this month, things are tight right now.
• Sometimes it's necessary to seek a deferment on making a decision until all the facts are gathered.

noun a term that refers to the action of coming or going back to a place

verb to come or go back to a place

• The company's policy allows customers to request a return within 30 days of purchase.
• I need to Breturn this shirt because it doesn't fit me.
• I'll Breturn the favor by helping you move next weekend.
• After a long journey, the protagonist finally decides to Breturn to his hometown and confront his past.

noun a word that represents a person, place, thing, or idea

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

article a word that is used to specify or limit a noun

• The property was sold for pennies on the dollar compared to its original value.
• I got this designer bag for pennies on the dollar at a thrift store.
• I found a great deal on that car, got it for pennies on the dollar!
• His skills are worth much more than he's being paid, it's like getting him for pennies on the dollar.

noun a person who is extremely wealthy, possessing an immense amount of money or assets

• The gazillionaire philanthropist donated a large sum of money to the charity.
• I heard that Mark became a gazillionaire after selling his tech company.
• That new rapper is living like a gazillionaire with all his bling.
• In her mind, she was a gazillionaire with all the love and happiness she had in her life.

noun the act of issuing or making something available

verb not applicable

adjective not applicable

adverb not applicable

pronoun not applicable

preposition not applicable

conjunction not applicable

interjection not applicable

article not applicable

• The issuance of the new government bonds was met with mixed reactions from investors.
• The issuance of the new parking permits caused a lot of confusion among residents.
• The issuance of the latest iPhone had people lining up around the block.
• The issuance of apologies from the company did little to repair their damaged reputation.

noun a word that represents a person, place, thing, or idea

verb a word that expresses an action or state of being

adverb a word that modifies a verb, adjective, or other adverb, typically answering the questions when, where, how, or to what extent

• The project's timeline started to go south due to unexpected delays.
• I heard their relationship started to go south after the big argument.
• Things really started to go south for him once he lost his job.
• Her mood can quickly go south if she's not feeling well.

noun a word used to identify any of a class of people, places, or things

adjective a word that describes or modifies a noun or pronoun

• The bank is offering a credit card with zero interest for the first six months.
• I found a great deal on a car loan with zero interest for a year.
• I'm all about that zero interest life when it comes to financing big purchases.
• She showed zero interest in joining the club despite multiple invitations.

noun A person who is extremely wealthy, possessing a very large amount of money or assets

• The successful entrepreneur became a zillionaire after selling his tech company.
• I heard that new celebrity is a total zillionaire now.
• That dude is a straight-up zillionaire, living the high life.
• In her dreams, she imagined herself as a zillionaire, surrounded by luxury and opulence.

noun a line at the top of a page or document

adjective of the highest quality or importance

• The top line of the report summarizes the key findings.
• Make sure to include the important details in the top line of your email.
• Did you catch the top line of the news article? It's crazy!
• In order to succeed, you need to focus on the top line of your goals.

noun a word that represents a person, place, thing, or idea

adjective a word that describes or modifies a noun or pronoun

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

• The men in grey suits arrived at the board meeting to discuss the company's financial performance.
• I always get nervous when the men in grey suits from HR come around the office.
• Watch out for the men in grey suits, they mean business.
• The men in grey suits represent the faceless bureaucracy that controls our lives.

noun a card game similar to chemin de fer in which the players bet against the banker

• Baccarat is a popular card game often played in casinos.
• I heard that baccarat is a really fun game to play with friends.
• Let's hit the baccarat tables and try our luck!
• In the game of life, sometimes you have to play your cards like a game of baccarat.

noun a small amount of money, typically not enough for a particular purpose

• The company refused to accept the project for such short money.
• I'm not doing all that work for short money.
• I ain't working for short money, it's not worth it.
• Don't sell yourself short, know your worth and don't settle for short money.

noun A sum of money that is much larger than the other scheduled payments in a loan agreement.

• The borrower will have to make a large balloon payment at the end of the loan term.
• Watch out for that balloon payment at the end of the loan, it's a big one!
• That balloon payment is gonna hit you like a ton of bricks!
• The balloon payment looming ahead feels like a heavy weight on my shoulders.

noun capital that is sent out of a country in order to avoid risk or instability, often for investment in foreign markets

• Flight capital refers to the movement of money from one country to another for the purpose of investment or to escape political or economic instability.
• People often move their flight capital to more stable countries to protect their assets.
• Rich folks stash their flight capital in offshore accounts to avoid taxes.
• In times of crisis, individuals may resort to flight capital as a means of securing their financial future.

noun a combination of the words 'low' and 'inflation', referring to a period of low inflation rates

• The central bank is closely monitoring the phenomenon of lowflation in the economy.
• People are starting to worry about lowflation because it could affect their purchasing power.
• Lowflation is when prices stay low, but it's not necessarily a good thing for everyone.
• In the current economic climate, lowflation is like walking a tightrope - it can be precarious if not managed carefully.

noun a word that represents a person, place, thing, or idea

verb a word that expresses an action or a state of being

pronoun a word that takes the place of a noun in a sentence

preposition a word that shows the relationship between a noun (or pronoun) and other words in a sentence

article a word that is used to specify a noun as definite or indefinite

• I had to loan something from someone in order to complete the project on time.
• I asked my friend to loan me something for the party tonight.
• Can you hook me up and loan something from someone for the weekend?
• Sometimes we need to loan something from someone in terms of support and guidance during tough times.

noun a slang term used to represent the sound of a cash register or the sound of money being made

• The company's revenue increased significantly, resulting in a loud 'cha-ching' for the shareholders.
• I just won the lottery! Cha-ching!
• When I sell my old clothes online, it's always a cha-ching moment.
• Every time I finish a project, I feel like I hear a mental 'cha-ching' of satisfaction.

noun a rescue procedure for a financial institution on the brink of failure, in which the institution's creditors and depositors are forced to bear some of the burden by having a portion of their debt converted into equity or written off

• The government implemented a bail-in strategy to rescue the failing bank.
• They decided to use a bail-in to save the bank from going under.
• The bank was in trouble, so they had to do a bail-in to keep it afloat.
• In times of crisis, a bail-in can be like a lifeboat for struggling financial institutions.

adjective A word or phrase naming an attribute, added to or grammatically related to a noun to modify or describe it.

• The appraiser provided a depreciatory assessment of the antique vase.
• She made a depreciatory comment about his new haircut.
• I don't appreciate your depreciatory remarks about my cooking skills.
• His constant criticism had a depreciatory effect on her self-esteem.

noun a flowing or streaming forth

adjective flowing smoothly or freely

• The profluent stream flowed steadily through the valley.
• The river was really profluent today, it's perfect for swimming.
• Dude, that profluent wave was epic!
• Her profluent ideas flowed effortlessly during the brainstorming session.

noun Fungible can also be used as a noun to refer to something that is interchangeable or replaceable.

adjective Fungible is an adjective that describes something that is interchangeable or capable of being replaced by something else of equal value.

• The company issued fungible securities that could be easily exchanged for cash.
• I heard that those fungible tokens are really popular among investors.
• I'm looking to trade some fungible items for better gear in the game.
• In the world of finance, fungible assets are like interchangeable puzzle pieces.

noun refers to activities or movements that occur within a single day, especially in the context of trading or financial markets

• The intraday trading activity showed high volatility throughout the day.
• We made some quick profits from intraday trading today.
• I'm trying my luck with intraday trades to make some fast cash.
• Intraday movements in the stock market can be like riding a rollercoaster.

noun the act of cutting out the middleman or intermediary in a transaction or process

• The rise of online platforms has led to disintermediation in many industries.
• Cutting out the middleman is a form of disintermediation that can save you money.
• People are all about disintermediation these days, trying to go direct to get the best deals.
• In a way, disintermediation is like removing the barriers between you and what you want.

noun a person who is addicted to spending money excessively and irresponsibly

• The spendaholic individual struggled to keep their finances in check.
• My friend is such a spendaholic, always buying the latest gadgets.
• She's a total spendaholic, can't resist splurging on designer clothes.
• His reckless spending habits earned him the title of a spendaholic.

noun the quality or state of being able to be received or accepted

• The receivability of the application will be determined by the admissions committee.
• Whether or not you get in depends on the receivability of your application.
• Your chances of getting accepted hinge on how receivable your application is.
• The receivability of her message was crystal clear to everyone in the room.

noun AB can be a noun when referring to blood type AB or a common abbreviation for 'able-bodied'.

adjective AB can be an adjective when describing someone as able-bodied.

adverb AB can also be used as an adverb in certain contexts, such as in the abbreviation 'A/B testing' in marketing.

• The company's financial report shows a significant increase in AB over the past quarter.
• I heard that AB is the new hot spot in town for live music.
• Let's hit up AB for some drinks tonight.
• His determination to succeed is like AB, always pushing forward no matter the obstacles.

noun A person who uses an abacus for calculation.

• The abacist used an ancient counting tool to perform calculations.
• The abacist is really good at doing math in his head.
• I heard that abacist is a human calculator.
• She's like an abacist when it comes to organizing her thoughts.

noun a word that refers to a person, place, thing, event, substance, or quality

adjective a word that describes or modifies a noun or pronoun

• The company provided an abbreviated number for customer service inquiries in their latest communication.
• Just call the abbreviated number on the flyer if you have any questions.
• Hit up the abbr number if you need help with that.
• She dialed the abbreviated number to connect with her inner peace.

noun Par is a term used in golf to refer to the standard number of strokes a good player is expected to take to complete a hole or course.

adjective Above par is used to describe something that is better or higher than the usual or expected standard.

preposition Above is a preposition indicating a higher position or level than something else.

• The quality of the product was above par compared to other items in the market.
• Her performance in the exam was above par, she really aced it!
• The party last night was above par, everyone had a blast.
• His leadership skills are above par, he always goes the extra mile.

noun An abbreviation for 'Access Control Center', a centralized location for managing access to a system or facility

• The ACC (Area Control Center) is responsible for managing air traffic in a specific region.
• I need to call the ACC to get the latest weather updates for our flight.
• I heard the ACC is really backed up today, so expect delays.
• His ability to juggle multiple tasks at once is like an ACC controller managing multiple planes in the sky.

noun accelerated amortization is a method of paying off a loan more quickly than the scheduled repayment plan

• The company decided to implement an accelerated amortization schedule to pay off the loan sooner.
• We're going with accelerated amortization to get rid of the debt faster.
• Let's speed up the loan repayment with accelerated amortization.
• Using accelerated amortization is like hitting the fast-forward button on our loan payments.

noun a person who is accepting or open to new ideas or beliefs

adjective willing to accept or agree to something

• The organization is very acceptant of new ideas and innovations.
• She's pretty acceptant of different lifestyles and beliefs.
• My friends are so acceptant, they'll never judge you for anything.
• The soil in this region is very acceptant of different types of crops.

noun a type of promissory note or negotiable instrument used in business transactions

• The accommodation paper outlines the terms and conditions of the rental agreement.
• Make sure you read through the accommodation paper before signing anything.
• I skimmed through the accommodation paper and everything seems good to me.
• The accommodation paper acts as a roadmap for your stay in the new city.

verb to calculate or keep records of financial transactions

• Accompting is an important aspect of financial management in any organization.
• I'm not looking forward to accompting all the expenses from last month.
• I hate accompting, it's so boring!
• Accompting for all the variables in this equation will lead to a precise answer.

noun the practice or profession of maintaining financial records

• The field of accountancy requires a strong understanding of financial principles and regulations.
• My cousin is studying accountancy in college and she says it's pretty challenging.
• I'm thinking of switching my major to accountancy because I heard it's a solid career choice.
• In the grand scheme of business, accountancy is the backbone that keeps everything in order.

noun a book in which financial transactions are recorded

• The accountant meticulously recorded all transactions in the account book.
• I need to update my account book with all the recent expenses.
• I can't find my account book anywhere, it's driving me crazy!
• Her memory was like an accurate account book, never forgetting a detail.

noun an official record of financial transactions

adjective referring to the most recent status or balance of an account

• Please submit your account current for review by the finance department.
• Make sure to update your current account before the deadline.
• Don't forget to check your account status before it's too late.
• Keeping your account current is like staying on top of your financial game.

noun A word that represents a person, place, thing, or idea. In this case, 'account day' is a noun as it represents a specific day related to accounting or financial matters.

• On account day, all financial transactions are carefully reviewed and recorded.
• Account day is when we have to go through all the boring paperwork for the month.
• I hate account day, it's such a drag having to deal with all the numbers.
• For me, account day is like facing a mountain of paperwork that never seems to end.

verb to consider or regard in a specified way

preposition used to say that something or someone has been considered or included in a calculation, decision, or plan

• In the financial report, all expenses were meticulously accounted for.
• I made sure to account for all the missing items before leaving the party.
• She totally accounted for her ex-boyfriend by showing up with a hotter date.
• The new evidence accounted for his sudden change in behavior.

verb to provide an explanation or justification for something

preposition used to indicate that something has been taken into consideration or included in a calculation

• The accountant ensured that every expense was properly accounted for in the financial statements.
• I made sure to account for all the money I spent on my trip.
• I totally forgot to account for the drinks we bought last night.
• Her dedication to her work accounted for her success in the company.

noun a word used to identify any of a class of people, places, or things

verb a word used to describe an action, state, or occurrence

adverb a word or phrase that modifies or qualifies an adjective, verb, or other adverb

pronoun a word that can function by itself as a noun phrase and that refers either to the participants in the discourse or to someone or something mentioned elsewhere in the discourse

preposition a word governing, and usually preceding, a noun or pronoun and expressing a relation to another word or element in the clause

• When preparing the financial report, make sure to account for all expenses incurred during the project.
• Hey, don't forget to account for the extra guests coming to the party.
• I need to account for my sister tagging along with us to the concert.
• The detective had to account for all the evidence in order to solve the case.

noun a word that can be the subject or object of a verb, can also refer to a person, place, thing, or idea

preposition a word that shows the relationship between a noun or pronoun and other words in a sentence

• The financial report must account for all expenses incurred during the quarter.
• Make sure you account for all your spending when you're budgeting for the month.
• Don't forget to account for the extra charges on your bill.
• Her absence from the meeting will need to be accounted for in the decision-making process.

noun a word that refers to a person, place, thing, event, substance, or quality

• The accounting equation, assets = liabilities + equity, must always balance in financial statements.
• You always have to make sure the accounting equation adds up correctly in the books.
• The accounting equation is like the math problem that never goes away in accounting.
• Think of the accounting equation as the scales of justice for your company's financial health.

noun a system for keeping financial records of a business

pronoun referring to someone or something being considered or included

preposition indicating the cause or reason for something

• In financial statements, proper accounting for all assets and liabilities is crucial for accurate reporting.
• When budgeting for a trip, make sure you're accounting for all possible expenses.
• I didn't realize how much money I was spending until I started accounting for my daily coffee habit.
• When analyzing a situation, it's important to consider all factors and variables, accounting for every possible outcome.

noun a statement or report of money received and paid out for a particular period

verb to present or submit an account or report

• The accountant will need to account render the financial statements for the board meeting.
• I have to account render all my expenses before I can go on vacation.
• I'll need to get my act together and account render my taxes before the deadline.
• She had to account render her actions and apologize for her mistake.

noun a word that represents a person, place, thing, or idea

verb a word that expresses an action or state of being

preposition a word that shows the relationship between a noun or pronoun and other words in a sentence

• The company's growth strategy accounts for its recent success in the market.
• Her dedication to studying hard accounts for her good grades.
• His smooth talking accounts for why he always gets what he wants.
• The missing piece of the puzzle finally accounts for the whole picture.

noun a liability account in a general ledger representing the company's obligation to pay suppliers or vendors for goods or services purchased on credit

• The accounts payable department is responsible for managing the company's outstanding invoices.
• I need to check with accounts payable to see if my expense report has been processed yet.
• I heard accounts payable is swamped with work this week.
• In the grand scheme of things, keeping track of accounts payable is like balancing a never-ending stack of plates.

verb to agree to take or receive

• The company will only accpt applications submitted through the online portal.
• I heard they won't accpt late submissions for the project.
• They're never gonna accpt that excuse for missing the deadline.
• Sometimes you just have to accpt the things you cannot change.

verb Accrued is the past tense of the verb accrue, which means to accumulate or increase over time.

• Interest is accrued on the savings account balance each month.
• I've accrued quite a bit of vacation time, so I'm thinking of taking a long trip.
• I've been working hard and my savings have accrued nicely.
• Over time, the benefits of regular exercise accrued and I felt healthier and stronger.

noun Interest that accumulates over time on a principal sum of money

verb None

adjective None

adverb None

pronoun None

preposition None

conjunction None

interjection None

article None

• The investor received a statement showing the accrued interest on their savings account.
• I just got my bank statement and saw the accrued interest from my savings.
• I'm loving the extra cash from the accrued interest in my account.
• The relationship between time and accrued interest is like a growing tree, steadily increasing in value.

noun the act of accruing or something that has accrued over time